jinkies

sophie // aquarius // infj // THEY/THEM or SHE/HERS

[aroarolibrary]

Things people should worry about and should probably fight against in a post-Covid world: the phasing out of physical money.

Even before all of this started a lot of restaurants in my area were already going ‘paperless’ aka: refusing to take anything but cards in order to buy food.

I hope that people understand just how terrible this is. How the movement to doing this was specifically a move against poor and homeless people. Against people who could not open a bank account. Who could not get a credit card. How it was a move by restaurants to not-so-subtlety ensure that the only people coming in through their doors were ‘desirable’ clients.

In a post-COVID world this is only going to get worse because now companies will have has a ‘societally acceptabile’ reason for refusing paper money. They will create an environment that is hostile towards the poor and homeless under the guise of public health.

I do not have all the answers for how to address this. I do not have answers for how to fix this or combat it. I do not know how to keep both workers safe in a public health aspect and also keep businesses accessible to people without bank accounts. I don’t have the answers but We need to be aware of this. We need to understand how terrible it is. We need to see it for what it is and how disproportionately such a move will hurt those around us.

[sehyn]

my mom says she’s not a hugger. but when i put my arms around her on a gloomy day or after bad news she’s the last to let go. my dad says he doesn’t want gifts on his birthday, but i see the way his face light up when i get him a card with a nice message and a box full of chocolate anyway. he’s just a kid inside, still. it makes him giddy. my brother never says i love you. but when i tell him “i just need to finish the dishes before i vacuum!” he wordlessly goes to vacuum the entire house before i can, and if he sees me struggle with a wrapper or a jar or a bottle he mutters ‘c’mere’ and opens it for me without even sparing me a glance. the thing is, people love you quietly, and you love them quietly, and the air is buzzing with tiny but grand gestures & once you look for them, you find them everywhere. i think that’s really beautiful.

[finnglas]

I’m going to give you the best piece of Adult Life Is Hard advice I’ve ever learned:

Talk to people when things go to shit.

I don’t just mean get it off your chest, although that’s good. I mean: Something’s wrong with your paycheck/you lost your job/you had unexpected emergency car repairs and now you’re broke so your credit card payment is late. Like, not just 15 days late. We’re talking, shit got crazy and now you’re 90 days late with compounded interest and late fees and the Minimum Payment Due is, like, $390, and you’ve got about $3.90 in your bank account. Call the credit card company. 

I know it’s scary. I know you feel like you’re going to get in trouble, like you’re gong to get yelled at or scolded for not having your life together. But the credit card company isn’t your parents; they’re just interested in getting money from you. And you can’t squeeze blood from a stone or money from someone who doesn’t have any. So what you do is you call them. You explain you’re experiencing temporary financial hardships, and you’re currently unable to bring your account up to date, but you don’t want to just let it get worse. Can you maybe talk to someone about a payment plan so you can work something out? Nine times out of ten you’ll be able to negotiate something so that at least it’s not just taking a constant, giant shit on your credit score.

- Can’t pay your power bill? Call the power company.

- Can’t pay your full rent? Talk to your landlord.

- Had to go to the hospital without insurance and have giant medical bills looming in your place? Call the hospital and ask if they have someone who helps people with financial hardships. Many do.

- Got super sick and missed half a semester of class because flu/pneumonia/auto-immune problems/depressive episode? Talk to your professor. If that doesn’t help, talk to your advisor.

You may not be able to fix everything, but you’ll likely be able to make improvements. At the very least, it’s possible that they have a list of people you can contact to help you with things. (Also, don’t be afraid to google things like, “I can’t pay my power bill [state you live in]” because you’d be surprised at what turns up on Google!) But the thing is, people in these positions gain nothing if you fail. There’s no emotional satisfaction for them if your attempts at having your life together completely bite the dust. In fact, they stand to benefit if things work out for you! And chances are, they’ll be completely happy to take $20 a month from you over getting $0 a month from you, your account will be considered current because you’ve talked to them and made an agreement, you won’t get reported to a collections agency, and your credit score won’t completely tank.

Here’s some helpful tips to keep in mind:

1. Be polite. Don’t demand things; request them. Let me tell you about how customer service people hold your life in their hands and how many extra miles they’ll go for someone who is nice to them.

2. Stick to the facts, and keep them minimal unless asked for them. Chances are they’re not really interested in the details. “We had several family emergencies in a row, and now I’m having trouble making the payments” is better than “Well, two months ago my husband wrecked his bike, and then he had a reaction to the muscle relaxer they gave him, and then our dog swallowed a shoestring and we had to take him to the emergency clinic, and just last week MY car broke down, and now my account’s in the negatives and I don’t know how I’m gonna get it back out.” The person you’re talking to is aware shit happens to everyone; they don’t need the details to prove you’re somehow “worthy” of being helped. They may ask you for details at a certain point if they have to fill out any kind of request form, but let them do that.

3. Ask questions. “Is there anything we can do about X?” “Would it be possible to move my payment date to Y day instead so it’s not coming out of the same paycheck as my rent?” The answer may be “no.” That’s not a failure on your part. But a good customer service person may have an alternate solution. 

Anyway! I hope that helps! Don’t just assume the answer is “no” before you’ve even begun. There is more help out there than you ever imagined.

[finnglas]

Hey guys, this is an old post, but it’s still relevant, and I thought I’d re-up it for living in COVID times when a lot of people are losing income. Don’t be afraid to toss that in when you call to ask for help! “I’ve experienced a loss of income due to COVID-19″ is gonna be all you need to say for most places, because wow let me tell you how much this is the case. A lot of places are setting up COVID-19 specific relief policies, so this may be even easier than normal. 

Good luck, stay safe, stay inside if you can, and wash your hands. <3 

[sa2ha]

I keep thinking about how we really had teachers yelling at us as children and had to ask for permission to eat or go to the bathroom and couldnt choose who we sit next to until we were 18... and we really were obedient to all these obscure rules... and thinking about how we had our grown ass 50 year old fathers starting arguments with us over nothing and screaming without us being able to yell back??? As children? Our parents making fun of us for normal behaviours and things we cant do anything about like the way we look and genuinely thinking its funny and a good idea to do that? Youre all 50 years old arguing with and getting mad at 14 year old children for being children??? Idk its really hitting me that adults didnt use to see kids as people when we were growing up and they were so wrong for that because now as a grown adult i cant imagine treating children like it used to be normal for me as a child to be treated.... what goes on in your head for you to do that to them.

[sa2ha]

Thinking about that tweet that said “fucked up how we really had to ask teachers for permission to go to the bathroom as children and they used to say no lmao” like god what the fuck was that....

[seedgrl]

[hearthome-deactivated20210601]

i kno this is a #hot take but there is nothing wrong with having acne actually, and having imperfect skin in general is a normal thing that says nothing about your personal hygiene.

[rainbowteddybear1]

2009 - seasons of hugs bears

[dizzyallaround]

what ever happened to personality!!! i want decorative towels that arent boring!!! i want NOVELTY!! i want people to come over to my house and look at my trinkets and immediately think this lady is a wacko and also her stuff is haunted

[witcheshaven]

I am a woman seeking:

⚪️ Men

⚪️ Women

🔘 A moss-covered cottage deep in the forest surrounded by fae folk and botanical gardens

[slfcare]

as the colder months approach: i wish you all a healthy, calm end of the year. i wish you tasty cups of tea, comfortable clothes, warm beds, nutritious meals in safe homes, good music, new friends and unwavering health. you deserve good things now.

[sosuperawesome]

Aura Rainbow Ceramics

Essarai Ceramics on Etsy

[covenkiss]

why do i have to find an actual job instead of being the apprentice of the old witch who lives in the woods?

[catnippackets]

just do a little bit every day. you don’t need to put aside an hour, or half an hour, or even 15 minutes. you don’t need to set a specific time frame in which you promise yourself that you’ll get things done. all you need to do is a little bit, and do it every day. line a single panel of a comic page. write a single sentence of your story. paint a single stroke on your canvas. just do one thing. even if you’re moving at a snail pace, you’re still moving

[catnippackets]

just wanna pop in and add that since I made this post I’ve been doing a single stage of a single comic panel every day and I’ve finished 5 full pages by now which is 5 more pages than I would’ve been able to do if I hadn’t done anything at all so seriously!! just do a little bit every day!!! take it easy, but take it!!

[dailyshowbiz]

Florence Pugh as Dani Ardor

MIDSOMMAR (2019) dir. Ari Aster

[hell-propaganda]

*ends my father’s bloodline*

[myspacebabe2007-deactivated2021]

<3

[ips-n-caliban]

[himbo-ted]

Why am i wheezing at this

[what-even-is-thiss]

Keanu Reeves is like that one straight dude in your psychology class that handles you coming out better than literally everyone you know for no understandable reason even though he knows nothing about anything

[snuppie]

*knits u a blanket out of our red string of fate*