Rio has always been shown to be a ruthless and violent criminal. In the beginning of S1 he had no problem murdering the girls, and has made death threats ever since. He shot Dean, killed Eddie, had Turner assassinated and murdered Lucy in front of the girls. I don’t know how people can see him any other way, it’s not something that was ever hidden by the show. He’ll go through every length to protect himself and his business.
We know Beth has been a soft spot for him since Season 1 too. In the beginning because it was a fun and interesting business opportunity, but we’ve seen their relationship develop for better and worse across seasons. I think we have to keep in mind that Rio is a character we’ve seen almost exclusively through POV that aren’t his own, and mostly through Beth’s. And we as viewers see a limited amount of information about him, that we translate in our own ways.
I’ve seen people interpreted the 2x01 scene where Rio shows Marcus to Beth through such rose-colored glasses for example. I can see how a viewer, and Beth, could see it as a scene that would frame him as more likeable. But I also see how that was exactly Rio’s point; He wanted Beth to see that it’s not just her who has kids on the line with her crime-life, as a way to invalidate her constant argument of ‘being a mom’ and ‘having a family’ as if that would make her special or something. She’s a drug dealer and counterfeiter like him, not a criminal with a heart of gold because they happen to have a child.
Season 2 really started unpacking Rio’s character more. In Season 1, if the whole Rio/Beth – CH/MM chemistry hadn’t existed, I could definitely see the character of Rio being done late Season 1/early Season 2. But that’s not what happened, so now Rio had to become a person with connections and feelings and deeper motivations – but it’s still a character that’s in the base there to drive Beth forward as a character and deeper into crime. Which is a tricky balance, and I don’t think the show always made that work.
Obviously the most clear example of that is the loft scene in 2x13. Now there’s more than one thing to be said about that scene, but I’m focusing now Rio himself. It’s the big finale, a lot of things needed to come together here and explode. Overall I don’t think the build-up was executed well, but it doesn’t help that we have no Rio POV here. His decision to kidnap Beth, confront her with her lack of taking responsibility and lying about her rotten eggs, and his complete oversight of her response to being pinned his fall guy really dropped out of – maybe not completely thin, but at least barely medium thick – air for me.
Concerning the racial element I think THIS POST by @septiembrre explains this much better than white, non-American me ever will.
Regardless of the fact if the racial element of 2x13 affects a viewer, this poorly executed finale left lots of people unsatisfied at best. When Season 3 started we did start to see more Rio POV, or parts of his story told through Rhea, even though it was limited. I know there’s a lot of critique on the S3 we got, that I personally don’t understand – I loved it, it was so amazingly angsty, especially the Beth and Rio interactions were so loaded and simmering with guilt and anger and sadness and desperation – but if you’re searching for catharsis in a way of Rio coming back with a vengeance with guns ablaze, then that’s really not what you got.
What Season 3 did do was putting the violence and cruelty Rio is capable of more on the forefront, and making us feel the weight of it more (I don’t know about the rest of you, but in the previous seasons I felt they really underplayed a lot of it). Rio had competing gangs taken out through Turner, has Turner assassinated along with a lot of other FBI agents, he fully intended on killing Beth before the pregnancy lie, kills innocent Lucy through Mick and disposes her body gruesomely, has the girls deliver Boomer with all intention of harming him (if not murder) and full on frames Beth for Lucy’s murder with her prints on the gun. I don’t think these kind of actions weren’t going on in the previous seasons, but now it’s more on display because Rio made Beth a part of this side of crime (and with that, us the viewers).
In the beginning of Season 4 I feel like we’re making a bit of a jump when it comes to Beth and Rio’s relationship, maybe one that’s a little too big compared to the distance we ended on in Season 3 (even if they seemed friendly in their last Boland Bubbles scene). Lucy’s body is found and we learn that said gun was also used to taking out some gang member of an opposing gang of Rio’s, so after Turner’s sweep he apparently wasn’t done.
That gun now becomes a much bigger thing to hold over Beth (and I’m speculating because we don’t know for sure, but we can guess that now Annie’s prints are on it – which is an ever bigger press on Beth because she won’t let her little sister take the fall, while she would do so herself. And I think she’s up for a rude awakening that while she’s under the impression that Rio has always employed the three of them, what was actually going on is that Rio employs Beth, and he sees Annie and Ruby as Beth’s employees and thereby offers them zero protection). So her counter with his print doesn’t come a moment too soon.
I feel like Beth asking him to murder ‘Dave’, albeit with a lie about his identity and not as straightforward as Rio might wish, is a positive shift for him. She might not pick up a gun herself to do the deed, but much like Rio has Mick shoot Lucy, she very deliberately gives a killing order through him. And with a very drama heaux set-up we see him personally – and he has no reason to not have Mick do it – shoot Fitzpatrick.
Aside from the fact that I have no doubt Rio may not have knew the specifics but he knew Beth had something orchestrated, the fact that some sniper dude was the target has it really drive home to him that it’s something else than Secret Service, and that they are still active around Beth.
So we’re finally here, 4x05 The Banker – which I’m gonna guess was the reason you send this ask in the first place. In particular the wire-scene.
In the first scene we learn that Rio has found the tracker on his car, and he turns it off or breaks it – so he knows he’s still being watched. It makes the most sense that even if he takes the leap that he put down a Secret Service agent, that they just replaced them and Beth is likely still working for them. He meets her in her kitchen – which isn’t that common at this point, last we know he was there is after the failed hit on him. And she doesn’t even jump when she sees him, just accepts it.
He motions for her to be quiet before slowly stepping into her space, and she very logically responds with a ‘what are you doing?’, and he stares back long and hard to say that he means business. He has all the reason to suspect her wearing a wire, even if this wasn’t a planned meeting, and it wouldn’t be the first time she lied to his face. It’s clear to me (but I’ve seen this interpreted differently) that Beth fast finds a solid stance in this powerplay. Rio doesn’t seem happy about the fact it has come to this, and neither does she.
I’m not sure if you send me this ask because you have negative feelings about this scene, but I can tell you I can’t answer those. This scenario could have been portrayed so wrong with any other actors or the way they shot it, but I feel like they delivered superbly on it. It’s in no way sexual or intimidating like I’ve seen some posts suggest, I just see two brokenhearted people who see the little trust they rebuilt fall apart in in thirty seconds. At the end Beth ends up winning, a bitter win maybe, this confrontation.
Rio’s obviously still suspicion, but she also gained some trust with her asking him to kill ‘Dave’, so setting her up as The Banker is some sort of twisted reward and punishment and test at the same time. It’s not explained, but I think ‘The Banker’ might have been a hidden figure before Beth stepped up to show her face (before her flunky’s came to collect in name of The Banker) – making this an even better set-up if it’s so because that takes Rio out of the equation altogether even.
We end the episode on the note where Rio tells Beth he has people he answers to, and that they want to meet her. Which, again, sound like both a reward and a punishment and a test. We’ll have to see next Sunday what it really means. IN this episode we’ll meet some of Rio’s family, likely his boss(es) and get backstory on him. I don’t see that as a fix-it, but mostly because I don’t see anything needed of fixing. I’m glad we’re getting an insight into Rio’s past, and I love that it likely will broaden his backstory and motivations more. But I feel like the way Rio’s character and the amount and the way of it seems very fitting to the story and the perspective it’s told through.
I’m not sure if this is an answer to your question, so feel free to send me a more specific one if you want to!