DAndreWhiteRealty

Your Bay Area Real Estate Expert

[dandrewhiterealty]

With rising interest rates a ton of buyers have been priced out of their previous price range. This is resulting in less competition in the market for a serious or more qualified buyer. More sellers are expected to list their houses in the months ahead. Let's connect so you have a trusted real estate advisor on your side and can act when your dream home comes to market. #BayAreaRealEstate #FremontCA #NewarkCA #UnionCityCA #SellYourHouse #HomePurchase #RealEstateAgent #RealEstateVibes #RealEstateExpert #DreamHome #CaliforniaDreaming #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DandreWhiteRealty https://www.instagram.com/tv/CezCiOVlnT-/?igshid=NGJjMDIxMWI=

[dandrewhiterealty]

Americans’ opinion on the value of real estate as an investment is climbing. That’s according to an annual survey from Gallup. Not only is real estate viewed as the best investment for the ninth year in a row, but more Americans selected it than ever before. If you’re thinking about purchasing a home, let this poll reassure you. Even when inflation is high like today, Americans recognize owning a home is a powerful financial decision. When you purchase your home, you lock in your monthly housing payments, effectively shielding yourself from increases on one of your biggest budgetary items each month. If you’re a renter, you don’t have that same benefit, and you aren’t protected from these increases, especially as rents rise. Your house is also an asset that typically increases in value over time, even during inflation. That‘s because as prices rise, the value of your home does too. Mark Cussen, Financial Writer for Investopedia, says, “There are many advantages to investing in real estate. . . . It often acts as a good inflation hedge since there will always be a demand for homes, regardless of the economic climate, and because as inflation rises, so do property values. . . .” And since rising home values help increase your equity, and by extension your net worth, homeownership is historically a good hedge against inflation. Buying a home is a powerful decision. It’s no wonder why so many people view it as the best long-term investment, even when inflation is high. If you want to better understand how buying a home could be a great investment for you, DM me today. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #CaliforniaDreaming #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CezBBBEvIUh/?igshid=NGJjMDIxMWI=

[dandrewhiterealty]

Great show by the amazing @the7fingers at @clubfugazisf!!! WOW (at Club Fugazi) https://www.instagram.com/p/Ccj17ySuKAI/?igshid=NGJjMDIxMWI=

[dandrewhiterealty]

I know I’m late to this “woman’s day” party but let me tell you…. I celebrate this woman every day!!! @taragirl sometimes I watch you sleep and just thank god that he blessed me with such a strong, caring, loving, no bullshit taking, inspiring, sexy, honest, courageous, pure and truly heaven sent person. I am far from perfect and often times ask GOD if I am truly worthy of being with you. You give me the strength to take on the world, you bring me back down to earth when I am full of myself, you make me better then I was yesterday, you complete me in ways I could only dream of and I wouldn’t be a quarter of the man I am without you. I love you and am blessed to call you my wife. Don’t ever forget that!❤️❤️❤️ (at Fremont, California) https://www.instagram.com/p/CbB-n3aOZ09/?utm_medium=tumblr

[dandrewhiterealty]

If you’re thinking about selling your house in 2022, you truly have a once-in-a-lifetime opportunity at your fingertips. When selling anything, you always hope for strong demand for the item coupled with a limited supply. That maximizes your leverage when you’re negotiating the sale. Home sellers are in that exact situation right now. Here’s why. According to the latest Existing Home Sales Report from NAR, 6.18 million homes were sold in 2021. This was the largest number of home sales in 15 years. Demand isn’t expected to weaken this year, either. In addition, the Mortgage Finance Forecast, published last week by the MBA, calls for existing home sales to reach 6.4 million homes this year. The same sales report from NAR also reveals the months’ supply of inventory just hit the lowest number of the century. As mentioned above, when there’s strong demand for an item and a limited supply of it available, the seller has maximum leverage in the negotiation. In the case of homeowners who are thinking about selling, there may never be a better time than right now. While demand is this high and inventory is this low, you’ll have leverage in all aspects of the sale of your house. Today’s buyers know they need to be flexible negotiators that make very competitive offers. If you’re thinking of selling your house this year, now is the optimal time to list it. DM me to discuss how you can put your house on the market today. #expertanswers #stayinformed #staycurrent #powerfuldecisions #confidentdecisions #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #CaliforniaDreaming #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/dandrewhiterealty/p/CZSdtIOvybK/?utm_medium=tumblr

[dandrewhiterealty]

To determine whether you should buy now or wait another year, you can ask yourself two simple questions. Let’s shed some light on the answers to both. >>Where Will Home Prices Be a Year from Now? Three major housing industry entities are projecting ongoing home price appreciation in 2022. Here are their forecasts: Fannie Mae: 7.4% Freddie Mac: 7% Mortgage Bankers Association: 5.1% According to the National Association of Realtors (NAR), the median price of a home today is $353,900. Using an average of the three price projections above (6.5%), a home that sold for $353,900 today would be valued at $377,010 at the end of next year. As a prospective buyer, you would therefore pay an additional $23,110 by waiting. >>Where Will Mortgage Rates Be a Year from Now? Today, Freddie Mac estimates the average 30-year fixed mortgage rate in the fourth quarter of this year will be 2.8%. However, most experts believe mortgage rates will rise as the economy recovers. Here are the forecasts for the fourth quarter of 2022 by the three major entities mentioned above: Fannie Mae: 3.4% Freddie Mac: 3.7% Mortgage Bankers Association: 4% That averages out to 3.7% if you include all three forecasts. Any increase in mortgage rates will increase your costs. What Does It Mean for You if Home Values and Mortgage Rates Increase? If both variables increase, you’ll pay a lot more in mortgage payments each month. When asking if you should buy a home, you may think of the non-financial benefits of homeownership. When asking when to buy, the financial benefits make it clear that doing so now is much more advantageous than waiting until next year. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #DreamHome #CaliforniaDreaming #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CXT495APZes/?utm_medium=tumblr

[dandrewhiterealty]

If you’re trying to decide when to sell your house, there may not be a better time than this winter. Selling this season means you can take advantage of today’s strong sellers’ market when you make a move. Win When You Sell Right now, conditions are very favorable for current homeowners looking for a change. If you sell now, here’s what you can expect: >>Your House Will Stand Out –If you sell your house now before more houses are listed, it will get more attention from serious buyers who are eager to find a home. >>Your House Will Likely Get Multiple Offers –The latest from NAR shows sellers are getting an average of 3.6 offers in today’s market. >>Your House Should Sell Quickly – According to the same report from NAR, homes are selling in an average of just 18 days. Win When You Move In addition to these great perks, you’ll also win big on your next move if you sell now. CoreLogic reports homeowners gained an average of $51,500 in equity over the past year. This wealth boost is the result of buyer competition driving home prices up. You can leverage that equity to fuel a move, before mortgage rates and home prices climb higher. Selling before rates climb higher means you can make your move and lock in a low rate on the mortgage for your next home. This helps you get more home for your money and keeps your payments down too. If you’re thinking about making a move, DM me so you have the information you need to get the process started. #Sellyourhouse #moveuphome #dreamhome #realestate #homeownership #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #justsold #CaliforniaDreaming #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CXJfylEJwqr/?utm_medium=tumblr

[dandrewhiterealty]

If you’re planning to sell your house this winter, you’ll want it to look its best inside and out. Take the time and focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal. DM me today so you can have an expert opinion on what to focus on, so it shows well and catches buyers’ eyes. #expertanswers #stayinformed #staycurrent #powerfuldecisions #confidentdecisions #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CXF2PKCryxo/?utm_medium=tumblr

[dandrewhiterealty]

The homebuying process requires strategy and planning. Here are a few things to keep in mind to ensure your plan is as strong as possible when you begin your home search. >>Pre-Approval: the Best Opening Play To Make as a Homebuyer It’s important to have a great opening play when you’re buying a home. And the best move you can make when you begin your home search is getting pre-approved by a lender. As Freddie Mac puts it, “The pre-approval letter from your lender tells you the maximum amount you are qualified to borrow.” And while determining how much you can afford at the start of your search is critical, the pre-approval letter also serves another important purpose. Freddie Mac also notes, “This pre-approval allows you to look for a home with greater confidence and demonstrates to the seller that you are a serious buyer.” As a homebuyer, your pre-approval letter signals to the seller that you’re a serious, interested buyer. >>Homebuying: It’s a Team Game, Not a Single-Player Experience Every step you take to create your strategy as a buyer is important in today’s market. That means leaning on expert guidance as you plan every move is more important than ever. Have a team of professionals – like your trusted real estate agent and a loan officer – every step of the way to make sure you make the right moves. Getting a pre-approval letter isn’t just good strategy, it can be game-changing. It allows you to get a full understanding of what you can afford, and it signals to sellers that you’re serious. DM me today to ensure you’re playing chess and being strategic during the home buying process. #firsttimehomebuyer #preapproval #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #locationlocationlocation #newlisting #homeforsale #renovated #starterhome #dreamhome #curbappeal #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CXAcxI1La0d/?utm_medium=tumblr

[dandrewhiterealty]

I take pride in what I do! Every clients need is treated as if it were my own personal investment and no stone is left unturned in my efforts to get my clients the best results. If you or anyone you know are looking to buy, sell or invest in todays market I would love to chat and go over the many ways I can help you achieve your goals. #BayAreaRealEstate #FremontCA #NewarkCA #UnionCityCA #SellYourHouse #HomePurchase #RealEstateAgent #Vibes #RealEstateExpert #DreamHome #CaliforniaDreaming #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CXAcim_ra5k/?utm_medium=tumblr

[dandrewhiterealty]

Alone I walk this path. (at Bay Area, California) https://www.instagram.com/p/CWuRU2WFA4Y/?utm_medium=tumblr

[dandrewhiterealty]

Many people have questions about home prices right now. How much have prices risen over the past 12 months? What’s happening with home values right now? What’s projected for next year? Here’s a look at the answers to all three of these questions. >>How much have home values appreciated over the last 12 months? According to the latest Home Price Index from CoreLogic, home values have increased by 18.1% compared to this time last year. Additionally, prices have gone up at an accelerated pace for each of the last eight months. The last year has shown tremendous home price appreciation, which is resulting in a major gain in wealth for homeowners through rising equity. >>What’s happening with home prices right now? Indices also show that while appreciation is in the high double digits right now, that price acceleration is beginning to level off. Year-over-year appreciation is still close to 20%, but it’s clearly plateauing at that rate. Many experts believe it will drop below 15% by the end of the year. Keep in mind, that doesn’t mean home values will depreciate. It means the rate of appreciation will slow, yet stay well above the 25-year average of 5.1%. >>What about next year? Most experts believe that as more housing inventory comes to market, the supply and demand for housing will come more into balance. That balance will bring a lower rate of appreciation in 2022. While the projected rate of appreciation varies among the experts, due to things like supply chain challenges, virus variants, and more, it’s clear that home values will continue to appreciate next year. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #CaliforniaDreaming #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CWKRWR1ltJU/?utm_medium=tumblr

[dandrewhiterealty]

I want to give an extra special shout out to @amor_soccer! This is a league that cares about the kids and takes time to truly develop them. Since my son joined thanks to @taragirl he has learned so much about the sport and being apart of a team. Thank you Coach Ricky and everyone else evolved in making this program happen! WE LOVE SOCCER!⚽️🥅🏟 #soccerdad #zombiekid #amorsoccer #realestatedad #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CVqpEUnvOWH/?utm_medium=tumblr

[dandrewhiterealty]

Never been happier doing what I’m doing than I am right now in this moment in my life. If you know anybody looking to buy, sell or invest in todays market I would love to help! I am never ever ever ever ever ever ever too busy for your business or referrals!😎 #BayAreaRealEstate #FremontCA #NewarkCA #UnionCityCA #SellYourHouse #HomePurchase #RealEstateAgent #Vibes #RealEstateExpert #DreamHome #CaliforniaDreaming #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CVo8OVvrsLY/?utm_medium=tumblr

[dandrewhiterealty]

I want to give a special shout out to @thecrosslandgroup @sohrab_sangha @jean_calbonero @josephorell! Our success is real time motivation and has been monumental to my success! Let’s keep this going for many years to come. (at Bay Area, California) https://www.instagram.com/p/CVgMKOOP8mi/?utm_medium=tumblr

[dandrewhiterealty]

This has been a busy couple of months for me in real estate but I wouldn’t want it any other way! If you or anyone you know are looking to buy, sell or invest in today’s market, me and my team have the systems in place to get you the BEST results! I’m never too busy for your business or referrals!😎 #BayAreaRealEstate #FremontCA #NewarkCA #UnionCityCA #SellYourHouse #HomePurchase #RealEstateAgent #Vibes #RealEstateExpert #DreamHome #CaliforniaDreaming #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Bay Area, California) https://www.instagram.com/p/CVgLBFQPRTu/?utm_medium=tumblr

[dandrewhiterealty]

There’s a lot of talk lately about how challenging it can be to find a home to buy. While housing inventory is still low, there are a few important things to understand about the supply of homes for sale as we move into the end of the year. The Number of Homes for Sale Usually Peaks in the Fall If we look at the active monthly listings for 2021, we’ll see that the number of homes on the market has increased fairly steadily since spring this year. The realtor.com data shows we’re still seeing an increase in active inventory month-over-month. While that gain is a bit smaller month-to-month, September numbers are still up from the month prior. The important takeaway here is the latest monthly numbers show growth. At the end of September, buyers had more options to pick from than they did this spring. That’s encouraging for buyers who may have paused their search months ago because they had trouble finding a home. What Does That Mean for You? If you’re thinking of buying a home, rest assured you do have more options now than you did earlier this year – and that’s a welcome relief. That said, today’s market is still highly competitive. This isn’t the time to slow your search. If you’re considering selling your house, realize that while growing, inventory is still low. Selling now means you’ll be in a great position to negotiate with buyers – and competition among buyers is good news for your bottom line. Whether you’re buying or selling, there’s still a chance to make your goals a reality this season. DM me so we can discuss what’s going on with the local market and current trends and what they mean for you. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #CaliforniaRealEstate #ColdwellBankerRealty #TheCrosslandGroup #DAndreWhiteRealty (at Fremont, California) https://www.instagram.com/p/CVf4UAfvHvL/?utm_medium=tumblr