Last resort is to get a divorce so my student loan payments will go down
I was a single mom going back to school while working two jobs and raising a 4 year old. I did it! I achieved my Degree in Criminal Justice. I had no idea how insane the cost of going to school online was. I now owe $57,000. I am happily married with 2 amazing boys and we can't pay our mortgage and my student loans. I have called the Loan department daily and asked if they could take smaller payments and they said I would have to file Separately on my taxes. So we tried that and we both will end up owing the Federal Government money at the end of each year, which puts us in a deeper hole.
Our only last resort is to get a divorce so my student loan payments will go down. I know this seems crazy but when you have to chose to make a mortgage payment or your Student Loan payment it doesn't seem all that crazy. To add to that stress our youngest son was just diagnosed with Autism and we need to pay for his therapy out of pocket until Insurance kicks in at $10,000. We can't afford it all. I am begging from the bottom of my heart if anyone can help please! I do not want to have to resort to Divorce.
http://www.microgiving.com/cause/mom-is-desperate-to-save-her-family














