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Life and health insurance solutions. Representing members in Spartanburg, Greenville, and Cherokee Counties located in South Carolina.
Independent insurance producer licensed by the South Carolina Department of Insurance.
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Most people, of course, have almost no control over their health insurance: They get what their employer provides (if they have a good job) or else they get nothing. Whether they pick their own policy or not, the first two numbers everyone looks at are thepremium and the deductible. Well, here are two other numbers that are at least as important.
The premium and the deductible, of course, are very important–those are the numbers that determine whether you can afford thepolicy and when it starts paying something if you get sick.
If you think of your insurance as being a sort-of prepaid medical package–you pay a monthly premium and they provide whatever care you need–then the deductible (and the co-pays) are what matter. If you think of it as insurance though, there are two other numbers to pay close attention to: the out-of-pocket maximum and the policy limit.
Continue reading 'Health insurance: Two other numbers to look at' at South Carolina's Premier Insurance Blog.
There are various life insurance coverage policies and not all of these policies are fit for you particularly because we all have different financial needs. Therefore, we all need different financial solutions.
"A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life." -Suze Orman
The cost of health care has risen drastically over the past few decades and continues to do so. If you do not have medical insurance to help pay bills, a serious injury or illness can be financially devastating to you and your family.
Medicare was established in 1965 and is a Federal health insurance program for Americas age 65 or older. It has also been extended for people with certain disabilities including renal failure.
There are two ways to access your Medicare benefits
Original Medicare + Supplements
Medicare...
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