Instant Loan Online

REIL Capital provides short term funding for small businesses. Request more info on short term business loans by visiting our website or call us today!  

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Business Loans in California

REIL Capital provides business loans in CA. You can request more info about business funding in California by visiting reilcap.com or calling us today [phone].

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Business Loans in Colorado

REIL Capital provides business loans in CO. You can request more info about business funding in Colorado by visiting our website reilcap.com or calling us today [phone]!

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Negative Bank Balances: How to Avoid Them

Nothing’s worse than opening your bank account app and seeing a negative number.  Despite the reasoning behind it, know you are not alone. Thousands of people’s account balances reach the negatives each and every day. It’s what you do to fix it that differentiates you from the others.  Having a negative balance diminishes your reliability and chances to receive funding.  It’s significant to try and maintain a positive balance. To avoid negative days and irritating overdraft fees, follow REIL’s tips below: 

Be Aware and Acknowledge your Account

The most important thing to do is get your account to positive again.  Yet, how are you supposed to know your in the negatives if you never even check your bank app?  It starts with awareness. Monitor your money frequently and start making checking your app a habit.  You should always make sure there are funds to support your consistent purchases and unexpected ones.  Banks typically suggest having a checking account, as well as a savings account. This way, if you are reaching the negatives in one account, you can transfer money from your other one to remain positive.  You will always have a plan B, you won’t need to rush and sell random things or expedite your paycheck. 

Set Alerts for Low Balances

While the bank doesn’t mind receiving your overdraft fee, their intent is not malicious. Banks provide their customers with so many ways to avoid overdraft fees.  Most bankers suggest turning on alerts for their credit/debit card. These alerts will notify you when your balance is below a certain number that you chose. Once the threshold is reached, the bank will send you a text encouraging you to fix your balance prior to reaching the negatives.  There is nothing better than a little help from your bank, and a little reminder every now and again.  

 Merchant cash advances are faster, simpler and more convenient. Visit here for more about Quick & Easy Merchant Cash Advance

Manage your Money Carefully 

Finally, the stress that comes with negative balances can all be avoided if you learn to manage your money better.  As humans, we love to buy things. Whether its a mood or a true cure, buying new things makes us happy. However, it is essential to remain truthful in the money you can actually spend.  If you know you have a big bill coming up, don’t randomly decide to spend your money because you feel like it. Save your money, or put it aside for the bills you know you need to pay. That way, you can use and budget the leftover money you have to buy other things that aren’t necessarily necessary.

 Apply for Quick Business Funding at REIL, Approval within 24-48 hours.

REIL Solutions 

Negative days certainly make people feel somber. Negative balances in their bank accounts are a whole other story.  Avoid stress and manage your money well. Opportunities for you to invest your money in the future will be easier, as well as receiving funds if you should need it. REIL is here to help you with all your questions and future endeavors.  

To learn more about this be sure to check out our product page or apply now!

For more visit website https://reilcap.com

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Business Loans in Tucson, Arizona

REIL Capital provides business loans in Arizona. You can request more info about business funding in Arizona by visiting our website or calling us now!

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Small Business Loans & Funding in Atlanta

REIL Capital offers loans to small businesses in Atlanta. By visiting our website reilcap.com, you can demand more information on business financing in Atlanta!

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Medical Professionals Loan | Funding for Doctors

REIL Capital offers specialized business loans for doctors. Best Medical Practice Financing & Loans. We offer various types of business funding for doctors. Visit us at reilcap.com to apply now.

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Short Term Financing Options For Business

Term Loans vary widely as the industry, cash flow, credit, time in the business, and a variety of other factors are all considered. If you have a solid credit score and have been in business for at least two years, there is a good chance that REIL Capital can facilitate the right term loan option for your business. Visit today's reilcap.com!

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Can REIL Help Your Business Purchase a New Vehicle?

Having a commercial vehicle is common in many industries. In some, it is an absolute necessity. Depending on the industry, commercial vehicles can be used for almost anything and everything. For example, transporting goods to a point of sale, moving equipment to aid in a job or project, or simply to transport people. No matter what you use a commercial vehicle for, there are a few things that all trucks have in common that consumers should be aware of. 

What Most Trucks Have in Common

First off, there is the price factor. Commercial vehicles can be an expensive investment for your business. The most common commercial van on the road today is the Ford Transit. Currently, the MSRP for a ford transit is just under $25,000. However, the final price that you pay will most likely be much higher due to costs associated with specializing the vehicle to suit your needs. 

Similarly, another popular commercial pickup truck on the market today is the Ford F-150. The MSRP for a new F-150 is right around $28,500. Nonetheless, this is most likely not going to be the final price you will pay either. If you are in the transportation business, new semi-trucks can be extremely expensive, ranging anywhere from $80,000 to $150,000. No matter what type of vehicle your business needs, it is going to be a very large investment that can quickly eat up the capital that your business has on hand.

The second factor that each commercial vehicle has in common is the depreciation value. On average, vehicles depreciate about 10% within the first month that they are bought.  This is depending on how often you use the vehicle, which could be a lot more. This means that the new shiny truck that you just bought will only be worth a fraction of what you paid for it in a matter of months. Despite the obvious downside of depreciation, it may be necessary for your business to purchase vehicles because of the nature of the work that you do. Purchasing a new vehicle can be a very costly investment, however, there are a few financing options out there to ease the burden.

Equipment Financing

One option you might consider is equipment financing. Equipment financing allows you to purchase new equipment by putting up 50% of the purchase price. You can use equipment financing to place a lien against your company’s already owned trucks and transport.  This enables business owners the ability to recoup up to 50% of the initial purchase price. Equipment financing generally has short terms. The terms typical last 8-18 months, and generally take about 2 weeks to fund. To qualify for equipment financing, you must have been in business for at least one year and have a credit score of at least 650.

To know more please visit Equipment financing

Business Line of Credit

Another option to consider is a Business Line of Credit. Let’s say that you have recently purchased a new truck. The financing for the truck has left a large gap in your business’s monthly cash flow. Sometimes, unexpected expenses may come up that you are not necessarily prepared to pay for. A truck may break down, or the cost of gas may inflate. A line of credit is a flexible financing option that can help you to pay off these expenses as they come up. A line of credit works similar to a credit card in which you only pay off what you spend. This is perfect for business managers who know how to manage money well and don’t want to hurt their business as unexpected costs come up.

If you’d like to know more about any of these types of funding, get in touch with REIL Capital now! Call 888-601-REIL, send an email to [email protected].

A REIL Conclusion 

A commercial vehicle is a tool of your trade just like any other piece of equipment that you use. Trucks are necessary to get jobs done. Yet you don’t want to let the purchase of a new commercial vehicle impact your bottom line. Here at REIL Capital, we are business owners just like you. We understand the importance of having a reliable commercial vehicle. We have custom-tailored financing options to help you get the vehicle you need. If you want to see how we can help you purchase your next vehicle, fill out our commitment free application today.  

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Fast And Quick Unsecured Business Loans

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Quick Business Loans in the USA

Want quick loans from small businesses in the United States? REIL Capital provides small businesses with short-term funding. With a Short Term Business Loan & Funding, Fast Term Loans in 2 Weeks, grow your business fast. Visit today's reilcap.com!

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How do I qualify for a Term Loan?

REIL Capital can facilitate the right term loan option for your business. Our capital specialists are trained to provide you with transparent information as to where your business qualifies, and how we can best help you. Call our customer support staff at [phone].

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The Value of the Dollar: How Much Is Your Money Worth?

We often establish power and status in our society by how many pieces of green paper a person has. Simply put, “money makes the world go ‘round.” Have you ever wondered: How do we actually determine the worth of this tangible object? Who does it? Why does this thin piece of paper equate to X amount of value? 

Below, we will discuss how the government and our society assesses the value of the money in your pocket, and why.

1. Foreign Exchange Rates

Just like goods and services, the value of money is determined by the demand for it. One way money can be measured is by comparing currencies to different Foreign Exchange Rates. The Foreign Exchange Rate determines how much money one countries currency equates to in another countries currency. The exchange rate between countries fluctuates on a daily basis and varies greatly based on the currency. The most popular exchange rate for measuring the value of the U.S dollar is comparing it to the Euro. The Euro is used by countries in the European Union.

Currently, the Euro is slightly stronger than the US dollar with an exchange rate of around 0.9. This means that $1 would exchange for €0.9, but on any given day $1 can only get you €0.88 or €0.85. While the dollar may not be worth as much like the Euro, there are many currencies that are weaker than the dollar. For example, the Mexican Peso. Currently, one US dollar is worth about 19 pesos, meaning that you can get more with your dollar in Mexico than in Europe.  It is important to be aware of these currencies, should you ever leave the country for business, vacation, or studying. REIL Capital is able to fund businesses in all 50 states in the USA, as well as Canada. Click Here to Browse Our Information on Business Loans By State.

2. The Value of Treasury Yields

Exchange Rates is important for understanding the value of the dollar in foreign markets.  However, the value of Treasuries can help you to better understand the dollar’s domestic value. Treasury Bills, Notes, and Bonds are types of Treasuries the government issues that yield a return over time. Treasuries are considered low-risk investments because they are backed by the federal government. For example, people who purchase Treasuries are loaning money to the government. In turn, the government disburses fixed-rate interest payments to these bondholders as compensation.

Treasuries are sold at a discount of their face value.  When they mature, the bondholder receives the full initial face value of the treasury.  If you hold onto a treasury for the full life of its term, you will receive the full face value plus any interest that was paid over the life of the bond. The value of Treasuries, specifically Treasury Notes, is a good indication of the real value of the dollar. They can easily be liquidated in the secondary market for Treasuries. Read here about USDA Business And Industry Loans.

3. Foreign Exchange Reserves

Another way to determine the value of the dollar is by being informed about the Foreign Exchange Reserves. Foreign Exchange Reserves hold the money that each country seeks to prevent from circulation in their central bank. Foreign Exchange Reserves work by having the country’s exporters deposit foreign currency into the central bank and then exchange them for the local currency. The more money in the central bank, the less money that is in circulation. Thus, the value of money in circulation is higher.

How Does This Affect You? 

The value of money affects you every day. Unknowingly, consumers confirm the value of their dollar every day when they buy different products and services.  They chose which products are inelastic, such as insulin, and those that are not worth their dollar, such as McDonald's. Sellers in return create their prices based on consumer demand and value.  This means that when the value of the dollar decreases, sellers will pass off their additional costs to you so that they maintain the same amount of profits. Nonetheless, knowing the value of the dollar will save you money and prevent you from being taken advantage of.  Protect the value of your dollar and yours as a consumer by becoming more knowledgeable about your money. Read some more of our articles here, to learn more about your money’s value and how REIL can help you properly use and invest it.

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Short Term Funding For Small Business

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Restaurant Business Loans

Small Business Loans For Restaurants | Restaurant Funding and  Business Loans. REIL Capital offers specialized small business loans for restaurants. Get more details on our restaurant business loans & funding options and visit our website or call now!

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Best Financing Options for Healthcare Providers

At REIL Capital, we’ve streamlined the entire healthcare provider funding process. All you have to do is visit our website and fill out our simple online application. Visit reilcap.com today for Business Loans For Doctors.

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Business Funding For Doctors

REIL Capital offers several different kinds of business funding for doctors that may be ideal for your situation, and we make it easy for you to apply with our instant online application.

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How to Get Business Financing with Bad Credit

Many business owners struggle to get enough financing to run them small business – that trouble is amplified when the owner has bad credit. According to FICO, people with credit scores between 300 to 629 are considered to have “bad credit”. Many factors go into determining one’s credit score, and repairing a poor credit score can take years to do. A poor credit score can affect one’s ability to attain working capital for their small business tremendously because borrowers with a low credit score are generally seen as more high risk in terms of defaulting on a loan. Luckily, not all hope is lost, there are still options out there for small business owners with low credit.

Invoice Financing 

If your company uses invoices as a method of receiving payments, you can use invoice financing or invoice factoring to gain working capital for your business. Invoice financing is capital that is forwarded to you based on your business’s accounts receivable. You can get funding of up to 90% of unpaid invoices in as little as 3 days. Invoice financing is not only convenient for business owners who have bad credit scores, but also for businesses who need funding immediately and cannot wait for outstanding invoices to be paid. After all, your business has already provided the service, it is only fair you get paid.  Check more about Fast SBA Loan with bad credit

  Cash Advance

Even if you have bad credit, you still may qualify for a merchant cash advance. Here at REIL Capital, we can work with anyone who has a credit score over 450 to secure business financing. 

A cash advance is the quickest and easiest financing solution for small businesses. Businesses receive a lump sum, usually between 80% – 120% of your monthly revenue. This capital is repaid using your daily credit card sales or a fixed remittance from your business bank account. This is the perfect option for businesses that have a large amount of monthly revenue coming in but don’t necessarily have a good enough credit score to secure a term loan or SBA loan. Cash advances are also very flexible, ranging in funding amount from $10,000 to $500,000 and terms from 4-18 months. A cash advance is also one of the quickest ways to receive capital for your business, with funding in as little as 24 hours. To qualify for a cash advance you need to have been in business for at least 6 months and have at least $8,000 in monthly revenue. Read here about  Easy Merchant Cash Advance

  Asset Based Lending 

If you don’t have the best credit score, but your business currently owns a lot of assets, you may be able to qualify for asset-based lending. Asset-based lending allows businesses to secure financing for their business by using their currently owned assets as collateral for the financing. If your business owns property or equipment worth a considerable amount of money, this property can be used as a down payment on the loan. The property in question will need to be appraised and can help to secure your business between $50,000- $ 2,000,000. Asset-based lending can get your business the funding that it needs in as little as 2 weeks.

At REIL Capital, we are small business owners just like you. We understand how difficult it can be to secure financing, especially with less than stellar credit. Once again, we can help small business owners who have a credit score as low as 450. If you want to see how we can help your business gain working capital, fill out our commitment free application today.

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Short Term Funding For Small Business

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Short Term Business Loans in 2019

REIL Capital provides short term funding for small businesses. Quickly expand your business with a Short Term Business Loan, Quick Term Loans within 2 Weeks.