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@stopchargebacks-blog
Chargebacks can cost you time and money – but it's important to remember that many can be prevented with our online chargeback management system, to receive notification of your chargebacks through our online reporting tools, and respond to them electronically. visit us at: Website: https://www.chargebackexpertz.com/ Phone : +1(855) 465-4723 Email : [email protected]
The best way to prevent chargebacks is to establish best practices at the point of sale that are followed consistently by all employees.Subscribe to our online chargeback management system to receive notification of your chargebacks through our online reporting tools, and respond to them electronically.
visit us at:
Website: https://www.chargebackexpertz.com/
Phone : +1(855) 465-4723
Email : [email protected]
If your customer appears to have a reasonable claim, the issuing bank will make a temporary credit payment to your customer and this begins the chargeback process. Funds for the credit to the cardholder are debited from your merchant account during this process.STOP CHARGEBACKS with our proprietary chargeback management system. Get a FREE Chargeback Analysis for your store. visit us at: Website: https://www.chargebackexpertz.com/ Phone : +1(855) 465-4723 Email : [email protected]
PREVENT CHARGEBACKS with our proprietary chargeback management system. Get a FREE Chargeback Analysis for your store. VISIT: https://www.chargebackexpertz.com/ +1(855)-465-4723 [email protected]
FIGHT & WIN Chargebacks before they occur, with our chargeback management system. https://www.chargebackexpertz.com/ +1(855)-465-4723 [email protected]
PREVENT CHARGEBACKS, with our chargeback management system. https://www.chargebackexpertz.com/ +1(855)-465-4723 [email protected]
DEFEND CHARGEBACKS with our chargeback management system. www.ChargebackExpertz.com +1(855)-465-4723 [email protected]
FIGHT & WIN CHARGEBACKS. ChargebackExpertz.com +1(855)-465-4723 [email protected]
Management system is simply a method by which merchants can execute chargebacks using a sophisticated system. It is better than most traditional methods which puts a lot of costs on merchant, and require manual work to get rid of chargebacks. Contact Details : Phone :+1 855-465-4723 Email ID :[email protected] Skype ID: Inkgraph.Abhishek ChargebackExpertz.com +1(855)-465-4723 www.ChargebackExpertz.com
Euro MasterCard Visa
Euro MasterCard Visa (EMV) uses chip card based technology. It was originated from Europe, and it has been used around the globe since then. Instead of storing information on magnetic stripe card, this technology uses EMV which is like a small computer inside the credit card.
An EMV chip card is enabled payment terminal that is more secure than stripe card. There is a microprocessor inside it that creates a unique transaction code which can’t be used multiple times. It can reduce the credit card counterfeiting up to 60%.
What EMV Cards can do?
If you are not using these cards then you are subjecting yourself to fees that result from fraudulent sales through your account. If you don’t want these fees then simply get an EMV card as soon as possible.
EMV technology don’t protect you from card not present fraud, it is useful in card present environment, and won’t give any extra benefits to MOTO merchants.
You will still be verifying shipping locations, addresses, and trusting judgement when accepting sales online.
You may think that this won’t affect much, you probably haven’t seen any EMV cards yet. It is important to know that most US banks have started to use this technology largely. As a merchant you will soon be seeing EMV cards in establishments, and it won’t be long when customers will stop using magnetic strip for the payment.
How EMVis Affective against Chargebacks
EMV technology has a lot of benefits, some of them are as under:
Reduce risk of frauds:Many big merchants are moving from old stripe based system to EMV, which means criminals will be looking for cards that haven’t been upgraded yet. If you invest in this new payment technology that accepts EMV cards, you will not only avoid chargebacks due to frauds, but also will reduce any possibility that frauds will occur at your online store or business.
Reducing Credit card frauds globally: Credit card frauds have reduce globally, many countries utilize EMV technology as solution. According to a group report that was published in 2014, U.K is one of the countries which has seen 56% decline in frauds after using EMV cards from 2005. Australia and Canada also have seen 38% and 49% decline in frauds.
Navigating to the EMV: It may look like a daunting task, but if you want to use safe, simple, and effective methods then EMV is probably the best option currently available. Many industries are looking for fast and secure path to get where they want to. You can also shift attention from stripe based cards to EMV because it is much more secure and provides a complete new kind of system that can save a lot of money by reducing frauds. ChargebackExpertz.com +1(855)-465-4723 [email protected] #MerchantServices #eCommerce #Chargebacks
Credit Card Not Present Transactions (CNP)- The Risks
Mеrсhаntѕ whо ассерt сrеdit саrd-nоt-рrеѕеnt (CNP) trаnѕасtiоnѕ are at a highеr riѕk of rесеiving frаudulеnt ѕаlеs thаn a саrd present mеrсhаnt. Website and mobile рurсhаѕеѕ, teleрhоnе оrdеrѕ, аnd mail order ѕаlеѕ аrе typical еxаmрlеѕ оf when a сrеdit оr debit саrd wоuld be kеуеd-in, not ѕwiреd. Popular аmоng сrеdit card сriminаlѕ bесаuѕе of the anonymityаnd not having to swipe a credit card, merchants must tаkе special рrесаutiоnѕ tо ensure thеу will nоt bе the nеxt victims оf сrеdit саrd fraud.
Businesses rеlу heavily оn еlесtrоniс payments—it’s thе nature of offline and оnlinе shopping. Virtually аll оnlinе trаnѕасtiоnѕ are completed uѕing credit cards, and e-commerce businesses needonline payment processing available fоr their сuѕtоmеrѕ.
While accepting card-not-present transactions gives you the opportunity to make more sales, there are four primary risks involved:
Credit Card Fraud
Anyone can use a stolen credit card to process CNP transactions. Obviously, these charges aren’t authorized by the credit card holder, so the merchant will be at high risk for a disputed credit card purchase and the loss of product and shipping costs.
Accidental Friendly Fraud
Accidental friendly fraud is committed by credit cardholders who authorize a purchase and then filea chargeback without the intent to commit fraud. Here are two examples of accidental friendly fraud:
A cardholder authorizestheir child to use their credit card to purchase a product online. When the charge appears on theircredit card statement, they file a chargeback because they’ve forgotten about letting their child use their credit card and they don’t recognize the charge.
There are times when charges appear on a cardholder’s credit card or bank statement with a transaction date after the actual purchase or shipping date. Since the cardholder never purchased an item on the transaction date shown, they file a chargeback.
Once a chargeback is filed, whether it is legitimate or not, there are costs associated with disproving the claim and winning the chargeback. At the least, a merchant loses the cost of time incurred to defend the claim.
http://www.chargebackexpertz.com/credit-card-not-present-transactions/
Chargeback Expertz has offered Customer Service since 2011. Allowing us to help you with excellent Customer Service lets
you focus on new customers. Customer Service covers processing new orders, helping existing customers with products and/or
services, a monitored email system, and processing of returns through a 24/7 facility. Through our extensive reports, you
will know how many customers are Chargeback Abusers and on which campaigns to concentrate. Our process is Simple and Effective.
To get a free Chargeback analysis For your online business or Store. Visit: www.ChargebackExpertz.com For more information feel free to contact us anytime. Contact Details: Phone :+1 855-465-4723 Email ID : [email protected] Skype ID: Inkgraph.Abhishek Regards: Chargeback Expertz
Avoid Online Fraud using our own state of the art Chargeback Management System.
Visit : www.ChargebackExpertz.com & get a free Chargeback analysis for your business.
For more information feel free to contact us any time. Contact Details : Phone :+1 855-465-4723 Email ID :[email protected] Skype ID: Inkgraph.Abhishek
www.ChargebackExpertz.com
Chargeback Management Reports offer insights about Chargebacks! Our reports will answer some of the more important questions about your business: What are the reasons for Chargebacks and Disputes? Which cardholders from which issuing banks are constant Chargeback Abusers? Which banks submit the most Chargebacks for your business every month? How much is your Fraud Percentage? What is your Win and Loss Data? Which credit card companies keep your business going?
Visit our website & get a free Chargeback Analysis for your business.
www.ChargebackExpertz.com
Chargeback Expertz has offered Customer Service since 2011. Allowing us to help you with excellent Customer Service lets you focus on new customers. Customer Service covers processing new orders, helping existing customers with products and/or services, a monitored email system, and processing of returns through a 24/7 facility. Through our extensive reports, you will know how many customers are Chargeback Abusers and on which campaigns to concentrate. Our process is Simple and Effective.
Visit our website & get a free chargeback analysis for your business.
www.ChargebackExpertz.com