Annuity FYI

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Fixed Annuity With Income Stream Makes for Happy Retirees

Variable and fixed annuity products with a guaranteed income stream positively impact people's retirement experiences.

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Case Study: Will I Outlive My Assets? - Annuityfyi.com

Florence Henderson, a 68-year-old widow in Dallas, used to be in a financial trap shared by countless retirees. She was … Continued

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Immediate Variable Annuity Could Be The New Industry Innovation

Wells Fargo's idea for an immediate variable annuity product that offers the potential of greater income when markets increase could be available in the next few years.

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Don't Make Judgements About Annuities Based On False Information

Annuities are an important piece of the retirement planning puzzle because they guarantee return and offer risk protection.

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Nationwide is counting on Jefferson National's Monument Advisor variable annuity to be a big part of their business after purchasing the company.

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If you’re a pre-retiree or retiree, should you consider buying at least one annuity today, even though its payout is … Continued

Read about the Great Rate Debate!

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Deferred Annuities Offer Tax Advantages to Consumers

Deferred annuities offer tax advantages by deferring your taxes until you start receiving withdrawals and are typically in a lower tax bracket.

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Kerry Pechter knows a lot about annuities. As the founder of Retirement Income Journal, author of Annuities for Dummies (John … Continued

[annuityfyi-com]

Despite Backlash, DOL Rule Could Simplify Annuity Products

Many industry experts think that the DOL fiduciary rule will help simplify annuity products and benefit the industry overall.

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Fixed Indexed Annuities Can Fund Long Term Care - Annuityfyi.com

Income from fixed indexed annuities can help pay for long term care costs as an alternative to other options.

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Big Flaws in DOL Rule Will Impact Fixed Indexed Annuity Industry - Annuityfyi.com

The major flaws in the DOL fiduciary rule should be fixed before the variable and fixed indexed annuity industries are forever impacted in a negative way.

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A Respected Scholar Says a Low-Cost Investment-Only VA May Make the Most Sense - Annuityfyi.com

It’s becoming as common as night following day. Sales of traditional variable annuities (VAs) have continued to decline for yet … Continued

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Senate Finance Committee Helps 401k Annuity Exposure - Annuityfyi.com

The Retirement Enhancement and Savings Act of 2016 acknowledges the importance of having a 401k annuity option to increase your financial security in retirement.

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Fee-Based Annuity Models Versus Commission-Based - Annuityfyi.com

Both fee-based annuity models and commission-based have a place in the annuity industry because both models benefit different consumers and annuity purchases.

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Fixed & Variable Annuity Sales Push Total Figures Slightly Upward - Annuityfyi.com

While total annuity sales trended up, we're all watching to see where fixed and variable annuity sales take us for the rest of 2016 with the current economic situation.

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Income Riders, DIAs, QLACs Create Future Annuity Income Stream - Annuityfyi.com

Four options to create a future income stream using an annuity are to add income riders, use a DIA or a QLAC, or manage your funds until you are retired and purchase a SPIA.

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Those Who Most Need Longevity Annuities Not Buying Them - Annuityfyi.com

Longevity annuities are an important tool to guarantee lifetime income for seniors, but it's important to match these products with the people who most need them.