#highrate

[civicdirect]

When you talk about the #highrate of #covid19 #deaths in the #blackcommunity, do not mention #diabetes, #highbloodpressure, and #asthma, without also mentioning #poverty, #redlining, #gentrification, #fooddesert, #healthcare #disparities, #environmental and #systemicracism that lead to those #underlyingconditions. https://www.instagram.com/p/B-2fADfgzJQ/?igshid=6udom4newrjd

[naacres-blog]

#high #rate #highrate #redglass #peachheart #lovebrooches #luxury #brooch https://www.instagram.com/p/B13izFjBtOd/?igshid=f6izyv51ycex

[2dusk]

More than expected #suit #special #highrate (at Siam Paragon | สยามพารากอน)

[newsfrombankscom]

New Post has been published on News From Banks | Banking and Investment Blog

New Post has been published on http://www.newsfrombanks.com/the-color-of-money-website-shows-high-rate-banks-for-rainy-day-fund.html

The Color of Money: Website shows high-rate banks for rainy-day fund

You’ve done what so many others won’t or can’t afford to do.

You’ve saved money in an emergency fund. In fact, through much sacrifice, delayed gratification and maybe even debt reduction, you’ve managed to save enough cash to cover what it costs to run your household for a few months.

But then you look at all that money sitting there earning so little. Makes you hopping mad.

The interest rate your financial institution offers on a checking or savings account is so pitifully low it feels like you are paying the bank to keep your money safe. You wish there was a way your money could earn more. The national average interest rate offered on savings accounts is

0.10 percent; for checking accounts, it’s 0.06 percent, according to www.Bankrate.com.

So for the folks who are asking where they can find higher-yielding deposit accounts for their rainy-day funds,

Bankrate.com has done the legwork for you. The site has canvassed banks, thrifts and credit unions, pulling together data on 56 high-yield checking accounts. From that, it identified 20 checking accounts offered by U.S. banks and credit unions that yield 2 percent or more. And don’t worry, all the accounts are federally insured.

To find the list, go to Bankrate.com’s home page and look for the link “2015 High-Yield Checking Survey.”

“Savers are starved for yield, and this is one of those little-known options to boost the return on your emergency savings without sacrificing access to the money or the safety of federal deposit insurance,” said Greg McBride, Bankrate.com’s chief financial analyst.

Of course, there are conditions with these accounts. To receive the better rates, eligible customers have to jump hurdles, although you probably are doing many of the things anyway. Typically, you have to have direct deposit, get your statements electronically and pay bills online. Most of the institutions require at least 10 debit-card transactions each month; some require as many as 15. If you don’t hit the mark on the conditions during a monthly period, there are default rates on what you can earn on your money.

Coupled with those requirements, many of the financial institutions have caps on the amount of money deposited in the account that can earn the higher interest rate.

Even though some accounts are open only to certain customers, almost half of the high-interest-rate accounts surveyed by Bankrate.com are available nationwide.

Even if you don’t want to switch your everyday banking relationship to these banks and credit unions, it could be a good place to park your emergency money, which you don’t want to touch anyway because it’s there for when the worst happens.

Measured against the returns that many people are seeing in the stock market, earning even 2 percent might not sound great, but it gives you the chance to keep pace with inflation or even beat it, McBride said.

“People work hard to squirrel away every dollar, so you want to make sure it is still worth a dollar when you need it,” he said.

But here’s the thing. You’ll have to stop thinking of your emergency money as a pot that has to have huge growth. This is money you shouldn’t invest because you don’t want to risk it. You need it to be liquid, or readily accessible, if you have a financial emergency. So accept, for now, that your rainy-day money might not be showered with a sky-high rate of return.

Michelle Singletary writes for the Washington Post Writers Group.

[greatmoviereview-blog]

Hereafter [Mystical Mysterious Drama 8.0]

The first few films of Matt Damon, i thought he is really good action thriller actor, then i saw him in We Bought A Zoo and Contagion and then this film, he is really all-rounder, I read about him, he's a family man too. Watching this film, i see him dont really have to act as a good man. He is a good man and great actor. This film is a drama, not everyone will like it, but i like this film

[greatmoviereview-blog]

The Curious Case of Benjamin Button [Thriller Mystery Drama 9.2]

Brad pitt is nominated for 4 Oscar, i was surprised he didnt it for this film. the story is so great, mysterious and wonderfully written. And this amazing film only can be expected from one of great director, David Fincher. I loved watching the beautiful performance by Cate Blanchett in this film.

[greatmoviereview-blog]

Milk [Political Drama 8.0]

The story is about gay fighting for their rights, this movie is not really my fav, but i got to admit it is one of the best performance by Sean Penn. 

[greatmoviereview-blog]

The Changeling [Drama Thriller 9.2]

One of the most dramatic film i've seen, never thought the different side of Angelina Jolie  's acting, It's a story of a mother who searching her missing son with a lot of difficulties only to find out the her son had been killed.