I read somewhere on Maggie's old tumblr blog that Niall left the Lynch brothers 5 million each + properties. The 5 million thing is also in Dream Thieves (? I think) when Ronan read's Niall's will. With 15 millions total not in investments but in their bank accounts, they're pretty rich.
For some reason I had thought that we didnât get definite figures cited in the will, but I was wrong about that, so thanks! Here are the relevant parts:
So assuming these numbers are accurate, the Lynch family assets as of the time of Niallâs death are:
$9m in liquid assets (when youâve got 7+ figures, your shit is invested; itâs not sitting in a bank account earning 2% a year. But we can decide that theyâre fairly liquid investments and not tied up in real estate or IRAs or w/e)
$23m in a trust, to manage the Barns and to cover the brothersâ education, âcare,â and housing
a second trust, funding unknown, to care for Aurora
an empty field in Northern Ireland, value unknown
a townhouse in Alexandria, Virginia; my good buddy Zillow suggests that $600k is not an unreasonable value to slap on this bad boy
Eyeballing this, Iâm going to call it a $40 million estate. Which is higher than I was thinking; I had expected there had to be some kind of trust for Aurora, because whoâs paying those home nurses we hear about, but I really hadnât figured on the twenty-three million in the Barns & Boys trust.
In terms of how this impacts my assessment of their day-to-day financial status: not much? If theyâve each got $3m for their principle instead of $2m like Iâd figured, now weâre talking annual income of $75k for each of them. This is not actually a preposterous income. I had theâŠmixedâŠfortune of being on the outskirts of a social group where everyone was in roughly this income bracket while I made, ha, significantly less, so I absolutely agree that this is an obnoxious amount of money for young childless single people to make, but itâs not world breaking, which is a consideration that I am interested in when trying to figure out what rules apply to a fictional character.
Of course, this is money the Lynches donât have to work to make, which is a glaring huge privilege. And on top of that income, theyâve got a trust that covers their âcare, education, and housing,â so their expenses are going to be lower than most peopleâs. They donât have to pay rent, presumably the trust covers property taxes, they wonât have student loan debtâŠIâm a little unclear what âcareâ is supposed to mean but I imagine itâs things like medical bills as opposed to groceries, just because I canât imagine anyone going through the hassle of balancing the trustâs books every time they go to Kroger.
But they canât actually spend that $23m on things beyond what itâs earmarked for. To paraphrase Chidi, thatâs called embezzlement and itâs generally frowned upon. Besides, âstealing from and thereby jeopardizing the family and the family homeâ would be rather out of character for any of these boys. We know that Declan is the executor of the trust (as always, what the fuck, Niall) until all the boys are eighteen, but we donât know what happens after that. Possibly the trust could be dissolved and they could each take $7.something millionâŠto what end? The Barns will still need to upkeep (unless it no longer exists, I wonât be surprised if the Barns doesnât survive The Dreamer Trilogy), and theyâre all trust beneficiaries already. So it only makes sense to do if they want or need to make some kind of big purchase, at which point â poof! â the moneyâs gone. Itâs a Daffy Duck stunt: a great trick but they can only do it once.
So I stand by my assessment. They donât have the funds to continuously spend big sums. They have an estate that provides each of them with a middle class income â which is a huge amount of privilege! It definitely makes them ârich.â I suppose at the end of the day weâre quibbling over degrees of ârich,â but quibbling over canon is fun. I donât find it unreasonable that Declan would be stressed about spending the sums that he spends in this book, and I donât think that anything weâve been told before is inconsistent with anything that gets said in Call Down the Hawk.
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