[blems4femmes-deactivated2019051]

It’s important to understand how your partner likes to be loved

[hermuis-blog]

I don’t wanna end up in my 30s saying I knew what I had to do but I just didn’t do it

[crles]

i don’t take care of myself as much as i should

[stolenfootprints]

Self love tip: every morning before you get out of bed, and every night before you fall asleep thank some of your body parts for what they do. For example: thank you to my thighs for allowing me to walk, jump, dance and run, thank you to my lungs for allowing me to take deep breathes, thank you to my nose for giving me smell, thank you to my neck for holding up my head etc etc)

[afghanproverb-deactivated202412]

There’s a woman I want to be and until I reach that point, I have work to do.

[youngharlemnigga]

I’m never wrong tbh

[supcomedy]

[thelovejournals]

A great relationship is about two things: First, appreciating the similarities and second, respecting the differences.

Unknown

[crles]

i love my man so much!!

[luchia13]

hey guys psa regarding hospital bills

don’t just pay it. do not automatically pay the hospital bill when you receive it. call your health insurance provider and POLITELY say, “excuse me, i just received a bill for $1200 for my hospital visit/ER visit/etc., is that the correct amount i’m supposed to pay?” because hospitals bill you before your health insurance and they will take your money no matter how the amount due may change based on your health insurance looking at it. 90% of the time, if your health insurance is in any way involved in the payment of that bill, you do not have to pay as much as the hospital is billing you for. call your health insurance provider first, and POLITELY request clarification, always remember that the person you are talking to is human and this is just their job, and then you will very likely find out you actually only owe $500.

don’t shout at anyone about it, don’t get mad, just understand that this is The Way Things Are right now and call your health insurance provider before paying the bill your hospital just sent you. there’s a chance the hospital bill might be correct, true, but call your health insurance provider.

[smallercomfort]

THIS IS SUPER IMPORTANT. after my car accident last year the hospital billed me ~$8000. They sent me letters asking me to pay, and I called them back saying my insurance was processing the claim. This is also what I told the collection agency when they kept calling me about the $1000 emergency room fee (billed separately from the hospital fee, mind you). Once everything got straightened out, all I was actually liable for was my $200 emergency copay.

[thevelvetdevil]

!!!!!!! things my ass didn’t know !!!!!!!!

[anamatics]

Yes this is a life lesson my adulting ass didn’t know I needed and I’m out 80 bucks for an anti-nausea pill. 😒😒😒😒😒

[elodieunderglass]

Reblogging for American friends.

Also, it is important [for people receiving medical care in the USA] to carefully read all of the items on the medical bill and look for errors and overcharges. I know that the normal feelings of avoidance and dread can make it hard to look at scary hospital bills, and that’s okay! But as the OP mentions, private orgs like hospitals don’t monitor overpayment of bills - they are motivated to charge you extra - and it is basically impossible to get your money back. Read the bill carefully and make sure that the charges are correct, using the links below for help if you need. If they haven’t sent you an itemized list, you can ask for one. Sometimes you will be charged extra for items or treatment you didn’t receive. Most people don’t know that you can dispute medical bills! But in 2009, Consumer Reports stated that 8 out of 10 medical bills scrutinized by a watchdog had errors, and generally you are not obligated to pay for someone else’s error.

You may be charged for using medication that you actually brought into the hospital with you - that’s easy to dispute! You may be charged for the consumables used during your stay such as sheets, gloves, gowns, etc - the hospital should actually cover that under its running budget. You may be charged for a brand name drug if the generic was available for cheaper - the links below explain how and when you can dispute this. You may be charged a surprisingly expensive “oral administration fee” (where a nurse puts pills for you to take in a little clean paper cup and then hands it to you) but that’s worth disputing if you were actually able to take the pill out of a bottle and put it in your own mouth. And so on.

8 Things You Should Know About Challenging a Medical Bill (FORBES) (includes links to sites that help you calculate how much a procedure/treatment usually costs in your area, if the costs seem super high)

7 Tips for Fighting and Paying A Huge Medical Bill (FORBES) This explains briefly how to negotiate costs, and payment plans.

10 Common Medical Billing Overcharges You Can Prevent (Bill Advocates) A breakdown of errors and overcharges to double check.

Check medical bills for errors: Overcharges are fairly common, and correcting them can save you thousands of dollars (Consumer Reports) More of the same with links to some groups.

[linoondles]

ALSO After you’ve talked with your insurance and the hospital and gotten the “Things Insurance Will Cover” and “Screw Ups The Hospital Made” sorted, sometimes there are things that insurance doesn’t cover.

If you have things (like lab work or the like) on the bill that insurance won’t touch, talk to the hospital to see if they have out-of-pocket discounts! (a 1400 dollar run of tests was reduced to 900 because my insurance wouldn’t look at it) And, this is really important:

IF YOU THINK IT MIGHT BE DIFFICULT FOR YOU TO PAY, TALK TO FINANCIAL AID.

[advicefromsurvivors]

There’s something intensely unhealthy going on when parents discourage age-appropriate independence. A 13 year old should probably be allowed to go see a film with their friends most of the time. A 16 year old should probably be allowed to drive/ride a bus/bike to a friend’s house most of the time. An 18 year old should probably be allowed to travel overnight with their friends most of the time. A 20+ year old should be allowed to come and go as they please, with some common-sense “Let’s talk this ‘move to Finland’ plan of your over before you follow through on it” exceptions.

Parents should want their children to enjoy going out and doing things on their own and with their friends. They should be delighted that their child wants to have a life of their own. A rich, fulfilling life outside the home and distinct from parents and family is important, and parents should want their child to have that.

[crles]

i miss my dog so much it’s been 4 months and i still cry every time i think about him and what happened. every time i think about him i wonder what he was thinking during his last moments and if he ever wondered where we were and if he blames us for any of it. i feel so bad

[19284abc-deactivated20220114]

support the arts. go see a friend’s theatre production, buy a piece of artwork you love if you can afford it, tip a street musician who made you stop walking to admire their skills. the arts are so beautiful and under appreciated. please commemorate people for the hard work they show through artwork. as an artist, it’s so easy to become discouraged, so if you have an opportunity to support an artist, do your best to take it.

[crles]

not being in school anymore makes it hard for me to connect with the few friends i have bc we live different lives and i’m so much more emotional now bc i feel so alone and under pressure 

[crles]

living at my parents’ house makes me feel so much less of my own person

[crles]

graduated college and moved back into my parents’ house and it sucks

[i-got-your-bible-and-your-gun]

[justmelvin]

One can hope…

[girlmelaniexo]

My heart fills with peace just looking at this picture.

[lookalivezay]

GET IT GOING