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The Watergardens

Whatsapp Or Call 98311650 For Appointment!

Due to Covid19 situation, our preview is running half-hourly time slots. Therefore there will be a limited slots available .

If you is interested to take a look at the Showflat , please call tel: 98311650 to reserve a slot.

Hope to hear from you soon.

The Watergardens

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Upcoming new launch near Canberra MRT | By joint venture UOL, UIC and Kheng Leong | Located along Canberra Drive | Close proximity to Canberra Plaza, Sun Plaza & Sembawang Shopping Centre | Mins walk to Canberra MRT Station | 16 blocks of low-rise 5 storey condominium | Estimated 448 units with early childhood development Centre (ECDC)

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Latest Information of The Watergardens Condo As At May 14th 2021 updated, Register to receive the price list and book Ryse showflat appointment!

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The Watergardens Condo at Canberra MRT

The Watergardens at Canberra by joint venture UOL, UIC and Kheng Leong is a low-rise 5 storey condominium situated along Canberra Drive in District 27. It is projected to yield about 448 residential units and is mins walk to the Canberra MRT Station.

A myriad of amenities can be found nearby the vicinity of Provence Residence EC. For dining, shopping and entertainment, there are Sun Plaza, Sembawang Shopping Centre, Northpoint City and the new Canberra Plaza. Several eateries are also located at the shophouses along Sembawang Road and at the nearby Chong Pang City, a neighbourhood cluster where ones can also get their groceries and basic necessities.

For leisure nearby are Sembawang Park, Admiral Country Club and the future Sembawang Sport and Community Hub, which consist of the largest Active SG Gym, indoor and outdoor swimming pools, sport hall, running trails, polyclinic and a hawker center. Provence Residence EC is about 25 minutes’ drive to Orchard Road, the Central Business District (CBD) and the City Centre. The site is also easily accessible to all parts of the island via Gambas Avenue, upcoming North-South Corridor, Central Expressway and Seletar Expressway.

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May 14th 2021 : Register With Us To Receive Latest Site Plan & Floor Plans! May 14th 2021 : Welcome To The Watergardens.

Booking Ryse Showflat Viewing

In view of government act on social distancing due to the Covid 19 situation, viewing of showflat is only by appointment basis. Please register at this page and wait for our confirmation call from our salesperson.

The Watergardens Showflat

#The Watergardens

Real Estate Investors: What is Private Lending?

Learn exactly what private lending is and what it is not.Discover tips on developing relationships with private lending investors and how to use private lending with a seller involved.

Private lending, as I teach it and as I do it, is a relationship type of lending between my company and another individual. That individual can be one of two people. It can be what I call an outside third-party person. Maybe I do not know that person but through marketing, relationships or referrals, I have developed a relationship with that person. I have sat down with that person, either in one-on-one or in group settings.

Private Lending Investors

I have developed a program by which I explain to them how they can invest in my real estate investing business. I've gone through and explained my background and my skills and I've shown them deals, both good and bad deals.

I've explained to them the investment returns they're going to get. I've explained to them the security they're going to get on their loans. At that point that individual may or may not want to invest with me, but that is a person that up and to that point I did not have a relationship with.

That relationship may go quickly in some cases. I have had people that I've met and within two weeks have been lenders. I've had other people that have taken me well over a year. We've had a couple of meetings. We've kind of lost touch for awhile. A few months go by; they get another piece of mail from me. They call me up, something changes in their life. Maybe they've come into an inheritance or something of that nature and suddenly they have some additional cash and they want to invest.

People that get lump sum of money, a bonus at the end of the year, all of the sudden may call me up and say, "Alright, I've got some extra money to invest." That is one type of private lender.

What Private Lending Is Not

The other important element of that is a private lender is what it is not. Private lending is mot a bank or hard money lender. It is very, very rare that private lending is done with banks. Banks are very rigid. They have incredible regulations and rules and things of that nature that they have to work by. That's not what private lending is.

Private Lending Involves Two People

Private lending is two people, individuals, sitting down and working through a transaction or a lending deal that benefits both parties. I will structure it so it benefits me. I will fit it into my deal. I will put it onto an already existing deal, but in some respects it has to benefit me and the same for the other fellow, the lender. Obviously, it has to benefit me.

It has to provide enough interest to more than offset his additional risk. It has to provide enough security for him to be interested in doing the deal. It also has to fit his timing. If he's going to need his money back in a year or two or three, it has to fit his timing. It has to be a win-win situation. I know that's an overused term in the world anymore, but it has to work for both of us. If it doesn't work for both of us, it's not a transaction that's probably going to happen.

Private Lending with a Seller Involved

The other type of private lending transaction is between a seller, somebody selling their real estate to me and putting money back into the deal. Selling private lending is a little bit unique in the sense that they come with the deal. So when the deal happens, they are part of that deal already. They either accept the terms of the transaction or the deal or they don't.

You do not need to market with them. You don't really need to establish a relationship with them per se. It's a good thing to do down the road because they are going to be a lender and you have to pay them back, but at least initially you do not normally have a relationship with them in the beginning. The information we're talking about tonight really doesn't relate to sellers in that respect too much.

Again, as I said it's a one-on-one relationship type of lending between two individuals in such a way that both individuals are meeting their own needs in terms of lending that money. That is, in a crux, a private lending. That's what it is.

http://singnewhomes.com/parc-central-residences-ec-showflat/

Parc Central EC

Parc Central EC is located at Tampines Ave 10 , near international school and Tampines West MRT . Introducing Tampines EC, a luxurious brand new Executive Condo located at Tampines Avenue 10 and Tampines Street 86. Situated on Tampines Ave 10 is a new Tampines EC expecting to launch in April 2020 with an estimated 695 units right next to United World College of SEA.

Parc Central EC near international school and Tampines West MRT

Parc Central Residences EC , Is strategically placed along tampines ave 10. Close to to st. Hilda’s number one school , shopping department shops and tampines mrt station . This exe condo is nicely located and residents will get to experience the ease of staying in a regional centre which is self contained. .淡滨尼执行共管公寓 .

#Parc Central EC

hopeful-rebellions

http://singnewhomes.com/ryse-residences/

Residents in The

Ryse Residences

@Pasir Ris Central enjoy seamless connectivity to Bus Interchange, MRT and Retail Malls beneath

The Ryse Residences @Pasir Ris Central takes only 8-10 min drive to reach airport. With the newly completed Project Jewel and on-going Terminal 5 expansion, more employment will be drawn to the area in the next decade. Not only that, The Ryse Residences @Pasir Ris Central is close to Tampines Regional Center as well as Loyang Industry estate.

Coming to 2029, with the completion of 1st phase of Cross-island Line linking Changi to Bright Hill, Pasir Ris station will become an Interchange. The new line will shorten journey time to other parts of Singapore by upto 70 mins, it will also serve as alternative to East-West Line when it’s fully completed.

azulmarinas

http://singnewhomes.com/parc-central-residences-ec-showflat/

Parc Central EC

Parc Central EC near international school and Tampines West MRT

withthosesleepyeyes

Are You a Good Candidate for Condo Rentals?

If you’re considering a condo rental as an option, consider the realities of condo living and make sure you’re a good fit for the lifestyle before you sign on the dotted line.

When you’re looking for condo rentals you want to start by looking at the curbside appeal of the building unit. After all you are looking for condo rentals for a reason and that reason probably includes the fact that you don’t want to have to mow a yard, shovel snow or rack leaves. You want your home to look nice on the inside and the outside but you don’t have the lifestyle that allows you to have that much free time to do both. So if the outside is not kept up you might want to ask why before you go any further. Most condominiums are individually owned units inside a shared building and to make this concept successful that means a common group goal has to be adhered to in order to keep the building up and maintained. Enter home owner associations and the monthly dues that every owner contributes towards the maintenance pot. If the condo rentals you are looking at don’t have a HOA and the outside is looking slack you may want to reconsider moving in. If the tenants are counting on the honor system to clear up the landscaping they may find the few who have the interest in doing so lack the time and commitment to do it and sometimes these informal non HOA units fall to the maintenance wayside and lose value rapidly as a result.

Pay attention to the other common areas inside the building as well such as the lobby and hallways. Are these areas maintained with an air of cleanliness and light to them or are they dark and dirty and obviously self-maintained by the nearby unit owners?

If everything looks good what amenities are the condo rentals offering? Is there a pool, hot tub, exercise room or is it the ideal location that makes the unit a draw to potential renters?

Take your time to tour the whole building including any amenities that are a part of the rental fee and make sure that you feel you will actually utilize these things. If you don’t have the time or interest in using them you may want to find a unit where they are not included so you don’t waste money paying for services you never use.

And finally when it comes to condo rentals read the rental policy and ask questions about anything you don’t understand or agree with. You will be expected to know

, understand and agree to all of the terms of your rental agreement and even as a tenant and not a property owner you may have to pay HOA fees and you will have to abide by the home owners association terms as a tenant.

If you are uncomfortable with the concept of living under someone else’s rules you may want to consider if you’re a good candidate for condo living before you rent because the investment value of these units depends on the group adherence to conformity and up keeping the units to code.

hypnosissss

Private Lending: 6 Steps to Develop Your Own Private Lending Program for Real Estate Investors

If you are a real estate investor, or if you want to get started in real estate investing, having a steady source of mortgage money is absolutely essential to your real estate investing business. In fact, having a good source of mortgage money will give you such an advantage in the post-credit bubble market that you can get better deals than your competitors can get by making better offers. Imagine getting a 5% to 10% lower price simple because you can offer an “all cash” offer versus your competitors having to ask for a “financing contingency” in their offer.

But the $1,000,000 question is how you get a good and consistent source of money when traditional mortgage money and hard money loans are all things of the past. The answer is private lending and borrowing money from private individuals, not banks or hard money lenders.

Borrowing money from private lenders is not nearly as difficult as some would make it seem. There are six major elements to starting and developing a private lending program a real estate investor needs to do as follows.

1) Business Plan: You must have a solid and believable business plan that fits your experience level and skill set. If you have only bought one or two properties you can NOT tell a private investor you plan to buy 12 properties this year. This is not believable and the private lender will not lend you money. Your business plan must be well thought out and when you sit in front of a prospective investor it must be believable and achievable without being a stretch.

2) Credibility Kit: Building your personal Credibility Kit is going to be one of the most important tools in your real estate investing business. Nothing speaks louder, or more clearly, about you or your integrity than letters from your sellers, personal reference letters, letters from your lenders, copies of ads you have run, photos of properties you have bought and sold, and the professionalism that a good Credibility Kit presents to private lenders. You absolutely must have good Credibility Kit and be able to email or provided a hard copy to prospective lenders.

3) Marketing Plan: You must have a good marketing plan including several different types of lead generating marketing to get potential private lenders to call you and request more information. These methods can include post cards, flyers, networking within professional organizations, and group or one-on-one educational presentations. We do NOT recommend any big or public advertising such as newspapers, internet or email marketing.

4) Follow-up and Presenting Deals: Once your marketing has generated some leads it is time to present deals. You may want to meet with the potential lender in a one-on-one meeting and lay out why your deal makes sense and how the investor’s money is well protected and what return they can expect earn. You also may want to send out a short summary to a number of potential lenders and see if they are interested by having them call for more information and details. If one of the lenders calls from your emails it is important to follow up and send both your credibility kit and deal summary for their review.

5) Legal Forms: One of the great advantages of private lending is how simple the forms are for a typical private lending transaction. In fact, most private lending transactions only involve four documents including a Mortgage or Trust Deed, Promissory Note, Insurance and Disclosure Statement. The most important document is the Promissory Note and this is where you add certain clauses that allow to control the deal and give you the investor flexibility down the road.

6) Closing: Once you have a private lender ready to go and your forms prepared for the deal it is time to close. I strongly recommend to my coaching students that they always close with a title clerk or attorney and let them prepare the closing documents and handle the money for you at closing. For the small fee they charge, it takes a lot of headaches away and adds a level of professionalism to your investing business. I also strongly recommend that the title clerk or attorney record the private lenders mortgage with the local county land records office.

Private lending may well be the only way to get money for real estate investing in the post-credit bubble market. If you follow these simple six steps you will be well on your to having a consistent source of money for your real estate investing business.

shadesnyper

http://singnewhomes.com/provence-residences-ec/

Provence Residence

Provence Residence EC is a 99-year leasehold new Executive Condominium by developer MCC Land. The site is bounded by Canberra Link and Canberra Walk. It is projected to comprise about 413 residential units and is mins walk to the Canberra MRT Station.

Provence EC next Canberra Plaza and Canberra MRT

Why buy Provence Residence EC ?

Easy accessibility

Close proximity to many schools

Mins walk to Canberra MRT and Canberra Plaza

Easy access with upcoming NSE (North-South Expressway) and Thomson Line

Close to nature – Sembawang Park via Park Connector

Potential rental and capital appreciation

Nearby dining, shopping, entertainment amenities and leisure facilities

shadesnyper

Real Estate Investors: Tips on Starting Out with Private Lending

Tips on starting out with private lending based on first hand experience. Learn how to refine a private lending strategy.

One of the mistakes I was making early in my real estate investing business was I was putting my own money into deals. I would go out and get a primary mortgage mostly from - I was using WAMU at the time. Fortunately, I think they’re still in business. Then I would put my personal funds as the balance. I’d borrow 80% of the proceeds from WAMU. I’d put in 20% of the remaining purchase price of my own funds and then I would continue to put my own funds to rehab the property.

Like everybody, I have limited funds. I did that for a while and I ran out of money. Then it became kind of a shell game. I had to sell a property and recover all those monies to do the next deal. It became very inefficient.

I knew at that point, after a couple of years of that, that I had to figure out how to do this in a better way. At that point I went out and got a lot of education, started reading a lot, and started learning a lot from various real estate gurus to learn how to do this business the proper way.

Refining Private Lending

One of the things I started out very early on was private lending. I figured this would be the way that I could avoid having to put my own funds into a deal and would suddenly unlock the key here which would be I could go out and buy real estate without necessarily having to have the funds in my own bank account to get the deal done.

We went out and we started doing transactions with private lenders. Some of them went very smoothly. We were very successful and paid them off and were very successful. Other deals did not go particularly as smoothly, but ultimately those investors also got paid off, complete full payoffs. Some of them were very happy and have continued to do business with me today. Some have migrated on to other things.

One of the things we learned in this process was we refined our forms. We refined our marketing approach. We refined our program, what appealed to investors, what didn’t, and we continued to just refine it.

Seller Financing

Today I do some private lending, a lot less than I used to. Today when I do a real estate transaction I deal with seller financing. That’s the only way I’ll do a deal today, flat out. If the seller is not putting in 20-30% of the deal and in some cases 90 or 95%, if they’re free and clear property, I won’t do the deal.

There is less and less reason right now to do it with private lending. Ultimately, you do need private lenders to get off the ground and get started, but today there are a lot of sellers willing to put money into deals. One of the much larger sources of private lending funds right now is the sellers themselves.

As I spoke about, that’s the other half of private lending but that clearly is becoming more and more important, that piece of it. I’m sure it will continue to do so for a couple of years as the mortgage market and the financial market continue to struggle and to deteriorate somewhat. That’s where we’re at.

azulmarinas

The 5 Top Sources of Financing for Real Estate Investing and Why Private Lending Beats Them All!

There are many sources of financing available to use as a real estate investors. It is important to know the different financing options for structuring your real estate investment business. As you will see in this report, private lending has several advantages to the other sources.

There are many different ways to finance a real estate deal. It is very important for the real estate investor to know each one and the pros and cons of each. As you will see in this report, private lending has several advantages to the other sources.

Mortgage Loans

Mortgage Loans are the traditional type of financing for real estate investments and are generally provided by banks, mortgage companies and saving & loans. Mortgage loans are usually 15 to 30 years in duration with interest rates in the 6% to 8% range depending on your credit score and history. Mortgage loans require you to go through a qualifying process and involve lots of paperwork and can take weeks, if not months, to finalize.

Mortgage loans have several primary weaknesses, including a 20% to 30% down payment, a credit score of 700 or more and tight limits on the number of loans one person can make. In fact, the down payment requirements for investors have moved up to 40% in some cases. Banks and other financing organizations are also seriously clamping down on credit scores and typically require scores over 700, whereas, just a year ago, they would led on a score of 600 or less from a real estate investor.

Mortgage lenders will only let you acquire a certain number of properties before they will cut you off from any further funding. Fannie Mae and Freddie Mac, who really control the US mortgage market, recently imposed new lending restrictions and now only allow a maximum of 4 loans per investor.

Mortgage lenders are also very reluctant to make loans to LLC’s or corporations and generally require you personally sign for the loan. This defeats many of the advantages of LLC’s or corporations of asset protection and limiting liability.

Hard Money

Hard money loans are also referred to as rehab financing. Hard money loans tend to have very short time frames of 6 to 12 months and hard money lenders expect you to pay them off after 12 months with a new mortgage loan. These types of loans tend to have very high interest costs that will sometimes be over 20% with very high upfront and backend fees. On the positive side, hard money loans generally require less qualifying on the part of the investor because of the very low LTV ratios. Creative Financing - Creative financing is a blanket term for techniques such as lease options, subject to, and owner financing that will allow you to acquire control of a property without putting money down. These techniques are great when you can use them, but are not applicable when the seller needs to sell for cash.

Revolving Credit Sources

Revolving credit sources include business lines of credit and credit cards. While these can be flexible sources of financing, the interest rates tend to be high and require high monthly payments. The credit line may be capped at a number lower than you need.

Private Lenders

Private lender are individuals with money to lend for investment purposes. They may or may not be wealthy, but they do have excess cash or assets available over and above what they need to live on. These individuals are willing to lend for a higher return than they can get with bank CD’s or money markets. There are no limits on the number of private lenders you can have or the number of real estate deals you can do using private money.

Private lenders are looking for returns in the 9% and 15% range and secured by local rental real estate. This kind of return will provide investors with positive investment return of almost 300% over CD’s and money markets. The result is a perfect match of private lenders looking for better returns on their money and secured by real estate and real estate investors looking for cash to fund deals and the ability to pay higher returns.

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