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Article by at 2011-12-06 15:16:01 Categorized in Student Loans,

Can I get a Student Loan with Bad Credit?

If you have bad credit, you may be reluctant to start a college education for fear that you won't qualify for a student loan to pay for school; but fear not! If you have bad credit, you have several options for getting a student loan. Federal loans and private loans (with or without a co-signer) are avenues to pursue to help pay for school. Federal loans, both Stafford and Perkins loans, are available for students with bad credit. These student loans for bad credit are ideal for nearly all students, including those with bad credit because they are easy to obtain, offer low interest rates, and have flexible repayment terms. Generally, repayment is not required until after graduation so the chance that you will have a better job making enough mone

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Article by at 2011-11-29 23:11:22 Categorized in Student Loans,

What are Direct Student Loans?

Direct Student Loans are funds made available to students and parents to help pay for college. Direct student loans are low-interest loans, and while the lender is the U.S. Department of Education, individuals may work with a private business who releases the funds or directly with the federal government. Direct student loans include subsidized, unsubsidized, and parent-only loans. These loans are simple to apply for, and unlike other forms of financial aid, are not based on financial need. These funds must be paid back after graduation; however, there are payment programs, opportunities to consolidate multiple loans, and loan forgiveness programs for qualifying individuals.    A major benefit to direct student loans

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Article by at 2011-11-22 16:29:39 Categorized in Student Loans,

What is Student Loan Consolidation

Student loan consolidation combines all your student loans and often lowers your monthly payment. If you spent four or more years in college, you are likely to have a number of student loans from subsidized to unsubsidized, Stafford and Perkins loans, and perhaps some privately-funded student loans as well. After graduation, you enter the repayment period and each loan requires a monthly payment. Not only can keeping track of several (or more) monthly payments be difficult, each loan's minimum payment may become a financial burden when they are added together each month. Consolidating your student loans is a lot like consolidating any other debt. A new loan is taken out to pay off all existing student loans so that only one monthly payment is made each

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Article by at 2011-11-15 15:05:09 Categorized in Scholarships for College,

Finding Scholarships for Minorities

Finding scholarships for minorities is just like finding any other scholarship, except these types of scholarships are given to individuals meeting specific conditions such as race or ethnicity. Scholarships for minorities are meant to help individuals pay for college. Since minority students are generally underrepresented in colleges today, there is a wide range of scholarships available to help offset the cost of a post-secondary education. Take a few moments to talk with your high school guidance counselor or financial aid officer who should be able to recommend at least several minority scholarship programs. These individuals can also help you gather documentation you may need to apply for scholarships, such as letters of reference a

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Article by at 2011-11-08 15:12:11 Categorized in Scholarships for College,

Scholarships for Nursing Students

Nursing is one of the fastest growing industries in the country as advanced technology and an aging population has created a huge demand for nurses, and in an effort to attract more qualified nurses to the field, scholarships for nursing students are plentiful. Scholarships for nursing students may be generalized or specific in order to attract minority students or those interested in a specialized field. No matter what, you should be able to find multiple nursing scholarships that match your needs.

Undergraduate Nursing Scholarships

Graduate Nursing Scholarships

Undergraduate nursing scholarships are available from a variety of sources, and will likely continue to increase for as long as t

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Article by at 2011-11-01 15:19:48 Categorized in Scholarships for College,

Finding College Scholarships for Women

Despite the fact that today more women than men are entering college, there is still a gender-gap when it comes to certain professions and high-level positions. In an effort to combat this disparity, there are a number of college scholarships for women. Finding college scholarships for women can be easy! You should discuss potential opportunities with your high school guidance counselor, college adviser, or your school's financial aid office. An internet search may also yield numerous results. There are many types of college scholarships for women. Some are generalized awards for all women to apply, while others are major- or interest-specific. Other scholarships for women may have additional criteria, such as non-traditional students, women f

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Article by at 2011-10-25 15:24:06 Categorized in College Grants,

About Free College Grants for Women 

Free college grants for women are an excellent way for female students to offset the cost of a college education and minimize the amount of loans necessary to pay for school. Despite statistics showing that more women finish undergraduate degrees than men, many involved with education still believe that colleges are not doing enough to support their female students, fail to recognize that many female students are likely to also be non-traditional students, and fail to encourage women to join underrepresented fields.  There's an almost immeasurable amount of college grants available to college students, and many are gender- or interest-specific grants that limit the number of students who are eligible for them. Since many