#consumer info

[megmerilees]

I’m gonna save all of you time and money

Last week, I had to take my car to the shop to have a wheel hub assembly replaced. I thought about doing it myself, but as I’ve never done that repair before, I thought it might be better to have a professional do it.

I took my car to the dealership because they know me, know my car, and were the only place that could do it on short notice so I wouldn’t have to miss work.

They quoted me $440. Which was like a punch in the gut, but after getting some help from my mom, I scraped enough together to cover it while still having enough money left for gas and such for the rest of the week.

The shop not only tried to charge me and extra $50 just to diagnose the problem (I already knew what the problem was, k thx), they also tried to make me feel bad for not letting them diagnose the airbag light that had come on on my dash. Thanks for making me feel poor in public, it’s my favorite. 

After all that, when I went to pay, they ended up charging me $507. That’s $67 more than the quote, which is way more than could be accounted for by fees and taxes. Which, in my opinion, should be included in a quote so your customers don’t get blindsided. 

So, to get to my point, I just discovered this site, Repairpal.com, which will give you an estimated cost for any repair on any car according to your zipcode, AND a list of local shops that will honor their estimate! It even breaks down the estimate into parts and labor costs so you know what things SHOULD cost, rather than getting stuck just... accepting whatever the repair shop charges because they’re holding your car hostage.

Anyways, yeah. Save yourself some time and some money the next time you have to get your car fixed. Because I don’t know about you, but I’m real tired of getting taken advantage of.

[sevillalocalmediaseo]

CFPB Takes Action Against Choice Money for Remittance Failures

CFPB Takes Action Against Choice Money for Remittance Failures

FOR IMMEDIATE RELEASE: October 4, 2022 CONTACT: Office of Public Affairs [email protected] CFPB Takes Action Against Choice Money for Remittance Failures Company did not provide accurate fee, exchange rate, and other key information for money transfers WASHINGTON, DC — The Consumer Financial Protection Bureau (CFPB) is taking action against Choice Money Transfer (Choice Money) for multiple…

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[canadianbudgetbinder]

13 Food Items That Do Not Require Refrigeration : The Grocery Game Challenge 2018 #1 Mar 5-11

13 Food Items That Do Not Require Refrigeration : The Grocery Game Challenge 2018 #1 Mar 5-11

ENJOY THE QUALITY OF FOOD THAT YOU PAY FOR WHETHER YOU GROW IT YOURSELF OR NOT   I have to admit before I met my wife there were food items I thought needed refrigeration but really, they didn’t. Growing up you may have learned about food storage in home-economics class, reading books/magazines, cooking shows or your parents shared their knowledge with you. If you grew up on a farm you probably…

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[creditinfocenter]

It’s hard to get credit if you have bad credit, but it can be equally challenging if you’ve never had credit at all. Fortunately, there are several things you can do to put yourself on the credit map.

READ: How to Stop Being Credit Invisible 

[creditinfocenter]

Is Nostalgia Spending Your Money?

According to a new study published in the Journal of Consumer Research, evoking feelings of nostalgia in consumers weakens their resistance to spending.

Next time you catch a commercial romanticizing the past, hold a little tighter to your wallet. As it turns out, when you’re feeling nostalgic, you’re more likely to spend money. And that’s just the reaction marketers are counting on.

READ: Is Nostalgia Spending Your Money?

[creditinfocenter]

Cash-Strapped? Your Checking Account Could Be Costing You More Than $500 a Year - Credit Info Center Blog

WalletHub compared checking accounts of 35 banks and credit unions. Here’s what they found checking accounts are costing consumers.

If you’re cash-strapped, you know what a strain it can put on your checking account. But do you know how much checking account fees are really costing you? WalletHub did the math.

READ: Cash-Strapped? Your Checking Account Could Be Costing You More Than $500 a Year

[creditinfocenter]

If you are thinking about hiring a credit repair company, make sure you know how credit repair fees work. There’s a range of prices to expect in exchange for their services, and a right and wrong way of charging you for them.

READ - How Credit Repair Fees Work: Cost, Payment Structures, and the Law

[creditinfocenter]

All the Credit Information You Need to Boost Your Score - Credit Info Center Blog

If you have anything less than excellent credit, there’s plenty of room for improvement. The question is, how do you get there? Here’s all the credit information you need to get the job done – from good credit practices, to writing your own credit repair letters, to getting yourself a secured credit card (need be).

Want to boost your credit score? Here are practical things you can do without the help of a credit repair company.

READ: All the Credit Information You Need to Boost Your Score