Fuck DWP and the benefits system. It’s so ducked up. Can’t have more than £6000 in savings or my benefits start to go down, so how am I ever supposed to save for anything? This includes having an ISA where the money can only be used to buy a house or for retirement.
I mean, I get they can only do so much and stuff, but the way everything is laid out is just so fucked up. It takes forever to even get benefits and a lot of people who need the give up trying to get them because it’s so damn difficult and there’s so many hoops to jump through.
I want to start my own business to try and earn a little so I don’t have to completely rely on benefits, but apparently the business account amount also counts towards my savings, which is ridiculous to me because it’s not my money, it’s the companies money. Sure, I own the company, but the money in that business account would purely be for reinvesting in the business, for buying more stock and materials. If the money were to be transferred to my personal account then it’d be mine, cause it’d be my wages, not that it would even be much. I just think it’s stupid.
Then there’s the fact that when I’m able to move in with my boyfriend, I don’t get treated as a separate person. It won’t be my savings only that affect my benefits, it’ll be our savings so I probably won’t get anything at all, which is insane because I can’t expect my boyfriend to pay for absolutely everything, all by himself. I need to be able to split the bills, especially since the majority of power used will be used by me since I’m always home. I need to be able to help pay for the food we eat and for my own stuff like my toiletries and any kind of entertainment I use to get me through the day so I’m not mindlessly staring out the window depressed all day because I can’t work. I can understand they want to take your partners earnings into account, but I should still be treated as an individual person. Sure, if I were to move in with a millionaire, done give me benefits, because as much as I’d like to be able to pay my own way with stuff it would be ridiculous to claim benefits while being with someone rich who can afford to pay for everything, even if you should be able to pull your own weight, which you would be doing if you were able to work properly. Unfortunately my boyfriend is not a millionaire (though I wouldn’t change a thing, I love him to pieces), and therefore will not be able to pay for everything all by himself. If I don’t get any benefits and I struggle running my own business, either in terms of sales or I’m terms of energy to keep it running in order to make anything to sell, then I’m stuck with nothing coming in and having to rely solely on my boyfriend, and that’s so unfair.
We need to be able to save for a house so we can live together. We need to be able to have savings in case anything goes wrong, like the boiler breaks or we have to pay for something in an emergency. We need to be able to pay for food, to pay the bills, to pay for the car for getting around, to pay for insurance etc. There’s so much stuff you have to pay for, and to have two people relying on one income that is only suitable for one person isn’t right.
Sorry, rant over, I just had to complain somewhere. Money is stressing me out and I’m worrying about the future and how we’ll manage everything. I want to enjoy the now but I’m just so stressed about the future and trying to plan things out it’s just not going that way at the moment. Fingers crossed my health improves and I can either get a normal job again or I can have enough energy to make my business a success and actually earn decent money to contribute to everything we want to pay for in the future.
Wishing everyone well and hoping things improve for everyone asap, especially for people struggling with their health, money, any struggles they’re currently facing tbh. I wish the world were a better place.
