Welcome to our family blog! We are so happy you are here to join us on our journey to generational wealth and happiness. We are a family of three who took control of our finances and created a legacy for our children and future generations. We want to share our story, struggles, successes, and tips to achieve your financial goals.
We want to help other families trapped in debt and show them how to achieve a life of abundance through inspiration, education, and empowerment. Money is a tool that can help us create more opportunities, more freedom, and more happiness for ourselves and others. Happiness depends not on how much money we have but on how we use it and what we value.
In this blog, you will find posts about our personal finance journey, budgeting strategies, investing decisions, side hustles, travel adventures, family values, and lifestyle choices. You will also get to know us better as we introduce ourselves and share our stories. We hope that by reading our blog, you will feel connected to us and be able to relate to us as fellow human beings who are striving for a better future.
First, answering interview questions to help you get to know us better would be fun. We recorded our answers below. We hope you enjoy reading them as much as we enjoyed answering them!
Hi! I am the Joy of the family; I love basketball and my bike!
Q: Do you like money? Why or why not?
A: (Son/Joy) Yes. There are dollar bills, quarters, dimes, nickels, and pennies. I like putting coins into machines.
Q: What do you do with the money you get from your parents or other people?
A: (Joy) My daddy and Becca always taught me to save my money and keep it in the family. When I get money, I like to put it in my savings jar to keep it safe.
Q: What things make you happy that you can buy with money?
A: (Joy) I keep my money in my savings jar, or I put the money in my pocket and get toys and candy out of machines.
Q: What makes you happy that you do not need money for?
A: (Joy) I am happy when I go on adventures with my family or play sports. My favorite sport is basketball.
Q: How do you share your money or toys with friends or family?
A: (Joy) I like to play with my friends. I love tag. I share when I play. I do not share my dollars or coins but want to share toys and play.
Q: How do you thank people who give you money or gifts?
A: (Joy) I say, “Thank you to _____.” I also say thank you to me. It is a lot of fun.
Q: What do Becca and Daddy do to earn money and take care of us?
A: (Joy) Becca and Dad go to work every day, and I work too on my Hooked-on Phonics. Becca takes care of people’s nice things, and Daddy flies' airplanes.
Q: What do you want to be when you grow up, and how will you earn money?
A: (Joy) I want to grow up big and strong. I want to have thousands of dollars and say ‘yes’ and ‘no’ to many people.
Q: How can you use your money to help others or animals in need?
A: (Joy) People like toys and Pac-Man games.
Q: What are some things you are thankful for in your life?
A: (Joy) I am thankful for my toys and family.
Hi, you can call me Legacy. I am a student pilot and an automotive consultant with over 30 years of experience in the used car industry!
Hi, you can call me Wealth. I am also an insurance agent and a nurse!
Q: What does generational wealth mean to you, and why is it essential for your family?
A: (Dad/Legacy) Generational wealth to me means having your financial priorities taken care of while maximizing the time you have left on earth doing the things that bring you happiness, whether spending time with your family or pursuing any creative or artistic dreams you have.
A: (Mom/Wealth) Generational wealth means working hard now so that future generations do not struggle for their wants or needs later in life. Generational wealth is essential to my family and me. Life is hard, and I want my loved ones to have every available resource, not to struggle to map out all the roadblocks and hurdles life gives us.
Q: How did your upbringing and family influence your views on money and wealth?
A: (Legacy) All my life, I have been surrounded by many poor people with poor mindsets in my family. My background consisted of struggling day to day for necessities. It was when I got into my early 20s that I could comprehend the actual value of a dollar. I honestly couldn’t define wealth until I was in my early 30s.
A: (Wealth) From a very early age, I understood the importance of being a business owner and the struggles that came with it. My dad had a passion for following his dreams and was a screenwriter. My mother was an accountant by day, and by night, she was running six separate franchises to provide a better life for myself and my newborn baby brother. From a very early age, I learned to be responsible with money and manage multiple tasks. I helped my mom with her paperwork, deliveries, and bookkeeping. I also helped my dad with his scripts, editing, and pitching. Seeing how hard my mom worked every day, sometimes even through the night, I saw how they balanced their work and family life and invested their money wisely. Money is essential but not the most crucial thing in life. Wealth is measured by how much you have, give, and share. Being a business owner is rewarding but also challenging and demanding. Pursuing your passion is fulfilling, but it also requires discipline and perseverance.
Q: How have you dealt with or overcome any obstacles or difficulties to achieve generational wealth and happiness?
A: (Legacy) Haters, detractors, and family. A hater makes it their job and devotes their time to impeding your results. I am still on my journey to finding generational wealth and happiness, and there are always challenges to anything you do. The goal to bring in wealth passively is buying real estate. At this time, overvaluing occurs for everything from groceries to real estate.
A: (Wealth) Growing up, I did not have much exposure or education on managing money, investing wisely, or planning for the future. I had to learn these skills independently through trial and error, research, and mentorship. I also had to overcome some limiting beliefs and habits holding me back from achieving my financial goals. My family did not understand or support my vision of creating generational wealth and happiness. They wanted me to follow a traditional path of getting a stable job, going to college, settling down, and living within my means. I had to deal with their criticism, doubts, and expectations while staying true to myself and my purpose. I had to constantly innovate, adapt, and differentiate myself from the crowd. I also had to deal with failures, rejections, and setbacks. Pursuing generational wealth and happiness requires a lot of hard work, dedication, and sacrifice. I had to balance my personal and professional life, as well as my physical and mental health. I had to find time for myself, my family, and my friends. I had to cope with stress, anxiety, and burnout.
Q: What strategies or habits have you adopted or learned to build and protect your wealth?
A: (Legacy) I am still learning. I have learned that using your real name and your address where you live could jeopardize your wealth and assets in numerous ways. You want to be as secretive as possible; the fewer people who know, the better. Lately, I have been celebrating losses instead of achievements. Whenever I fail, it weighs on me so heavily that I need to do something to dig myself out of the rut, which is why I celebrate the failures.
A: (Wealth) I have learned how to save a portion of my monthly income and create a realistic budget that covers my expenses and goals. I use apps and tools that help me track my spending and saving habits, such as my banking apps, Experian, or budget worksheets. I have learned to invest my money in asset classes like stocks, bonds, real estate, or cryptocurrencies. I use platforms and services that help me research, analyze, and execute my investment decisions, such as Robinhood and Coinbase. I have learned how to improve my skills and knowledge and network constantly. I enroll in online courses, read books, listen to podcasts, and attend events to learn new things and keep up with the latest trends and opportunities. I also connect with people with similar interests, goals, and values and who can give me advice, support, or collaboration. I use strategies and tools that help me hedge against inflation, optimize my tax situation, insure my assets, and secure my identity. I also plan for the future by creating a will, a trust, or a succession plan that ensures my wealth transfers to my beneficiaries according to my wishes.
Q: How do you balance your personal and professional goals with your family and community responsibilities?
A: (Legacy) Work is life at this point. I need to balance out my personal and professional goals, which I am working towards. Balancing life means work right now because I am not where I want to be in the dreams, I have set for myself. I include work with life until I get where I want to be until I can repurchase more of my time.
A: (Wealth) Having a work-life balance is something I struggle with since my parents could never master balancing their personal and professional lives. I read many books to help teach me the best ways to divide my time as I prioritize family meals. But most importantly, I never put a job over the good of my family; family comes first in anything I do daily.
Q: How do you plan to pass on your wealth and values to your children and future generations?
A: (Legacy) With a trust.
A: (Wealth) Sharing my knowledge and experiences while integrating fun ways to learn about money, wealth, and happiness has been a critical component of what our 4-year-old knows today about wealth and values. Passing down my wealth with trust will be how I secure wealth for my child and future generations. However, passing down my values is hands-on. I will educate my son and future generations daily by setting proper examples and being someone, my family should look up to.
Q: What sources of inspiration or motivation keep you on your journey to generational wealth and happiness?
A: (Legacy) The need and want for money. The people around me, mainly my immediate family.
A: (Wealth) My biggest inspiration is my family. Sharing my experiences, triumphs, and failures with my readers here is my next inspiration. Creating a gratitude journal and having my gratitude jar has also been uplifting in times of seeking motivation for me. Journaling while keeping a habitat tracker for my gratitude and my moods has helped me identify any stressors or things I could improve. Having outlets where you feel safe, creative, and loved is vital to generational wealth and happiness.
Q: How do you measure your success and happiness in life?
A: (Legacy) How many fulfilling relationships do you have? How many people around you want you to be as prosperous, if not more successful than them? How you feel and your emotions are usually a good barometer to measure your success and happiness. A good indication is how you feel when you wake up; if you’re angry and feeling like shit, that is a vital sign that everything in your life is low, and you are not going where you need to be.
A: (Wealth): I have a clear and meaningful life purpose guiding my actions and decisions. I pursue my passions and talents and positively contribute to society and the world. I have a vision of what I want to achieve and how I want to grow. I have specific and realistic goals that I work towards every day. I track my progress and celebrate my achievements, whether big or small. I learn from my failures and challenges and seek feedback and improvement. I always strive to do better than yesterday. I enjoy spending quality time with the people who matter to me. I balance work and play and make time for myself and my hobbies. I do things that make me happy and fulfilled, such as reading, writing, traveling, or playing music. I appreciate the beauty and Joy of life, and I express gratitude for what I have.
Q: What lessons or advice would you like to share with others on a similar journey to generational wealth and happiness?
A: (Legacy) Focus on budgeting first. If you want to build generational wealth, learning how to budget is a critical component in generating wealth. Focus on your income rather than growth in the beginning.
A: (Wealth) The sooner you start saving, investing, and learning, the more time you have to compound your wealth and knowledge. Be consistent in your actions and habits, and don’t let procrastination, distraction, or temptation derail you from your goals. Be humble and open-minded and seek their advice, feedback, and support. You can also join communities and networks of like-minded people who can inspire, motivate, and challenge you. Don’t be afraid to try new things, explore new opportunities, or experiment with new ideas. Don’t focus too much on the result; appreciate the process and progress. Celebrate your achievements, no matter how big or small. Reward yourself for your hard work, and have fun along the way. Remember that generational wealth and happiness are about money, purpose, passion, and impact.
Q: How do you celebrate your achievements and appreciate what you have?
A: (Legacy) By sharing what I have with the people I love.
A: (Wealth) I share my achievements with my family, friends, and colleagues and thank them for their support, encouragement, and contribution. I also appreciate those who helped me, such as mentors, teachers, or partners. I reflect on my achievements and what they mean to me. I think about how I achieved them, what challenges I faced, what skills I learned, and what impact I made. I also identify areas for improvement and growth and set new goals for myself.
We are not financial experts or professionals. We are ordinary people passionate about personal finance and a vision for generational wealth and happiness. We welcome your feedback, comments, questions, and suggestions. Please contact us anytime through our email or social media accounts.
We appreciate your visit to our blog and hope you find it enjoyable and informative. We can’t wait to hear from you soon! 😊