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[fininformatory]

Top Tally Prime Shortcut Keys Every Accountant Must Know in 2026

If you’re working in accounting, finance, or taxation, you already know one thing — time is everything. Deadlines, GST filings, bank reconciliations, and daily entries can quickly pile up. That’s where tally prime shortcut keys become your biggest advantage.

Most beginners use Tally with a mouse. But professionals? They rely on shortcuts to work faster, smoother, and smarter.

In this short guide, let’s look at the most useful tally prime shortcut keys you should start using in 2026.

Why Shortcut Keys Matter in Tally Prime

Using shortcut keys is not just about speed. It’s about working efficiently.

When you use shortcuts, you:

Save time on repetitive tasks Reduce errors in entries Navigate reports quickly Handle bulk work with ease

Even small shortcuts can make a big difference in your daily workflow.

Core Voucher Shortcut Keys

Voucher entry is the heart of accounting. These are must-know shortcuts:

F5 → Payment Voucher F6 → Receipt Voucher F7 → Journal Voucher F8 → Sales Voucher F9 → Purchase Voucher

For adjustments:

Ctrl + F8 → credit note in tally prime shortcut keys Ctrl + F9 → debit note in tally prime shortcut keys

If you learn these, you can handle most accounting work easily.

Data Entry Shortcuts You Should Use Daily

These shortcuts help you during fast data entry:

Alt + C → create ledger in tally prime shortcut keys Ctrl + Enter → Edit ledger instantly Ctrl + A → Save your work

The shortcut tally prime shortcut keys alt c is especially powerful because it lets you create ledgers without leaving the screen.

Navigation and Reports Made Easy

Finding reports quickly is important during audits or client work.

Alt + G → Go To (search any report) Alt + F1 → Switch detailed view F5 → Refresh reports

These shortcuts help you stay fast and organised.

Banking and GST Shortcuts

If you work in taxation, these are very useful:

Ctrl + B → tally prime shortcut keys for bank reconciliation Alt + J → GST reports Ctrl + H → Change voucher format

They make compliance work much easier.

Extra Shortcuts That Save Time

Some shortcuts are not used daily but are very helpful:

Use repeat option for duplicate entry in tally prime shortcut keys Use voucher options for how to copy voucher in tally prime shortcut keys Enable features for purchase order in tally prime shortcut keys and sales order in tally prime shortcut keys

These are useful when you handle large volumes of data.

Final Thoughts

You don’t need to learn everything in one day. Start with the basics and practice daily.

Even learning a few tally prime shortcut keys can improve your speed and confidence. Over time, these shortcuts become your habit — and that’s when you truly start working like a professional.

[fininformatory]

When Did Nifty 50 Hit Its All-Time High?

The Nifty 50, India’s benchmark stock market index, recently hit a new all-time high of 26,310, breaking its previous peak of 26,277. This comes 14 months after the last record, reflecting renewed market confidence.

The rally was driven by strong domestic flows, positive corporate earnings, and rate-cut expectations, alongside improving global market conditions. Investors are optimistic, but some caution a possible short-term correction after such a sharp rise.

For long-term investors, this milestone highlights the potential of systematic investments in Nifty index funds or ETFs, allowing them to benefit from India’s growing economy and the stock market’s upward trend.

In short, the Nifty 50 reaching 26,310 shows the strength and resilience of India’s financial markets.

[fininformatory]

New Banking Rules 2025: Nomination and Cheque Clearance Updates Explained

Starting November 1, 2025, some important banking rules in India will change. These updates are designed to make the system more transparent and customer-friendly.

According to the Banking Laws (Amendment) Act, 2025, bank customers can now nominate up to four people for their accounts. This means you can decide who will receive your money in case of any emergency. You can also divide the amount in different percentages among your nominees, ensuring a fair and smooth claim process.

The Finance Ministry said this rule aims to make claim settlements faster and easier for families. For lockers and safe custody, only sequential nominations will be allowed, which means if the first nominee is not available, the next nominee will automatically be considered.

Meanwhile, the Reserve Bank of India (RBI) has introduced a Fast Cheque Clearance System from October 4, 2025. With this, cheques deposited between 10 am and 4 pm will be cleared and credited on the same day. This change will save time and help customers get money faster.

RBI has also made the Positive Pay System mandatory for large cheques to reduce fraud and enhance security.

These new banking rules will bring more speed, transparency, and safety to everyday banking in India.

[fininformatory]

Live US Stock Market Data Tool — Now Free and Real-Time on Our Website

If you follow the US stock market, you already know how quickly things move. Prices change by the second, and staying updated is crucial whether you're investing, trading, or just curious about how your favourite stocks are doing.

That’s exactly why we’ve launched a Live US Stock Market Data tool—built in Google Sheets and now available directly on our website. It gives you clean, real-time updates on stocks, indexes, and market movements. No fluff. No ads. Just the numbers you need.

Why We Made This

Most stock data platforms are either too crowded, too expensive, or too complicated. We wanted to build something simple and free—a tool that works fast, looks clean, and gives you exactly what you came for: live market data.

Google Sheets made that possible. Using live data sources and spreadsheet functions, we put together a tracker that works just like a mini terminal—but in a spreadsheet.

What You’ll Find Inside

Real-time prices of top US stocks

Daily highs, lows, open and close data

Market indices like NASDAQ, S&P 500, and Dow Jones

Percentage change updates

A search function to find stock tickers instantly

Easy-to-scan layout with no distractions

Everything updates automatically while the market is open. And when it’s closed, you’ll still see the latest data from the last session.

Who It’s For

This tool isn’t just for full-time traders. It’s for:

Casual investors tracking their favourite stocks

Students learning about the markets

Finance creators looking for live reference data

Bloggers and researchers writing about stock performance

Anyone who wants live data without opening multiple apps

Whether you're based in the US or elsewhere, you can monitor the US market live with just a click.

Free, Simple, and No Sign-Up Needed

A lot of tools ask for subscriptions or API keys. We don’t. This is 100 percent free to access. Just visit our website, open the sheet, and watch it update live. It works well on desktop, tablet, or phone—no app needed.

What Makes This Different?

Built for speed and simplicity

No ads, no login, no paywall

Instant access to live stock data

Built using Google Sheets—easy to copy and use

Always being improved based on feedback

We’ve already had great responses from finance students, part-time traders, and bloggers who use it to simplify their workflow.

What’s Next

We’re working on updates. Soon you’ll be able to:

Create your own watchlist

View sector-wise stock data

Export data for reports

Add charts and pre/post-market data

And yes, we’ll still keep it free.

Try It Out

If you're tired of slow apps or complex dashboards, give our live US stock market data sheet a try. You’ll find it live on our website right now. Clean, fast, and made for everyday users.

Just open it, and you’re good to go.

[fininformatory]

Mortgage Calculator

Are you planning to buy a house? Want to know how much you’ll pay every month for your home loan? Our free Mortgage Calculator makes it easy.

Just enter your loan amount, interest rate, and loan term — and it will instantly show your monthly EMI, total interest, and total repayment amount. No confusing formulas or hard math.

It’s perfect for first-time buyers, property investors, or anyone comparing loan options.

Why use our Mortgage Calculator?

It's simple and fast

100% free to use

Works on mobile and desktop

Helps you plan your budget better

Whether you're thinking of a new home loan or refinancing, our tool gives you a clear picture in seconds.

👉 Try it now on Mortgage Calculator

Start your journey towards homeownership with confidence.

[fininformatory]

HDFC Millennia vs HDFC Regalia Gold — Which Credit Card Is Right for You

If you’re thinking about getting a new credit card in 2025, two popular HDFC cards you might be looking at are the Millennia and the Regalia Gold. Both have their perks, but they’re made for different kinds of spenders. Here’s a simple way to figure out which one fits your lifestyle better.

The HDFC Millennia card is perfect if you love shopping online or ordering food often. It gives you extra reward points and cashback when you shop on sites like Amazon or order from food apps like Zomato and Swiggy. Plus, it comes with a lower annual fee, so it won’t burn a hole in your pocket.

On the other hand, the HDFC Regalia Gold is more about luxury and travel. If you’re someone who travels a lot or enjoys dining out, this card gives you airport lounge access, travel insurance, and good rewards on dining and travel spends. Yes, it costs a bit more yearly, but if you use these travel benefits, it’s definitely worth it.

So, here’s the deal: if your spending is mostly online and food delivery, go for Millennia. If you travel regularly and want those extra perks, Regalia Gold is your friend.

In the end, it’s all about what suits your everyday life. Pick the card that helps you get the most out of your money without unnecessary fees.

[fininformatory]

How the Stock Market Shapes the Economy in 2025

1. Stock Market and Consumer Spending When stock prices rise, people feel richer and more confident. This often leads to more spending on things like shopping, travel, and entertainment, which helps businesses grow and creates jobs.

2. Helping Companies Grow Companies use the stock market to raise money by selling shares. This money helps them expand, invest in new projects, and hire more people. If the market falls, companies may struggle to raise funds and slow down growth.

3. Impact on Jobs and Salaries A healthy stock market usually means businesses are doing well and can afford to hire more workers and increase salaries. When the market falls, companies might cut jobs or freeze pay to save money.

4. Global Trade and Market Reactions Events like tariffs or trade restrictions can cause market ups and downs. In 2025, tariffs imposed by the US led to a market drop, showing how global politics affects the economy.

5. Overall Economic Confidence The stock market reflects how confident investors are about the economy’s future. Strong markets encourage spending and investment, while weak markets can cause caution and slow economic activity.

The stock market isn’t just about numbers; it influences everyday life by affecting jobs, prices, and how much money people spend.

[fininformatory]

Keeping Cash at Home? What You Must Know About Income Tax Compliance

Wondering how much cash you can legally keep at home in India? There’s no fixed limit, but the Income Tax Department definitely wants to know where your money came from. Here’s what you should keep in mind:

No legal cap on cash at home — You can technically keep any amount, but proof of source matters.

Unexplained cash = trouble — If you can’t explain where the cash came from, it may be taxed heavily as undisclosed income.

Cash transactions limits — Receiving ₹2 lakh or more in cash from one person in a day is illegal and can lead to penalties.

Keep your documents ready — Salary slips, bank statements, bills—anything that shows your cash is legit.

Use digital payments — They create a clear record and reduce suspicion from tax authorities.

File your tax returns properly — Being transparent with your income keeps you safe from unwanted questions.

At the end of the day, it’s not about how much cash you hold but how well you can prove it’s legal. Stay organized and stay clear of trouble!

[fininformatory]

What is a Balance Sheet?

A balance sheet is a financial snapshot of a company at a specific point in time. It shows what the company owns (assets), what it owes (liabilities), and the owner’s share (equity).

Think of it like a personal financial statement: your assets could be your savings and valuables, your liabilities are loans or debts, and your equity is the difference between the two — what you really own.

In business, the balance sheet follows this simple formula:

Assets = Liabilities + Equity

Assets include cash, inventory, buildings, and equipment. Liabilities are debts and obligations like loans or bills to pay. Equity is the owner’s investment plus retained profits.

Balance sheets help investors, managers, and lenders understand a company’s financial health. They reveal how well a company can pay its debts and how much value it holds.

In short, the balance sheet is like a financial report card that helps people see how a company is doing at a glance.

[fininformatory]

The Future of AI in Business: What’s Next?

Artificial Intelligence (AI) is no longer just a buzzword; it’s quickly becoming a key driver of change in the business world. Over the next few years, AI is expected to transform how companies operate, compete, and grow. Here’s a quick look at what the future holds.

Predictions

AI will continue to get smarter and more accessible. From automating routine tasks to making data-driven decisions, businesses of all sizes will use AI tools to improve efficiency. Expect more AI-powered chatbots, personalized customer experiences, and smarter supply chains. AI will also help in forecasting trends and spotting new market opportunities faster than ever.

Impact

The impact of AI on business will be huge. It will boost productivity by taking over repetitive tasks, allowing human workers to focus on creative and strategic roles. Customer service will improve with instant responses and tailored solutions. AI can also enhance cybersecurity by detecting threats in real time. However, businesses will need to invest in training employees to work alongside AI and handle ethical concerns like data privacy.

Investment Opportunities

For investors, AI offers exciting chances. Startups developing AI software, robotics, and automation tools are attracting big funding. Established companies integrating AI into their operations are often seeing higher profits and faster growth. Investing in AI-driven industries like healthcare, finance, and logistics could yield strong returns. But it’s important to research carefully, as the AI field is rapidly evolving.

In short, AI is reshaping business today and promises even bigger changes ahead. Those who embrace AI early may gain a competitive edge, while investors can find new paths to growth. The future of AI in business is bright—and full of possibilities.

[fininformatory]

What’s the Real Value of Pi Coin After Its Open Mainnet Launch?

Pi Coin is a new cryptocurrency from the Pi Network. After the PI Network Coin Launch on 20th February 2025, the price of Pi Coin jumped over 100%, and it even touched $100 for a short time.

Right now, the 1 Pi Coin value is about ₹2,622 in India. People are excited and waiting for Pi Coin to be listed on big crypto exchanges like Binance and OKEx.

Many are now asking, how much is Pi Coin worth, and will the price go up in the future? As the Pi Network allows external transactions, experts believe the pi coin value could rise even more.

Keep watching for updates on pi coin price in India and whether it will be listed soon!

[fininformatory]

What Is a Capital Account?

A capital account is used in both business and economics, but its meaning changes depending on the context.

In Business Accounting:

The capital account shows how much money the owner has invested in the business. It also tracks the profits added and any money withdrawn by the owner.

For example, if you start a business with ₹1,00,000, earn ₹50,000 profit, and withdraw ₹10,000 for personal use, your closing capital will be ₹1,40,000.

Capital Account = Initial Investment + Profits - Withdrawals

This helps show the owner’s total share in the business.

In International Economics:

The capital account is part of a country’s balance of payments. It records money that comes in or goes out of the country through foreign investments, loans, or buying and selling of assets.

For instance, if a foreign company invests in India, it's recorded as inflow. If an Indian buys property abroad, it's an outflow.

In short:

In business, it shows the owner’s investment.

In economics, it shows foreign capital flow.

[fininformatory]

💰 Muthoot vs Manappuram Gold Loan: Interest Rates, Features & Which Is Better?

Looking for a quick loan without selling your gold? Two popular options in India are Muthoot Finance and Manappuram Finance. Both offer gold loans with easy processes, but which one should you choose?

✅ Muthoot Finance offers loans from ₹5,000 up to ₹5 crores. Interest rates start as low as 10.5% per annum. They also have multiple schemes and allow online application through their app.

✅ Manappuram Finance gives loans from ₹3,000 onwards with a flat interest rate of 21.20% p.a. You’ll need to visit a branch, and the loan is disbursed instantly after your gold is checked.

📌 Verdict: If you're looking for lower interest and online services, Muthoot is a better pick. But for fast, simple branch service, Manappuram also gets the job done.

[fininformatory]

What is the Startup India Seed Fund Scheme?

Starting a business is tough, especially when funds are limited. That’s where the Startup India Seed Fund Scheme (SISFS) comes in. Launched by the Government of India, this scheme provides financial assistance to early-stage startups, helping them turn ideas into reality.

Under this scheme, startups can receive up to ₹20 lakh for prototype development and up to ₹50 lakh for market entry and scaling. The aim is to support businesses that are innovative and technology-driven. However, only DPIIT-recognized startups registered within the last two years can apply.

The application process is simple. Entrepreneurs need to apply online through the official Startup India portal, provide the required documents, and wait for approval from an incubator. The selection process is competitive, and only promising startups receive funding.

While the scheme is a great initiative, some founders have reported challenges, such as delays in approval and political influence in fund allocation. However, for those who successfully secure funding, it can be a game-changer, providing the necessary push to launch and grow their business.

If you’re an entrepreneur with a solid idea, this scheme might be the boost you need. Check out more details at https://seedfund.startupindia.gov.in/ and apply today!

[fininformatory]

How to Update Name in Your EPFO Profile?

If there’s a mistake in your name on your EPFO profile, don’t worry. As of March 2025, EPFO has made it easier to update such details. You have two options to correct it — Online and Offline using a Joint Declaration Form.

Option 1: Update Online (If UAN is Linked to Aadhaar)

Log in to the EPFO Member Portal using your UAN and password.

Go to ‘Manage’ → ‘Modify Basic Details’ and enter the correct name.

If your UAN is linked to Aadhaar and details match, it may get approved without needing further documents.

Option 2: Using Joint Declaration Form

Download the Joint Declaration Form from the portal or get it from your employer.

Fill in the correct name, sign it, and attach valid ID proof (like Aadhaar, PAN, or Passport).

Submit it to your employer, who will forward it to the EPFO office.

This process usually takes 15-30 days. If your previous PF balance is stuck due to incorrect details, correcting your profile will resolve the issue.

Try the online method first for a quicker solution, and if that doesn’t work, the Joint Declaration Form is your backup.

EPFO profile update new Process

[fininformatory]

Secure Your Future with ICICI Pru GIFT Select

Looking for a reliable way to secure your financial future? ICICI Pru Guaranteed Income For Tomorrow (GIFT) Select might just be what you need! It’s a simple, hassle-free plan designed for those who want guaranteed income without worrying about market ups and downs.

With ICICI Pru GIFT Select, you pay premiums for a set period, and once that’s done, you’ll receive a steady income for a chosen number of years. It’s perfect for goals like your child’s education, retirement, or even just having a little extra financial cushion.

Why consider it?

Guaranteed Income: No surprises, just predictable money in your account.

Life Cover: Your family is financially protected.

Tax Benefits: Save on taxes with deductions under Section 80C and tax-free payouts under Section 10(10D).

Flexible Options: Choose how long you want to receive your guaranteed income.

If you prefer stability and want to plan ahead without market risks, ICICI Pru GIFT Select is worth checking out. It’s all about ensuring peace of mind while securing your future.

Thinking about it? Dive into the details and see how it fits your financial goals! 😊

[fininformatory]

Smart Strategies to Raise Your Credit Score Using Credit Cards

Improving your credit score with credit cards is easier than you think. First, always pay your bills on time. Even one missed payment can hurt your score, so consider setting up automatic payments or reminders. Keep your credit utilization low by using less than 30% of your credit limit. If possible, pay off your balance in full every month.

Another tip is to maintain your old accounts. A long credit history can strengthen your score, so think twice before closing that old card. Also, avoid applying for multiple credit cards in a short period. Every application results in a hard inquiry, which can lower your score.

Finally, check your credit report regularly to spot any errors. Dispute inaccuracies immediately to prevent any negative impact. Responsible credit card use can lead to a better credit score, unlocking better financial opportunities like low-interest loans and premium cards. Stay consistent, be mindful of your spending, and watch your credit score rise! 💳