#financially stable

[mixedbag0fmess]

Genuine question

Is it imposter syndrome or survivors guilt when you feel bad for being, like, everything everyone else wants to be?

Imposter syndrome

Survivors guilt

Voting ended onJan 26, 2024

[boimgfrog]

can't think of anything worse 4 me than having a kid rn but like. who knows. maybe it would fix me. and I'd have a little baby.

[ifyoujessmile]

This screams Capricorn placements.

[allthefashionyoulleverneed]

How to “Shop” from your closet: Part ONE

Are you maybe lacking money to go shopping for new clothes but, do not know how to refresh your closet. Here are some tips and tricks to revamp your style through our own wardrobe. 

Before I start listing some examples. The most important part of your wardrobe are the basic essentials clothing pieces that would be easy to pair up for basically any occasion. 

Outerwear: Leather Jacket,Denim Jacket,Cardigan, trench coat, blazer

Bottoms: trousers, black jeans, basic mid wash blue jeans, midi skirt, ripped jeans, good pair of black leggings, denim shorts,

Tops: black,white or grey t shirt,button up blouse, cami(tank top), plaid top,sweater

Shoes: flats, sneakers,ankle boots, sandals,

bags: Tote, backpack, cross-body bag,clutch

Accessories:sunglasses,fedora(baseball cap,beanie,beret),scarf,belt

Dress: black body con dress, flared dress, 

Above is an example of a simple list that I think everyone should have at least one in each category in their closet. 

Interview

So you walk into your closet stressing out about what to wear for your interview and you have absolutely no money to buy a new outfit. You’re considering wearing black jeans since its the only thing you have, but how do you make it look business casual. 

Add a white or neutral color tank top or cami, with a blazer or cardigan(whichever you have), with flats, add a simple scarf, and cross body bag. AND bam you’re ready for the day! 

ORR

blazer, white or neutral color blouse, trousers, flat or heels (whichever you are comfortable with),satchel bag

LINK FOR INTERVIEW OUTFIT IDEAS

Date

Stressing about looking cute for date then do not worry! Wear a simple body con dress or whatever dress you have then accessorize it.Wear a watch, bracelets, hat, or add a belt around the dress. The logic is to make the outfit look less plain and boring. 

Summer: dress, sandals(or heels), sun hat, sunglasses, cross-body bag

Fall: Sweater, leather jacket(or trench jacket),black or blue jeans, ankle boots, cross-body bag,scarf 

LINK FOR DATE OUTFIT 

School

If you wake up late for school because you were up studying all night here are some simple outfits that still presentable. 

T-shirt, ripped jeans,if you have a denim vest add it to give the outfit some character, ankle boots or sneakers. 

Tank top, plaid shirt, leggings, boots or sneakers, scarf

LINK FOR SCHOOL OUTFIT IDEAS

So sometimes it is okay if you do not have money for new clothes. You can always accessorize with jewelry,scarf, and don’t be afraid to add some color to your outfit. 

if you have a plain t-shirt you can tie it, add a cardigan, denim vest,plaid shirt, tuck it in. 

Plain blue jeans then you can turn it into shorts, or turn it into a ripped jeans. 

Also your hair plays a big role well for me at least, it helps when you do your hair nicely, add a little lip gloss or whatever you feel comfortable with. Add some tips that you guys do to make yourself feel on point! Hopefully I am not forgetting anything well ENJOY ! :) 

[swangaymills]

Here's what's wrong with today's world.

Us Hispanic and black people make our kids pay rent, work, go to college, and be financially independent without the help of their parents once they turn 18 and wonder why they're struggling at 25.

On the other hand, you got these white people supporting their kids financially as they work and go to college, and stop supporting them once they're financially stable and able to make ends meet on their own.

You cant expect your child you be fully independent at 18 when they're just beginning to learn.

[mehul-mathrani-blog]

Importance of Financial Planning in Your Life

Financial Planning plays key role in making a financially stable life. With financial planning you can easily evaluate your long term and short term goals and able to create a balanced plan to meet those goals.

Let’s explore a few major reasons for adapting financial planning in life with Mehul Mathrani.

Income

With planning, it becomes easier to manage income more effectively. By managing income, you will understand how much money is required for tax payments, other monthly expenses, and savings.

Cash Flow

Experts advise you to Increase cash flows and you can do it by carefully monitoring your expenses and spending patterns. Tax planning, careful budgeting, and prudent spending will help you keep more of your hard earned cash.

Capital

Capital is essential to run a business successfully. And this is possible with the increase of cash flow. Everyone knows that an increase in cash flow can lead to an increase in capital. It allows you to consider investments in order to improve your overall financial well-being.

Family Security

Providing financial security to a family is an essential part of the financial planning process. According to experts, the proper insurance coverage and policies in place can provide various benefits to you and your loved ones.

Investment

To make a good financial plan you need to consider your objectives, personal circumstances, and risk tolerance. It will help you to choose the right types of investments to fit your needs, personality, and goals.

Standard of Living

The savings created from good planning can prove valuable in hard times. Suppose you have taken an insurance policy. And there is enough insurance coverage to replace any lost income. Especially when a family bread earner is unable to work.

Financial Understanding

Better financial understanding is possible when you set measurable financial goals. It will give your budget a whole new approach and improve control over your financial lifestyle.

Assets

Having more assets than liabilities is a desire of every individual. Unfortunately, many assets are attached to liabilities. So, it becomes essential to evaluate the real value of an asset. The knowledge of canceling or settling the liabilities comes with the understanding of your finances. However, the overall process helps in building assets that don't become a problem in the future.

Savings

Saving is the key! But unexpected financial changes can still throw you off track. Therefore, it is better to have some investments with high liquidity. You can make a use of these investments for educational purposes or in times of emergency.

Ongoing Advice

Building a relationship with a financial advisor you can trust is vital to achieving your goals. Your financial advisor will guide you to assess your present financial circumstances and frame a comprehensive plan customized for you.

Final Words

The first step in developing your financial plan is to meet with an advisor or expert like Mehul Mathrani. This financial process begins with an analysis of your present financial circumstances, future goals, anticipated changes, and results in your customized plan.

Originally Posted: https://www.allperfectstories.com/financial-planning-your-life/

[ch4nelle]

I never do this but I’m struggling financially so much for the last couple of months and I don’t know what to do. I still live with my mother (I’m 20 years old) so it’s not like I have a lot of bills to pay but I’m trying to move out and get my own place but I also need to buy a car and other things that adults need and it’s honestly so stressful and I feel like a piece of shit. I currently do not have a job because of other reasons (yes I’m still looking for one) but Untill I get one I just feel very depressed and broke as fuck. I feel like a failure like I can’t do anything right and I just really need money. I do have a cashapp ($Akiracj) and I would appreciate any amount anyone wants to give. I didn’t really want to set up a go fund me because I already have this and that’s just usually how I send money to people. Again, I’m not looking for attention this is a real situation. Maybe not the worst situation I could be in, but I really need some help financially and would be very appreciative of any amount. Again my cashapp is $Akiracj