This literally gives me heart palpitations to read. I am way too neurotic to be able to live this carefree. I have a friend who has always rocked this lifestyle, and I've simultaneously been envious and in abject terror of him for two decades.
Like, I pay bills the day they come, so that I can't forget to do it later. I put EVERYTHING on auto-pay because I don't trust myself one single *inch* to do it myself without forgetting - Like, I have a special bank account JUST for utility bills, and a pre-calculated amount of my paycheck auto-deposits to that account before the bills pay themselves from it, ALL just so that I don't have to be in the driver's seat fucking it up day-to-day like I'm apt to do.
Don't mistake this to mean I'm debt-averse - Christ no, I'm an American Millennial, I owe a medium five-figures in credit cards and I don't have any student loans to blame for it, it's all bullshit consumer debt because I never learned the concept of delayed gratification while trying to self-soothe with compulsive spending instead of addressing my psychological trauma. ...As Americans Do. But all those credit cards are paid on time, over the minimum payment, neurotically tracked in an Excel spreadsheet. (AND all my day-to-day spending goes ON to those credit cards so that my entire income is free to USE as credit card payments, because THAT'S fucking healthy right?!?!?! [It's not.])
Anyways my point is, yeah, I'm scared of the goddamn numbers alright. The numbers are all there is.
