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@fightforeclosure-net
Are you facing foreclosure? consider these step
1. Seek Legal Help: Hire an Experienced Foreclosure Defense Attorney: An attorney can assess your situation, determine defenses, negotiate with your lender, and represent you in court. Explore Free Legal Aid: Some organizations offer free legal services. Pro Se Foreclosure Defense: Do it yourself using the Fightforeclosure package found on our website 2. Explore Foreclosure Prevention…
San Fernando Valley Con Man Pleads Guilty in Multi-Million Dollar Real Estate Fraud Scheme that Targeted Vulnerable Homeowners
San Fernando Valley Con Man Pleads Guilty in Multi-Million Dollar Real Estate Fraud Scheme that Targeted Vulnerable Homeowners
LOS ANGELES – A career con man pleaded guilty in a federal fraud case stemming from a real estate scam that targeted distressed homeowners, many of whom were elderly individuals who were scammed out of their homes, losing significant equity in the properties accumulated over the course of their lifetimes and sometimes over the course of generations of home ownership.          Michael “Mickey”…
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Mortgage Application Fraud!
When Homeowner’s good faith attempts to amicably work with the Bank in order to resolve the issue fails; Home owners should wake up TODAY! before it’s too late by mustering enough courage for “Pro Se” Litigation (Self Representation – Do it Yourself) against the Lender – for Mortgage Fraud and other State and Federal law violations using foreclosure defense package found…
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What Homeowners Must Know About Mortgage Forbearance
What Homeowners Must Know About Mortgage Forbearance
As the coronavirus began sweeping through the country in March, many states issued shut-down orders for businesses, putting as many as 40 million people out of work by May. On March 27, Congress passed the CARES Act to offer economic relief to those affected by the shut-downs, expanding unemployment benefits and offering mortgage forbearance to homeowners with mortgages backed or insured by the…
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Cosigning A Mortgage Loan: What Both Parties Need To Know
Cosigning A Mortgage Loan: What Both Parties Need To Know
If you have  but still want to get a mortgage, adding a nonoccupant co-client to your loan can help convince lenders to give you a loan. But the decision to co-sign on a loan or add a co-signer to your loan isn’t one you should make without knowing all the facts. Today, we’re looking at what it means to be a nonoccupant co-client on a mortgage loan. We’ll show you what co-signing means and when…
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What Homeowners Must Know About Filing Bankruptcy Without a Lawyer: Chapter 13 Issues
What Homeowners Must Know About Filing Bankruptcy Without a Lawyer: Chapter 13Â Issues
It is possible to file bankruptcy without an attorney, and Chapter 13 cases present even more challenges for pro se filers than Chapter 7 cases. More forms, more calculations, and a payment plan must be approved by a Chapter 13 trustee and a judge.
Means Test Forms
Chapter 13 debtors must file two forms that together form the Means Test for a Chapter 13 case.
The first form is the…
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What Borrowers Must Know About Voiding Liens in a Mortgage
What Borrowers Must Know About Voiding Liens in a Mortgage
There are numerous methods for voiding questionable liens in any given mortgage. In this post, we’ll discuss an interesting decision by the U.S. Court of Appeals for the Ninth Circuit in Bankruptcy Adversary Proceeding.Â
This decision from the U.S. Court of Appeals for the Ninth Circuit poses a serious threat to mortgage companies that service mortgages of chapter 13 debtors. Mortgage servicers…
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How Homeowners Can Set Aside Foreclosure Sale
How Homeowners Can Set Aside Foreclosure Sale
What are the Reasons a Foreclosure Sale May Be Set Aside
Generally, to set aside a foreclosure sale, the homeowner must show:
– irregularity in the foreclosure process that makes the sale void under state law – noncompliance with the terms of the mortgage, or – an inadequate sale price that shocks the conscience.
Sometimes homeowners are not aware that a foreclosure sale has been scheduled until…
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What Homeowners With Business Should know About Federal Judgments and Chapter 11 Plans
What Homeowners With Business Should know About Federal Judgments and Chapter 11Â Plans
What greeting card do you expect from the judgments warehoused in your file cabinets? Yes, those judgments can mail you a greeting card. Your first choice is the birthday card: “Happy 10th Year Anniversary. What a ride. Thanks for the renewal. See you in ten years.” Your other choice is the condolence card: “10 years? You waited too long. My dearest sympathy.”
Victory lasts forever, but not a…
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What Homeowners Should Know About Foreclosure Defense
What Homeowners Should Know About Foreclosure Defense
Over the past few years, a growing number of homeowners in the foreclosure process have begun to fight back, by stalling foreclosure proceedings or stopping them altogether. The legal strategy employed by these homeowners is known as foreclosure defense.
Since 2007, nearly 4.2 million people in the United States have lost their homes to foreclosure. By early 2014, that number is expected to climb…
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What Are the Options for Homeowners During Foreclosure
What Are the Options for Homeowners During Foreclosure
When faced with foreclosure, it’s important to know your options and understand all the potential solutions that may be available to help you avoid foreclosure. It’s also important to understand what can happen if you fail to take action and foreclosure becomes unavoidable. The process can be stressful, embarrassing, and it can have long-lasting consequences.
“What happens if my home is foreclosed
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How Home Buyers Can Avoid Traps In Foreclosed Homes
How Home Buyers Can Avoid Traps In Foreclosed Homes
While foreclosure activity is dropping in most major cities, there are some metropolises where foreclosed properties still account for too large of a percentage of homes on the market.
Here’s the question for home buyers: Do high-foreclosure markets actually represent an opportunity? Do these cities give buyers a chance to get into city neighborhoods that they otherwise might not be able to…
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How Many Bankruptcies Can a Homeowner File?
How Many Bankruptcies Can a Homeowner File?
Homeowners often find the need to file for Bankruptcy in order to save their homes. Hopefully, your first bankruptcy filing will be your last, and you’ll be able to start fresh and regain control over your finances. But there are times when people need to file bankruptcy multiple times. For example, a homeowner with serious financial problems may file Bankruptcy not only to save their homes, but…
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How Homeowners Can Avoid Mistakes During Bankruptcy
How Homeowners Can Avoid Mistakes During Bankruptcy
Homeowners must do their very best to avoid making mistakes during Bankruptcy Proceedings.
The federal bankruptcy laws promise a fresh financial start for the honest but unfortunate debtor. Bankruptcy balances the interests of the debtor to obtain a fresh start and the interests of the creditor to see that the debtor pays back whatever he or she can afford. But all too often, a debtor makes…
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What Homeowners Must Know About Deficiency Judgment After Foreclosure
What Homeowners Must Know About Deficiency Judgment After Foreclosure
A common misconception among consumers is that after foreclosure they will not owe their mortgage lender. Many homeowners who go through foreclosure are surprised to learn that they still owe money on their house, even though they no longer own it!
Most mortgage lenders require borrowers to personally guarantee the amount of the note, leaving the lender with two avenues of in the foreclosure…
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What Homeowners Must Know About Foreclosure
What Homeowners Must Know About Foreclosure
Facing a foreclosure can be daunting prospect for people in trouble with their mortgages, especially when they are unsure of what to do. Across the country, six out of 10 homeowners questioned said they wished they understood their mortgage and its terms better.
When the economy collapsed in 2008, foreclosure became a fact of life for millions of Americans. About 250,000 new families enter into…
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What Homeowners Should Know About the National Mortgage Settlement for Borrowers in Bankruptcy and Case Trustees
What Homeowners Should Know About the National Mortgage Settlement for Borrowers in Bankruptcy and Case Trustees
The National Mortgage Settlement (the “Settlement”) is an agreement among the federal government, 49 states, and the five largest mortgage servicers and their affiliates (the “Banks”).
The Banks are: Ally Financial, Inc. (formerly GMAC) Bank of America Corporation Citigroup, Inc. J.P. Morgan Chase & Co. Wells Fargo & Company
The Settlement provides benefits to borrowers, including borrowers in…
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