this is for my fellow subscription-with-auto-pay users
(tl;dr see if your bank will help protect your money from subscription services that won't take no for an answer)
a more and more common problem is trying to cancel their subscriptions and losing money because the company that you have canceled service with will not take the hint. I myself have gotten burned on this once, and all it took was once; call your bank at your next convenience and see if they have this solution available to you:
you are going to ask how to stop a certain vendor (aka whatever subscription service you're done with) from getting money from your account. iirc my bank calls this "stop pay" but if your bank has it, it might have a different name. whatever the terminology, the idea is to block whatever service or subscription or whoever from getting money from you again.
if they have this option available to you, great! your job is half done already. now you are going to ask how to implement this; how early you need to do so, what number to call, what information you need on hand. take notes, you'll want this information anytime you get a subscription that asks for auto pay.
once you decide you are going to drop a subscription, you're going to use that little pamphlet of knowledge to prevent them from taking any more money than you owe.
I use this every time I stop anything that has auto pay; as soon as that last payment has gone out, I'm calling my bank and making sure that's the last payment. friends, the economy is not good enough to lose money to services that depend on us forgetting to check that we've really cut the cord.
