#timeshavechanged

[eric-sadahire]

Remember before OnlyFans...

When your mom just sold Avon?

[glashtyn]

I recently read someone’s post touting the fact that they were living on $10/hr minimum wage while managing to save money and everyone else should be able to as well. Their math, knowledge of minimum wage and the actual percentage rate was highly flawed to top it off. It always makes me angry to read those posts because they don’t seem to have a concept that their reality isn’t the majority. The post made me remember how bad I’ve had it in the past and so I wrote it all down.

First, Federal minimum wage, last I checked was $7.25/hr while Ohio minimum wage (where I live) is barely more at $8.25/hr. This fluctuates from state to state, but is far from a living wage.

Second, the taxes taken out of each paycheck vary from state to state as well. In my state it is closer to 20% taken out once all is said and done.

I chose to be conservative with all of my estimates for the various costs of living, but even then I found that once everything was paid you’d not only run out of money but were in debt. This is why that post made me angry.

A lot of these costs fluctuate - gas, utilities, food. etc. And it fails to account for prescriptions, student loan payments, emergencies, co-pays, because there isn’t any money to plan for last minute expenses with such a low wage.

Then there is the issue of rent. If you live close to the jobs that pay more, you’ll pay more rent. If you live farther so that rent is cheaper then you have to have transportation and pay those costs. In Ohio there are lots of rural areas that don’t have access to public transit, but where the rents are affordable.

This is why there were periods where I chose not to pay for car insurance and why I didn’t have health insurance until I was twenty-eight years old. And even now I have some of the lowest payments for health insurance because my company isn’t based in the U.S. My car insurance is also particularly low because I’ve been with them for about a decade now and haven’t been in a wreck bigger than a tap ever.

Without my wife’s income, even now that I am making quite a bit more, I would be in debt for all of my emergencies, as I have been in the past. $7.25/hr isn’t a living wage and neither is $10/hr anymore.

[otakusatsu]

trying to be account relevant for 9/11 was more difficult than I anticipated... I mean, without making jokes in poor taste (that's what @kaijushitposting is for 😆 jk) . #godzilla #kingkong #wtc #worldtradecenter #911 #september11th #september11 #itwasadifferenttime #timeshavechanged #kaiju #daikaiju #godzillavsmegalon #kingkong1976 #kong #KongWins2020 #godzilla1973 #neverforget https://www.instagram.com/p/B2RqgA2gQMo/?igshid=18icby7vn4q9p

[soulseacher]

Use to dream about the sun and the wave, now all I dream about is bills and if it’s possible to live

[theartofdemolition]

Vintage Bulova Clock Radio. Made in Toronto! #vintage #vintageradio #timeshavechanged #bulova #radio #clock #clockradio #home #homedecor #interior #interiordecor #interiorstyling #toronto #junctionto

[rafi602]

32 years ago, this was the South end of Terminal 3 and I started working for my first airline on this very dirt pile. #timeshavechanged #relic #HPUSAA (at Sky Harbor, Phoenix, Arizona)

[theartofdemolition]

Coleco Vision video game system with Donkey Kong and Lady Bug. #throwback #retro #colecovision #donkeykong #retrovideogames #timeshavechanged #retrogames #toronto #junctionto

[durbmorrison]

Does anyone still print their tattoo work and carry a portfolio to show to other artists and clients nowadays? #tattooerwithasign #timeshavechanged #tattooportfolio (at Las Vegas, Nevada) https://www.instagram.com/p/Co7hgT-LUXO/?igshid=NGJjMDIxMWI=