Bear & Bear Capital

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How to find a great financial planner.

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Are financial advisors worth the money?

These investment professionals often fall short when it comes to tailoring a portfolio to clients' needs and risk tolerance

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Is It Worth It To Have A Financial Advisor?

Is getting a financial advisor really worth it? While I'd love to give you a simple yes or no answer, like with many personal finance questions, the answer is i

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Whether or not a financial planner is worth the cost will depend on your situation, your proficiency with managing wealth, and your assets.

One interesting idea is to seek out advice from a “flat-fee” financial advisor. They might charge several thousand dollars for their advice, but this is generally going to be less than advisors who take a 1-1.5% percentage of all assets.  

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Fun with financial models

We here at Bear & Bear Capital enjoy playing around with spreadsheets. Here are six different spreadsheets that play around with six factors that can significantly affect your retirement. They are:

1. Comparing Starting Principals (Click)

2. Comparing Rates of Return (Click)

3. Comparing Tax Rates (Click)

4. Comparing Advisor Fees (Click) 

5. Comparing Annual Spending Budgets (Click)

6. Comparing Inflation Rates (Click)