The following is @pennystatic‘s view on a disaster situation where Fortune didn’t escape, but Misfortune didn’t get contained or controlled. This is all quoted word for word, and I have permission to be posting this. Also the () in Pen’s typing is something that we don’t have the name for yet.
We have each other's backs down here. We have for as long as anyone can remember. After the (), this didn't change. If anything, we pushed closer together, we were stronger together after all. It never occurred to me- nor anyone I knew that this would be the one hardship we couldn't weather.
We're closer than ever now, we never allow anyone to fall victim to our curse. "None fall behind," a unified idea, popularized by our king. So kind, so just. He could no longer bear witness to the suffering of his people after his own plight. He's practically family now, they all are. The invention of the Undernet was an incredible leap forwards for my people. No longer did we have to leave our homes, no longer did we fear taking a step and loosing a leg to a simple twisted ankle.
What once began as isolated incidents, consumed us all. We had to disaster-proof the underground, but even that soon proved hopeless as every aspect of our lives fell out of our control. Yes, this invention would help us all. Huddled up to my family in our saferoom, I could see the excitement in their faces. We switched on the the delivered device, grinning happily at the Healthy Few. I grinned as the rest, but it struck me like so many others; this was to be the beginning of the end.
(that's my take on a disaster scenario in your world. misfortune builds until there's no way to stop it but complete isolation. the last left watch everything crumble, helpless. that's what I would fear in their shoes)