Reblog if you are Team Wednesday&Xavier
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@theresawholeinthiscake
Reblog if you are Team Wednesday&Xavier
I’m going to give you the best piece of Adult Life Is Hard advice I’ve ever learned:
Talk to people when things go to shit.
I don’t just mean get it off your chest, although that’s good. I mean: Something’s wrong with your paycheck/you lost your job/you had unexpected emergency car repairs and now you’re broke so your credit card payment is late. Like, not just 15 days late. We’re talking, shit got crazy and now you’re 90 days late with compounded interest and late fees and the Minimum Payment Due is, like, $390, and you’ve got about $3.90 in your bank account. Call the credit card company.
I know it’s scary. I know you feel like you’re going to get in trouble, like you’re gong to get yelled at or scolded for not having your life together. But the credit card company isn’t your parents; they’re just interested in getting money from you. And you can’t squeeze blood from a stone or money from someone who doesn’t have any. So what you do is you call them. You explain you’re experiencing temporary financial hardships, and you’re currently unable to bring your account up to date, but you don’t want to just let it get worse. Can you maybe talk to someone about a payment plan so you can work something out? Nine times out of ten you’ll be able to negotiate something so that at least it’s not just taking a constant, giant shit on your credit score.
- Can’t pay your power bill? Call the power company.
- Can’t pay your full rent? Talk to your landlord.
- Had to go to the hospital without insurance and have giant medical bills looming in your place? Call the hospital and ask if they have someone who helps people with financial hardships. Many do.
- Got super sick and missed half a semester of class because flu/pneumonia/auto-immune problems/depressive episode? Talk to your professor. If that doesn’t help, talk to your advisor.
You may not be able to fix everything, but you’ll likely be able to make improvements. At the very least, it’s possible that they have a list of people you can contact to help you with things. (Also, don’t be afraid to google things like, “I can’t pay my power bill [state you live in]” because you’d be surprised at what turns up on Google!) But the thing is, people in these positions gain nothing if you fail. There’s no emotional satisfaction for them if your attempts at having your life together completely bite the dust. In fact, they stand to benefit if things work out for you! And chances are, they’ll be completely happy to take $20 a month from you over getting $0 a month from you, your account will be considered current because you’ve talked to them and made an agreement, you won’t get reported to a collections agency, and your credit score won’t completely tank.
Here’s some helpful tips to keep in mind:
1. Be polite. Don’t demand things; request them. Let me tell you about how customer service people hold your life in their hands and how many extra miles they’ll go for someone who is nice to them.
2. Stick to the facts, and keep them minimal unless asked for them. Chances are they’re not really interested in the details. “We had several family emergencies in a row, and now I’m having trouble making the payments” is better than “Well, two months ago my husband wrecked his bike, and then he had a reaction to the muscle relaxer they gave him, and then our dog swallowed a shoestring and we had to take him to the emergency clinic, and just last week MY car broke down, and now my account’s in the negatives and I don’t know how I’m gonna get it back out.” The person you’re talking to is aware shit happens to everyone; they don’t need the details to prove you’re somehow “worthy” of being helped. They may ask you for details at a certain point if they have to fill out any kind of request form, but let them do that.
3. Ask questions. “Is there anything we can do about X?” “Would it be possible to move my payment date to Y day instead so it’s not coming out of the same paycheck as my rent?” The answer may be “no.” That’s not a failure on your part. But a good customer service person may have an alternate solution.
Anyway! I hope that helps! Don’t just assume the answer is “no” before you’ve even begun. There is more help out there than you ever imagined.
LOUIS
Legends never die🌈
At 01:00am on 14th June 2017, a fire broke out in Grenfell Tower, Kensington, claiming the lives of 72 innocent people.
3 years on, and the survivors of the disaster are still without homes. The cheap cladding is still used in UK high rise buildings, keeping costs low for landlords and councils at the expense of working class lives.
According to Labour, 361 residential blocks remain in the UK with the flammable ACM cladding – 154 in the social housing sector and 207 privately owned or rented.
Of these, 257 – 71 per cent of the total – are still to be made safe, 79 of them social homes and 178 private. Between them these towers contain 23,600 flats, housing an estimated 56,640 people.
Don't forget Grenfell. Don't forget the callous murders that the ruling class of Britain will commit in the name of profit.
Remember the dead; fight like hell for the living.
💚💚💚
We mourn. We remember. We stand with the LGBTQ community against hate and violence.
72% of women with HIV are black. Talk about disproportionate. The cool thing is there is an organization, Black AIDS Institute, that is trying to fight HIV/AIDS in Black communities! Definitely worth checking out, even if you can’t donate. They’re pretty fuckin cool.
Artwork in Bristol by Lanie Rose (link to her instagram in source)
This blogs supports transwomen, always and everywhere. ETA credit to dangerousfemales on IG for the image.
Last year, The HRC (Human Rights Campaign), reported that in 2019 alone, at least 26 trans and gender nonconforming people were killed in the United States alone. Disproportionately, Black trans people were the victims. Those I have illustrated here, do not even scratch the surface of what is, and should be recognised as, an epidemic. Now, more than ever, it is crucial that we do whatever we can to support the black trans community.
Please consider donating/signing the charities and petitions listed here.
I don’t reblog much, but this is too well said not to.
This always gets a reblog.
Ruby Bridges was the first black child to desegregate the all-white William Frantz Elementary School in Louisiana during the New Orleans school desegregation crisis in 1960.
This movie made me cry, I was so heart broken by how Ruby Bridges was treated! She was only 6, but was so strong. She is a very brave girl and she did not care what the white folks called her.
People are simply disgusting to minimize people by skin color!
Ruby you might not think you’re a hero… But to other people you are! You are A HERO and you are A PERSON WHO MADE AMERICA CHANGE!
this is white culture, this is their history, this is their legacy…being enraged at a damn baby just because she’s black.
she’s still alive by the way
Ruby Bridges in 2010
“As Bridges describes it, “Driving up I could see the crowd, but living in New Orleans, I actually thought it was Mardi Gras. There was a large crowd of people outside of the school. They were throwing things and shouting, and that sort of goes on in New Orleans at Mardi Gras.“ Former United States Deputy Marshal Charles Burks later recalled, “She showed a lot of courage. She never cried. She didn’t whimper. She just marched along like a little soldier, and we’re all very very proud of her.“
U.S. Marshals escorted Bridges to and from school
As soon as Bridges entered the school, white parents pulled their own children out; all the teachers refused to teach while a black child was enrolled. Only one person agreed to teach Ruby and that was Barbara Henry, from Boston, Massachusetts, and for over a year Henry taught her alone, “as if she were teaching a whole class.”
Every morning, as Bridges walked to school, one woman would threaten to poison her; because of this, the U.S. Marshals dispatched by President Eisenhower, who were overseeing her safety, allowed Ruby to eat only the food that she brought from home.
Another woman at the school put a black baby doll in a wooden coffin and protested with it outside the school, a sight that Bridges Hall has said “scared me more than the nasty things people screamed at us.” At her mother’s suggestion, Bridges began to pray on the way to school, which she found provided protection from the comments yelled at her on the daily walks.”
More info on Ruby Bridges on Wikipedia
THIS SHIT WAS ONLY 58 YEARS AGO. PEOPLE WHO PARTICIPATED IN THIS RACIST TERRORISM AND ACTS LIKE IT ARE STILL ALIVE, AND THEIR KIDS ARE IN THEIR 40′S AND 50′S.
DON’T LET RACISM APOLOGISTS GET AWAY WITH “WHY ARE YOU LIVING IN THE PAST,” BULLSHIT ARGUMENTS. WE ARE LITERALLY STILL DEALING WITH THE FAMILIES THAT FORMED HATE MOBS OVER BLACK CHILDREN ATTENDING SCHOOL WITH WHITE KIDS.
This was her then:
This is literally how she looks in 2017.
She’s literally not even old.
This is alway profound to me and gives me chills
Generational Oppression
Art by Ricardo Chucky || IG
[ID: A realistic painting of a raised black fist over a mottled gray background. At the base of the image, the arm bears a chained manacle. Above it is an unfettered metal shackle. A plastic and metal handcuff with a broken chain rests above that. Finally, over the handcuff, a plastic zip-tie pulls the skin around the wrist. End ID.]
I don’t know shit about photography, but the person who took this shot must be given the highest award of them all.
this is breathtaking
This is now one of my top three favorite photos of all time.
another one of my favorites
Someone put red paint on the "Serve and Protect" sculpture at the Salt Lake City police building and it is such a powerful statement.
"Good art should disturb the comfortable and comfort the disturbed." -C.A.C.