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Binge happiness

Too much happiness, as opposed to binge eating or alcohol is good for our health. Our indigenous brothers and sisters of America tells us to do "good medicine." Happiness is the best medicine.When we are unhappy, set a priority to increase our happiness and get rid of things that contribute to our discontent.If is ready to bring the big guns and make a good medicine, let's start Flames new paths with the drunken happiness. Three days of concentrated work should set a precedent for happy trails to follow the rest of his life.Day One - Make Laugh Medicine that primp for their day's work, look in the mirror and laughter to encourage laughter good medicine. Laughter helps reduce pain by stimulating endorphins, reducing stress and blood thinning pressure.Resolve have a happy and full of fun. To get to work, give someone a genuine compliment. Know that while bad humor and gossip are contagious, happiness is a zillion times more transmissible. When spread joy and congratulations, which lightens the energy of our environment. For sincere praise to another person raise both to greater heights of happiness.In afternoon, starting a list of resolutions. It is not until the New Year to resolve things we can change. Think about life. What bothers you? How can make a difference? What have you always wanted to perform, but were afraid to start? Before retiring, more medicine than laughing. What tickles your fancy, a funny movie, comics, a spontaneous dance? No it.Day Two - LoveWe overdose can not live fully without loving and being loved. This is your assignment today is to sprinkle seeds love wherever you go. I'm not talking about sexual love, but love for people and goods. Do you have a live or stuffed animal? Take a moment to hug your pet and tell her I love her. Cats are givers and receivers of incredible love. Stroke a cat and I guarantee you will feel your love beams toes.Make head a list of people you love. Call them and say - "I'm getting daily" I love you yous "today." Laughing and hanging out! Better yet, take the time to express their feelings of love in a normal mail letter. Did you know that the art of letter writing is dying? You can help rescue this endangered species by the correspondence with family and friends. Does that make your neck hairs standing happily Day Three -? The Adoration RitualOften when two people live together for several years, life is no longer a romantic interlude. If you are in a relationship, I want you to think back to that first connection zing. Back to the time they were on the same wavelength. When you taste delicious food, the colors were fine and the world smelled fresh. Got it? Good. However, getting the full attention of your partner for five minutes. Set a timer if necessary.Sit facing each other and look worship in each other's eyes. No talking. No love whispering. No complaints. Just look deeper and try to mesh with the soul of your partner. Worship is like a narcotic in the air, raises the pleasure to a new level. Make a verbal contract with each other to find opportunities for worship this ritual.After to the contract, continue with your particular business, or ... If you are single, we will visit the mirror again. Set a timer for five minutes. Stick out your tongue and make some faces, that you laugh and lighten. Now, look self-worship. If possible, introduce any unwanted thoughts out of your periphery. Soften your eyes and see your beautiful self. Do not just look at your reflection, you really see the subtleties of her beauty. When the timer goes off, for example, "I'm happy as I am." Eye contact is one of the most loving gifts you can give or beloved. After BingeI urge to be constantly aware that you deserve happiness. Not only for an hour or the next ten years, but always. Together we say: "I __________ deserve happiness." Do not fool yourself that lets you be happy when - when the car loan is paid, when you find a better job when the kids leave home and so on - but must understand that "Happiness is." Grab your slice of happiness and cling to it fiercely. As spoken in the vows, "Let no man put asunder." Let no man or woman to pull apart their personal happiness. Try some of these tips and add a little happiness of their own when inspiration strikes. 1. Buy a large lollipop in your favorite flavor. Lick it while enjoying a pleasant walk down the street. Touch your finger to the palette. Describe the feeling. Scrumptious. 2. Get a yellow rubber duck to play with him in the bathroom. Name something like Charlie and Josephine. Sing or play rock songs. 3. When leaves fall, rake a pile and jump in. Or, if you can find one, slide down a haystack.4. Find a tank and feed cookies to the life of Charlie and Josephine. 5. Creating something with your hands. Do not worry if you can not do "good." Do as it pleases to its essence. Unbalanced, wavy or irregular, never mind. Have fun creating the idea. Clay mold of a castle or a sand castle. Sew a quilt square, embroidered his name on it. It is used as a mat under a lamp or telephone.6. When you are stressed, pop bubble wrap. O bubbles. Or fall into a bubble bath.7. Ask 10 people what makes them happy. Tell them what makes you happy. Dialogue on their differences and equality. Enjoy the camaraderie. Whenever you're down, drunk on happiness. So feel continuously happy, feed, nurture and expand their happiness outward to infect all the lives it touches, and all the lives it touches, and all the lives you touch, ad infinitum.

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How to make a woman laugh and fall for you

The time it important to be able to laugh is when it looks worst. Recessions can get pretty bleak when you're trying to stretch a fixed income or are watching hard-earned dollars wither as investments. But this is really the time to remember how to laugh. Humor can be extremely therapeutic. Before we go any farther, there is an important distinction to make as to the kind of humor I am advocating here. The only person you should be laughing at is yourself. On your weaknesses, your failures, your situation. It's all fodder for jokes if you are the person who made them. But laughing at others is not therapeutic. There is malignant. Although young and short of creative genius. All the great comedians know that, but you do not have to stand up to take advantage of that insight. Laugh with others. Laugh at yourself - even if you are looking at bankruptcy, foreclosure, or having to live with your hopelessly messy younger brother because of this pesky recession. Why? For laughter really is good medicine. Norman Cousins was facing an incurable disease spine when he chose this strategy. Instead of staying in the hospital, he moved to a hotel and dose after dose of humor to himself every day in the form of the classic film comedies. He wrote about his experiences of Anatomy of an illness, reports that he laughed for three hours in the morning, he was pain free the rest of the day. Laughter can be more effective with emotional pain. So find some way to laugh. Martha Beck devotes a whole chapter to laugh in Joy Diet - and her writing is definitely laugh therapy. As an alternative, she suggests stupidity. I'm so happy. I have a personal fan of the simplicity of my life, but it becomes a really bad rap. Stupidity of this culture is understood as flightiness, naivete, and lack of appreciation for the seriousness of the situation. What a waste of a good tool. Stupidity can do more to help you let go of the intense feelings than anything you can do maintenance. Stupidity requires you to waive your problem, at least temporarily, to the ridiculousness of the moment. That's why my brothers spent their time in the waiting room while my father was having quadruple bypass surgery invent a silly card game with rules impossible. That's why I cross my eyes when I could catch a friend's attention in the middle of a long-winded presentation. Silly, is not just for kids. It is your right and responsibility. Do something stupid today and make the world a better place. One way to be stupid when times are tight is the game that makes downsizing more fun. At a time when my then husband and I were ready with an economic gap, we started a contest on who could use their paper lunch bag several times. Right, the idea is to throw them away when finished with your lunch. But how fun is that? He won - I think he did it all the way to the fourth week, something like 21 consecutive lunches out of the bag. Mine developed a terminal toes on day 16. Dang. There are benefits beyond the fun of this kind of silliness. Have you noticed that "going green and saving money often involve the same behavior? "Use it. Wear it out. Recycle it. "Is good for both the environment and the wallet. And if you can find fun ways to do it, it is also good for your sense of well being. If you are willing to work at it, you can learn to laugh at nothing. Just "Ha ha have" for the therapeutic value it offers. There are clubs that meet to do so. Really. I have not come this far. Even when I try to just laugh, the end I think of something funny and laugh harder. You have your own style on this, for sure. But only if you put some effort into developing it. "Style" requires action. Refining and polishing your sense of humor is a great action step for a fall. Beck recommends at least thirty laugh one day and recommend a hundred. (Does that make you laugh?) When it looks awful, find a way to laugh. It can alter your mood in a heartbeat, only costs of energy it takes to do it, and has no adverse side effects. Maybe we should make it our first reading for all - even before a patch. Copyright (c) 2009 Mary Lloyd

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The Special Olympics Special Olympian from the point of view

Mistake # 1: CHILD disinheriting Many disabled people rely on government benefits to provide food and shelter. If you have been advised to disinherit the disabled child, remember that these public benefits provide no more than "bare bones" essentials. Consider establishing a Special Needs Trust to provide for the quality of living expenses, without interfering with the right to public performance. Mistake # 2: Do not procrastinate when you know you can die or become incapacitated. Planning ahead for your child's special needs is particularly important. Your child's special needs may never be able to compensate for your lack of planning. Other children without disabilities to work once they reached adulthood. Your child's special needs, on the other hand, can not have this possibility. A Special Needs Trust should be put in place now to protect your child's special needs. Mistake # 3: thanks to your other children Many people rely on their children than others to provide an equal level of special needs of their own heritage. Brothers of a special needs child often feel responsible for that child. But, what if the baby out with the money divorces? What if the child dies or becomes unable the money? What if the baby out with the money is sued? A Special Needs Trust provides goods specifically allocated to your special needs child with clear instructions to your children than others. This can reduce the burden on all your children and can foster a relationship of love and involved with each other. Mistake # 4: Do not protect a special needs child from predators Predators are particularly attracted to people who are vulnerable, including young people and those with limited capacity. Inheritance through a will is part of the public record. Using a special needs trust, parents can control who has access to information on the inheritance of a child's particular needs. The privacy of a trust can help protect your child and other family members, which may serve as trustees, from predators. Mistake # 5: JUST TRUST DOCUMENTS A Special Needs Trust must be well designed to promote quality of life of a child without causing any special needs that the child can not be of public benefit. The State may deny coverage for essential services, if the trust property are considered "available" to the child's particular needs. The trust agreement must be structured as a "spendthrift" trust or "discretionary". A "spendthrift" trust or "discretionary" gives the trustee the authority to decide whether or not to make any distributions without restrictions. Mistake # 6: not inviting contributions from others An important advantage of creating the special needs trust is time for family and friends can add to the trust. This can be done either through donations or through their lifecycle Last Will and Testament. Some of the options available are the naming of the trust to be the beneficiary of life insurance policies, annuities or retirement plans. Mistake # 7: The trustee wrong choice during your life, you and your spouse will most likely handle the special needs trust. When you and your spouse are no longer able to serve as a trustee, you can choose who will serve as successor trustee. You may choose a person to act as trustee or you can choose a team of Trustees. For example, you can select a member of the family as the "distribution" of a trustee and professional or institutional trustee, the trustee "administrative." You can also appoint an Investment Advisor to guide the trustee in making investment decisions or protection Trust replacing a trustee who is not taking care of her child with special needs. Mistake # 8: incorrect "FUND" A Special Needs Trust The Trust will be useless without activity for your child's special needs. Any activity that you want to put in the trust requires a change in the title or possession of the asset. For example, if you want life insurance or retirement payments into the trust when you die, you must be sure you have completed your form of beneficiary designation. Or if you want real estate to be put in trust, an act must be performed and recorded Mistake # 9: useless "pay-back" PROVISIONS A common mistake is to have a "pay-back" provision in a Special Needs Trust when is not necessary. These "payback" provisions, where the State recovers the money spent on the child's special needs, are required only where activities of that particular child's needs are used to fund the trust. If the money of the trust is everything from "third parties", all that is left in the trust can go to other beneficiaries, when the child needs special passes. For a free copy of "Special Futures: A common sense guide to special needs planning" in touch with me at [phone] or [email protected].

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Why Leaders Ask why

When you are engaged in network marketing you must begin with a very strong, the author of "why". Your Why is a big reason that will keep you going. Your why do you go through rain, sleet, snow, flood, plague or criticism of a "loved" one. There will be days where you will feel like throwing in the towel, you will feel like giving up, there will be days when you are not sure if it's worth the time you spend in your business, you will feel that it is not fast enough, so why is it important to do this business? An d why it is important that you succeed? Where is your fire? What do you love? What do you hate? What is really important to you. What do you really want? What do you want for your own personal growth? What you want to achieve in your lifetime? What would it mean to you to help others change their lives? What really excites you in life? What really makes you angry about your life? If you had all the time in the world to do what you wanted, what would you do? Other than money, what are you looking for? As you are no longer willing to accept in your life? etc. etc. etc. Your first step is to write down your "why". Your real "why" is never money. Your "Why" must be greater than you. Your "why" is not about the new car, or new house, or credit card debt, it's about who YOU really are. You have a purpose, you have a destiny to fulfill God has given you talents to help others, you are here to change lives, touch lives and help people. God has given you the skills to create success for yourself and those you love. You already have everything within you to be successful |. | You need a strong, author of "Why", to remain long enough to be successful in this business if you do not take the time to write "Why", or do not have the "why". , There is no hope and you stop when your "Why" is a 99.9%, when you are here to stay and be successful | .. | How to write your reasons and make them good |. | I would be interested to know why you need to succeed in network marketing |? | You can also start finding so by printing out your story from the time you can remember the presentation, the good and not so good all the feelings you have ad in.. Previously, write it down when you read this, you will find your why | .. | And if you need help finding your 'Why', contact me at [email protected] subject line, use "help me why."

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Radio Shack Terminates Approximately 400 Employees - Via E-Mail

Radio Shack laid off is approximately 400-450 employees at its headquarters in Fort Worth, Texas, is being cut more of their fat from the closure of 500 retail stores. The views of employees in the layoff of the seat has come via their company e-mail. There was a series of meetings pre-layoff who have warned of layoffs to come. Tuesday, August 29, those warnings came true that from 400 to 450 employees have signed in their company e-mail just to find an electronic pink slip. The aim was apparently to speed. Getting about 400 to 450 people notified they would not need to return to work the next day. Spokeswoman Kay Jackson said: "The electronic notification was quicker and allowed more privacy than breaking the news in person. "Seeing 400 people filing into the halls with their belongings from their offices cleaned is not exactly a harmonic of privacy. If anything, it's the equivalent of corporate "green walking the mile." Coffee bars were placed on each floor, and laid off employees of Radio Shack has met with supervisors and human resources personnel before leaving. boxes and plastic bags were also distributed free to employees' personal effects in employees who were released were allowed 30 minutes to make calls and say goodbye to his colleagues before they met with supervisors and resources . man I can not help but have a visual of men and women filing into the corridors along with photos of their families and personal decorations of booths in small rubbish bags. redundant workers also received a severance package. Three weeks pay for each year of service up to 16 weeks for hourly employees and 36 weeks for those with Bay based on at least $ 90,000. I wonder if they had time to meet the employees laid off after being released, why did they not had time to lay off employees in the same way? If anything, the hands-off approach to Radio Shack to lay off employees was cold and calculated. Radio Shack knew in February, they would have a mass layoff, but nobody had the time to let employees who were laid off in person to know. Since February, he could be a gradual layoff, making the process more personal and allowing those directed against the unemployed to take on an action plan. Radio Shack headquarters reported that the layoff process went smoothly and professionally laid-off employees left. The fact that they have not had the decency to tell these people in person at one of the many previous meetings at the current layoff, I think Radio Shack would not report anyone by giving them finger on the output whatsoever.

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Babies: Top 10 YouTube Videos funny

This is a countdown of my favorite, baby terribly funny videos from YouTube. If you need some therapy to laugh, relax, read my advice, and view clips. As this is a countdown, these advances getting better and better as to the # 1. If you are pressed for time, go to the right of # 1, or if you have more time, see the top 4. Long? Look at all, starting with # 10 that are each short and sweet, so do not take much time to enjoy the full set.Funny YouTube Baby Video # 10: The Pickle KidTry this one at home. Recipe: A pickle. A baby. A high chair. Instructions: baby seat in the chair. Place vinegar in a baby's hand and wait for the reaction. This YouTube video lasts only a brief 8 seconds, but all you need to know is full right in. Watch a couple of times to fully appreciate it. Enjoy Funny YouTube Baby Video # 10.Funny YouTube Baby Video # 9: "Oh, good heavens, what is that ugly thing" Baby's First Solid Food That's what this baby face seems to express how she knows her first solid food, a delicious snack ... mashed potatoes. I know some people love sweet potatoes, but the food has never been my favorite Thanksgiving so that you can relate to this boy sick. But wait - Dad comes to the rescue with his singing voice, and things can have a happy ending. You just have to figure out Funny YouTube Baby Video # 9.Funny YouTube Baby Video # 8: Star Wars FanOkay laughing, I admit I did not realize the parents in this YouTube video were joking about Star Wars until very Finally, when Luke Skywalker listed. But not even have to get that part of the joke to enjoy your baby's infectious laughter. And you have to admit that sounds very funny mother speaking in a glass. I laughed too. Enjoy Funny YouTube Baby Video # 8.Funny YouTube Baby Video # 7: The baby hates CreamOkay ice, more ice cream is definitely not this little guy. Not only do not like, but others, well ... ramifications. I will not spoil the surprise. Funny baby check YouTube Video # 7.Funny YouTube Baby Video # 6:? Bulldog baby was this little bulldog in a past life? "He just wants to make the face? Is the food too spicy? It is a mystery. What is clear is that this little YouTube video is very funny. Enjoy Funny YouTube Baby Video # 6.Funny YouTube Baby Video # 5: Eat a LimeThere Texas baby is a baby super cute in this video from YouTube. It seems that this is their first experience of lime curious. And the other children in the family are very excited about it too. However, the resulting fold is a tight one. Enjoy the crazy side as you watch funny YouTube Baby Video # 5.Funny YouTube Baby Video # 4: Pucker Up, KiddoEither baby has been sucking a lemon, or she is losing her false teeth. You decide. She's still doing his signature funny faces while eating his baby food, and is certainly very funny. Enjoy Funny YouTube Baby Video # 4.Funny YouTube Baby Video # 3: Humor FaceAnd Bubba thought he was just letting your dog lick marks on the sliding glass door ... This clip from YouTube, taken between 1975 and Baby Bubba files reveals his special relationship with the patio door. We wonder - who is in therapy today? Get ready to laugh while watching funny YouTube Baby Video # 3.Funny YouTube Baby Video # 2: Baby YodaOmigod. It's Yoda. In all his wisdom. No, seriously, you know how some babies seem wise elders? You gotta see this. I'm still laughing. Enjoy Funny YouTube Baby Video # 2.Funny YouTube Baby Video # 1: Parents DiapersIt was not easy to classify this YouTube video # 1 position, since it is an absolute gut-buster. Watch these parents in their attempt to take the epic battle of ... diaper change. Weak - each of them! Anyone forward this to the willingness to laugh out loud in this video from YouTube, male or female. I've seen the video over and over again and still laugh out loud every time. So sit back in his chair and fun baby spice # 1.Sources YouTube Video ". Adoption of the United States - Wikipedia, the free encyclopedia "Wikipedia. URL: (http://en.wikipedia.org/wiki/Adoption_in_the_United_States)

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Top 3 Live Music Venues in West Palm Beach, FL

Do you like live music and live in or near West Palm Beach, Florida? If so, please consider the following three locations for live music next endeavor.The Sound Advice Amphitheatre is a place outside of music, both covered with grass and benches. The atmosphere is casual, fun and friendly with goods, food and beverage vendors galore for your convenience. Located at the fairgrounds in southern Florida, the concerts are a go, rain or shine. All covered seating offers a great view of the stage, seats and turf is not only fun but also convenient in that you can take as much space as necessary for your viewing comfort. There is a large screen at all times to show the concert for those not so close to the stage as they would like to be. Users are allowed to bring chairs, blankets, umbrellas, food and bottled water. The facility is safe and plentiful, but security is not invasive and the atmosphere is always one of family fun. The event tickets can be purchased at the box office or through Ticket Master. The bathrooms are available for your convenience and disability services are provided.For Tickets: Monday - Friday: 10:00 am - 5:00 pm Show Days: Opens at 10 am for most shows. Noon to show the backstage. Box office accepts cash, American Express, Visa and MasterCard. (N Discover Card, checks or money orders). Contact Information: Sound Advice Amphitheatre 601-7 Sansbury WayWest of Palm Beach, FL 33411Administrative Office: [phone] Web site with a calendar of events, tickets and general information: http://www.soundadviceamp.com/index . phpLooking for a concert hall in West Palm Beach, FL., with more than a touch of class? If so, the Raymond F. Kravis Center for the Performing Arts is the place for you. Located in the heart of downtown West Palm Beach, this venue offers an elegant, gold chandeliers and at every turn. Feel like treating yourself or others with the red carpet treatment? If so, this is definitely the place to go. Live Broadway, music of all kinds, children's shows and comedy performances of the year performance. Valet parking is available. Tickets can be purchased in person at the box office, by phone at [phone] or [phone] (Spanish speaking representative), by fax at [phone] or online at: https: / / www.kravis.org / Box Office Information: Monday to Saturday from 10 am to 6 pm and Sunday, 11 am to 3 pm.Calendar of events: http://www.kravis.org/index.cfm ? fuseaction = performances. X = 383915Disability calendar services are provided request.If looking for something more in the middle of the room sound informal amphitheater Council or the elegant surroundings of the Kravis Center, what you may want to consider the Blue Martini for concert hall . Located in the midst of a very happening hotspot West Palm Beach, City Place, the bar offers covered seating and an outdoor bar so that users can be at the center of the action. Live music is the main attraction here, as people come from everywhere to hear the sounds of Latin, Hip-Hop, Rock and Roll, Top 40 or classical music being played on stage. There is a small dance floor that is as safe as always full of people and a dark, candle-lit with an open wall to the nightlife outside that always happens in this place any day of the week, but especially weekends. If you are looking for a place to enjoy live music, see and be seen, the Blue Martini is the place for you. Top of the line of snacks and desserts are available to complement your visit.550 S. Romero Ave # 244West Palm Beach, FL 33401-6039Telephone: [phone] • Fax (561) from 835 to 8607 Hours: Monday - Thursday 16:00 - 16:00 to 16:00 3amFri 4amSun - - 16 : 00 4amSat 3amWebsite: http://www. bluemartinilounge.com / wpbhome.htm

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The grandmother and her purse: a funny story short

My grandmother loved her purse. At the time of this story had a great light brown. A beautiful soft leather purse has gone where ever did. Always. It was always full, heavy, and she loved him. Here is the story of my grandmother's grandmother's family fun purse.My made weekly visits to the city. Since we lived in a rural area, going to town was the highlight of our week. My grandmother activities as much as he could cram into each weekly visit to the city. This included dropping me off at the local library for story time and would grocery shop, visit friends and relatives and have her visit weekly hair appointment. It 'was always a fun. Only one problem. My grandmother drove thirty. Thirty miles an hour. It is. She did not care if she was in the city, on a highway or a country road. Thirty miles an hour was the limit. Yep. Not a bit 'above. Needless to say, it took us a long time 'to go anywhere. Well, at least we were going somewhere. The end. He was also very keen to point out beautiful sites along the road and off-road racing, and was involved in their admiration. We coped. I grew up with very strong nerves and appreciation of all. To be enjoyed slowly. Going down the road 30 mph. Looking. Lovely.One day, my grandmother made a stop at the home of a favorite cousin. They enjoyed each other's company and soon, my grandma back home. Only one small problem. He forgot where he put his bag. Not knowing this, he departed cheerfully. The cousin jumped in the car and went driving down the road after my grandmother. E 'come from behind my grandmother's car and blew the horn. My grandmother said goodbye and went on down the road. Thirty. Yep. Soon, the cousin of my grandmother was waving out of his car window and screaming for my grandmother to stop his car. My grandmother thought he was going home, had no time to dilly dally anymore, and she continued to drive. Thirty. Always. His cousin finally passed her and got in front of her, coming to a stop. My grandmother had to stop then. She was a bit 'crazy, but dropped out of the car wondering what in the world is wrong with her cousin. His cousin yelled "Your purse is on top of your car!" And my grandmother said "Oh?" Oh, it was a classic moment and really wanted to kill his cousin. For a moment. She said "I followed you to ten miles away trying to tell you that with the bag on top of your car!" My grandmother. Bless his heart. He always drove thirty precious bag that had not moved a centimeter. A blessing. She recovered slowly and says thanks to his cousin, who left shaking his head. I drive too slowly, sometimes just laugh and remember my grandmother. It was never in a hurry. But she got there. The end. And, the purse was always with her. Always. In one way or another.

http://insweb.com

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High interest rates internet banking

Traditional appointments in banks offer very little incentive to save. For example, I used a Wells Fargo savings account for the last five years. Meanwhile, I earned less than 1% interest on my savings each year. Basically, this means that by keeping my money in my savings account Wells Fargo, I lose money to inflation. As interest rates have risen over the past year, such a low return on savings just does not make sense, and certainly not happy to save.Luckily there are alternatives. Internet banks offer savings accounts with high interest and are linked to your checking account. For example, the ING Orange account currently offers an annual yield of 4.35% on savings. Emigrant Direct offers an interest rate even higher than 5.0% savings account. And most important of these banks are insured by the FDIC Internet as the great rendezvous in banks: Bank of America and Wells Fargo.Your Internet bank accounts linked to your existing account. You can transfer funds back and forth as you do with your normal bank accounts. The main difference is that it takes several days for an operation at the station, usually three days for the ING Orange account. In most cases, this gives you enough time to access your money.Now why does it make a difference? Well let's say you've managed to save $ 100 a month for 10 years. All the while a savings account that returned only 1% interest would increase to $ 12,620, primarily interest you earn $ 620 during this period of 10 years. A bank account that offers a substantial 4.5% increase to $ 15,150. It's $ 2,500 more than the other account. It gets even worse. Say you start with $ 5,000 in savings and you add $ 100 per month for 10 years. The income account interest of 1% increase to $ 18,000. Your bank account earning 4.5% on the Internet, declining to $ 23,000, a difference of $ 5,000 in ten years. The news is full of reports on the lack of personal savings in America, some even call it a crisis. The major banks have jumped at the opportunity and offer all sorts of programs to encourage savings. For example Bank of America offers a program called Keep The Change, which supplement the cost of each purchase and put money in your savings account. Although these programs can help provide a framework for savings, they can not really be saving you money at all. This is especially true if the interest rate your bank offers is not against the cost of inflation.If you're comfortable with the Internet and make purchases online, Internet banking is a excellent way for you to make your money grow and build a nest egg for your future.

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