RMH
todays bird
祝日 / Permanent Vacation
occasionally subtle
⁂
@theartofmadeline
will byers stan first human second
izzy's playlists!
One Nice Bug Per Day
hello vonnie
Aqua Utopia｜海の底で記憶を紡ぐ
Product Placement
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Andulka
macklin celebrini has autism
almost home
if i look back, i am lost
dirt enthusiast
Love Begins
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@themoneycoach
How to Leave a Solid Legacy on a Modest Income
You might think that leaving a substantial financial legacy is reserved for the wealthy – those with hefty stock portfolios, sprawling real estate empires, or six and seven-figure salaries. But what if you’re working with a more modest income? Can you still make a lasting impact on your loved ones’ financial futures? The answer is a resounding yes. Even without deep pockets or vast assets, you…
The Motherhood Pay Gap: Addressing the Disparity
As a working mother, you may have noticed that your paycheck doesn’t quite measure up to what your male counterparts are earning. You’re not alone. The current wage gap for mothers is a stark reality, with moms earning approximately 74 cents for every dollar earned by fathers. But why does this disparity exist, and what can be done about it? You might be wondering about the reasons behind this…
Unconventional Ways to Celebrate Mother's Day on a Tight Budget
As we celebrate the remarkable women in our lives on Mother’s Day, thinking outside the box can lead to unique and memorable ways to honor our mothers without overspending. This follow-up to my previous article, 10 Ideas to Celebrate Mother’s Day on a Tight Budget, presents 10 unconventional tips that offer creative and heartfelt ways to celebrate Mother’s Day and step-by-step advice to get…
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10 Ideas to Celebrate Mother's Day on a Tight Budget
Mother’s Day is a special occasion dedicated to honoring the incredible women who have shaped our lives with love, care, and wisdom. While we all want to show our appreciation for everything mothers do, it’s essential to celebrate this day thoughtfully, especially when facing financial constraints. Honoring your mother doesn’t have to break the bank. With creativity and planning, you can make…
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Last-Minute Tax Tips to Reduce Stress and Save Time
Although the April 15th tax deadline is rapidly approaching, millions of Americans still haven’t filed their taxes. It’s not just a case of mass procrastination. Many taxpayers find the process of filing taxes too complicated, too costly, or just too time-consuming. No wonder a 2024 survey from Nextdoor Consumer Insights found that 64% of adults in the U.S. say tax time creates financial…
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The Simple Strategy to Stop Living Paycheck to Paycheck and Save More Money
With inflation and higher interest rates affecting people’s wallets, too many Americans are living paycheck to paycheck. According to recent research from Lending Club, 62% of adults in the U.S. report living paycheck to paycheck and don’t have any money left over after they pay their monthly bills. In my new book, Bounce Back: The Ultimate Guide to Financial Freedom, I show people struggling…
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How to Get Your Employer to Create Safe Spaces for Black Nurses
As a Black nurse, you deserve to practice in environments where you feel valued, respected, and able to thrive as your authentic self. While some healthcare institutions fall short in creating that welcoming space, know you have the power to inspire change. Here are proactive steps you can take to encourage your employer to implement impactful initiatives ensuring nurses of color feel welcomed,…
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How a New Subaru Partnership is Providing Warmth, Confidence and Hope to Kids this Winter
(BPT) – As cold weather moves across much of this country, winter coats, shoes and socks are a necessity that most of us may take for granted. But with 40 million people living in poverty according to the U.S. Census Bureau, many do not have the means for or access to the essentials they need to make it safely through the season staying warm and dry. That’s why as part of Subaru Loves to Help®…
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Financial Freedom: The Power of A.I. in Retiring Debt-Free
Imagine being able to achieve financial freedom, retire debt-free, and enjoy your golden years with peace of mind. Sounds like a dream, right? But with the advent of Artificial Intelligence (AI) in personal finance, this dream has the potential to turn into reality. AI, a fascinating blend of technology and finance, is transforming the way we manage our money, offering solutions that are faster,…
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Optimize Your Family Finances with A.I.
Imagine having a personal financial assistant that never sleeps, constantly analyzes your spending habits, catches fraud instantly, and even helps you invest wisely. Sounds too good to be true? Well, with the advancements in Artificial Intelligence (AI), this is all becoming a reality. Once viewed as a futuristic concept, AI now permeates our everyday life and is revolutionizing the way we manage…
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Understanding Credit Card Debt and Its Impact on Your Finances
Image Source: Pexels Credit card debt can have a significant impact on your financial well-being. It is important to understand what credit card debt is, how it works, and the potential consequences it can have on your overall financial health. In this comprehensive guide, we will explore the concept of credit card debt, its benefits and drawbacks, strategies for managing and paying off debt,…
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A.I. in Retirement Planning: What You Need to Know
Whether you’re a seasoned saver or just starting to think about retirement, planning for your golden years can often feel overwhelming. The numerous factors to consider – how much to save, where to invest, potential risks – can make retirement planning seem like an insurmountable challenge. But what if there was a tool that could make this process more streamlined and personalized to your…
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Fueling the future: Addressing childhood food insecurity in our communities
(BPT) – Food insecurity is a growing issue in the United States and poses a particular challenge for families with children under the age of 18. According to the U.S. Department of Agriculture, nearly 6.5 million American households with children experienced food insecurity in 2022, when they were uncertain of having or unable to acquire enough food to meet the needs of all their family…
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Today's financial stressors have Americans questioning their financial futures
(BPT) – Rising inflation and uncertain financial futures are negatively impacting the American workforce. Most U.S. working adults are stressed about their current finances. About half aren’t confident they can retire comfortably on only an employer-sponsored retirement plan. Here are some surprising findings on how U.S. working adults’ financial stress is spilling into the workplace.
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New Year’s Resolution: Don’t Get Scammed!
(BPT) – These days, many Americans do a lot of their shopping and charitable giving online. That is why it’s important for consumers to be conscious of financial scams to protect their identities, bank accounts and monetary transactions. From check fraud and peer-to-peer digital payments (i.e., Zelle, Venmo, Paypal or CashApp) to imposters posing as representatives of banks, roughly…
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Secure Your Financial Future During Home Renovations
(BPT) – Home renovations can be expensive. In fact, an average home renovation cost $22,000 in 2022, according to Houzz research. Even with the cost being substantial, more than half of homeowners say they’re planning on undertaking a renovation in the coming year. While making those investments in your home, reviewing important insurance considerations can ensure you’re not putting your…
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5 tips to make the most of your Health Savings Account
(BPT) – It’s that time of year again: you feel the tickle in the back of your throat, think you’re coming down with something, and visit the local urgent care. They ask for a copay, and you pay it. But have you given any thought to how you pay for medical expenses? Enter the health savings account. HSAs can be a powerful tool to help save and pay for qualified medical expenses. If you’re one of…
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