7 TIPS TO AVOID IMPULSE SHOPPING
1. “DON’T GO!” - If you don’t have the will power to stop yourself to buying virtually anything, just simply don’t go. You know yourself better than anyone. If you see the store on your way home, take a different route. If you have to run an errand near a store, see if there is another way to complete that task or ask someone to take it for you if they are near-by.
2. TAKE CASH. - The easiest way to not spend a ton of money, is to simply take what you need (preferably cash) into the store, so that you stay on a strict budget. You can’t buy, with what you don’t have.
3.SAY “NO” - Just ask yourself a simple question: “Do I NEED it?” When you truly understand the meaning of want vs need, this will become easier for you.
4.MAKE A LIST. - When we map out or plan our day, we are more likely to be productive and feel accomplished. Before you head out to the grocery store, or even a retail store (Target & Walmart -where most impulse spending happens) MAKE A LIST (check it twice lol) and stick to the things you need to avoid buying things that catch the eye. Stay focused Get In, Get Out mentality.
5.RESEARCH. - Do Your Research! Many products that we want to acquire, are located in different stores, for different prices at times. Many stores run promotions during a certain time of the week (i.e. Michael’s sales all week long all the time). Get the app. A lot of retailers are throwing out coupons on a regular basis. Pull that barcode up on your smartphone and save a couple bucks! Lastly, in retail shops, a full price item can be found in the clearance section at a cheaper price! For example, In H&M, I found a nice sweater for this fall and went to ring it up and right before I checked out, I spotted the same sweater in the clearance section! It just hadn’t been moved or “marked down” yet.
6. “Debt Loves Company” - A lot of the time when we go shopping we like to bring a friend for their advice or styling tips. This can be good thing and or a bad thing. If you bring company along to shop with you, don’t bring the ones that will persuade you to buy literally, EVERYTHING. You need a “No Man” in your corner, that will encourage you to ask those questions of “Do you really need it?” or “That is a little pricey, lets see if another store has it cheaper”. Goooood Friend, Smaaaart Friend.
7.DO THE MATH. - When shopping and you stumble across a want item (something you may not really need). Think of this formula:
(YOUR PAY) x (NUMBER OF HOURS TO PAY FOR ITEM) = COST OF ITEM
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