Rest and reflection

[lateraldeliberation]

25 February 2019

It’s been a week plus of school and stuff. 

So I haven’t come around to finding a profile background, I guess I’ll keep it that way.

I’ve been looking at StashAway, a robo-advisor that manages my portfolio for an annual fee (0.8%) and I placed some money there. It seems really convenient to gain access to US equity without the hassle of opening an overseas brokerage account on major brokerages. Also, because of their no-minimums, you can put as low as $1 and your dollar will be spread into various stocks depending on the risk profile you selected.

One interesting thing about StashAway was it’s VaR (Value at Risk) - I selected a 20% risk level and their VaR is 99%. This means that they have a 99% of securing 80% of my portfolio in economic downturns or times of volatility. The highest you can go is 36%, which means you put 36% of your portfolio at risk of losing it for a more aggressive growth profile.

Hopefully, it does well as I do see myself withdrawing some funds in 2022 or 2023 for my future house. Would love to report back on its performance too. right now, for a $10,300 investment, the returns have been $51 for 3 days.

Last Tuesday I did my sprints as usual but I feel much easier to breathe. Looking forward to continuing tomorrow, until my fitness test day.

My Dervish Sama (Paris trucks, Kegels) came in the mail. I skated around the neighbourhood and the feeling of surfing your street is really liberating. The weather wasn’t very good but the board was really comfy to ride and I’m trying to get my bearings back + learning to ride switch.

I also liquidated some crypto assets I held (nothing large, small amounts everywhere) - Enjin Coin, Miota, Bluzelle, Cardano (ADA). Looking to consolidate into Ethereum now since shitcoins are shit. I really liked Cardano though, but the bear market right now is not conducive at all. Got some school work to complete and I need to start on my essay.

[lateraldeliberation]

Hello

My name is J and this tumblr was made to chronicle some of my life events, as recently it has come to mind that memories fly by without documenting them, and it is more a missed opportunity more often than not.

In this post, I’ll set out some short term goals to achieve for this blog

1) To provide a blog background

2) To attempt to post a weekly reflection

3) To balance documenting memories and juggle privacy concerns

Right now, I play games like Apex Legends and Guild Wars 2. I also have began to run more often, aiming for one run every three days when possible. I am currently undertaking a Criminology degree and it is thanks to this degree course I found myself wanting to document all these changes occurring around my life, to provide myself better direction and reflect on these experiences that I feel I should be documenting about. 

Aside from random ramblings, I hope this blog can become an anchor of sorts as I find myself easily wandering in thought. These thoughts, sometimes fleeting, provoke me to sometimes stare at myself in the mirror, check my journey so far, and sometimes lead to new hobbies. It is also here where I find myself difficult to commit to a hobby that I like. In quick review, some hobbies I have taken up include

Watching anime (learning Japanese) -> watching a lot of American/British drama -> skateboarding/longboarding -> roller skating -> playing Magic the Gathering -> Video gaming -> Programming -> Photography -> Korean culture and drama -> Reading fiction across large genres, particularly interested in fantasy tropes -> Reading six books of ASOIAF -> Cycling (Fixed gear bicycles) -> Learning the saxophone -> Running to keep fit.

Whenever possible, activities I do I try to document while trying to omit personal information. If you happen to come across my life and have questions/want to talk, reach out! I prefer to be private with my life yet would welcome people of similar interests to discuss and engage in small talk. Perhaps that’s what makes us human (cliche alert).

Off my mind right now, these activities would be about running, the games I play, the content I study in school and maybe some finance topics such as housing or investments.

Hopefully, my reflections help me to improve my writing and that this doesn’t die in a month or so!