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[girlmostlikely]

[honeytonedhottie]

financial literacy continued⋆.ೃ࿔*:･👛💵

so i released a poll if you guys would like a post on financial literacy and the results are here. so im gonna share some things that i learned while taking a financial literacy course…💬🎀

HOW TO SAVE MONEY ;

automatically deposit a certain percentage of ur income into ur savings account so that u dont even have to think about it

to do something more FUN tho, (at least in my opinion) is to make a challenge where u have to save every $10 dollar bill, or $20 dollar bill or whatever. just something to make saving money seem like a game if u wanna have some fun with it.

EMERGANCY FUND ;

most experts will tell u that ur emergency fund should be 3-6 months of ur needed expenses. so calculate ur needed expenses and multiply that by 6 to figure out how much you'd need to have in ur emergency fund.

PAYING YOURSELF FIRST ;

you should always put urself first in every single situation including financially. so to pay urself first simply means to put ur future and needs before anything else. FOR EXAMPLE... let's say u wanna buy an ipad by the end of the year, an ipad is $345.

lets also say that u get paid weekly, so you'd divide $345 by the number of weeks in a year (52) you'd get 6.6. so you'd have to save roughly $6-$6.50 a week which isnt a lot at all. and you'd be getting what u want.

INTEREST AND CREDIT ;

interest is like a reward that the bank gives you for trusting them to look after your money. the more money you have in your account, and the longer you keep it there, the more interest you can earn…💬🎀

so the bank calculates interest as a percentage of the total amount in a bank account. so if the bank pays a 1% interest you'll earn $1 for every $100 in ur bank account over the course of a year. so if u have $500 in ur account you'll get $5. its not a lot, but interest builds on itself.

credit is the ability of the consumer to acquire goods or services prior to payment with the faith that the payment will be made in the future…💬🎀

for example missing payment deadlines can negatively affect ur credit score. why is this important? if u wanna go to college and wanna use student loans, u might not be able to if ur credit history is bad. as ur credit history grows you'll get a credit score. the higher ur score, the better ur credit is.

BUILDING CREDIT ;

get a secured card. a secured credit card is a special type of credit card with a down payment. when you open the card, you will give the credit card company a deposit to hold. it can be as little as $100. the company holds the money for you and gives you a credit card with a line of credit equal to your deposit

sign up for victoria's secret direct paper mailers. you'll get a coupon each month for 1 free panty for every purchase. when u go to the mall, get urself a panty and a sweet treat 🧁 (DO NOT PUT ANYTHING ON THE CARD THAT U CANT IMMEDIATELY PAY OFF)

and then go home and pay ur credit card bill off, and then dont use it again until the next month.

[thejournallo]

ME MANIFESTING THAT EVERYONE WHO SEE THIS POST GETS WHAT THEY WANT.

(Masterlists)

[scorpionlafemme]

[sxorpiomooon]

D10 ASCENDANT AND WHAT IT MEANS

paid readings

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Aries-

You will never have a home office or working at home sort of thing. You WILL always have to present in order to earn money. This also means that you will also initiate the things, the one who will have to put all the effort to climb up in your life one man army is what I heard. Someone who will take all the risks. You will do all that taking the paths one cannot even imagine taking. Extremely ambitious and having an i am going to make it happen sort of approach. Facing so many challenges yet being able to accomplish things. You'll face the most challenges but will come out strong every single time. There is also a big karma regarding authority, you might have to be treated like a servant at times. You will be forced to follow the same routine everyday to climb up for a long time. You will also have to go through a major transformation with a death in your family. You will want to be in the actual setting to do something or feel the passion energy to do things. You will want to always have a mentor or guru in your life in your career, your problems will be solved with the help of the guru. Your communication will be very rough especially with small talk. You wil excel in works where you just have to do the actual work instead of communicating. You will have to physically get shit done. You will want to be a part of an organisation

Taurus-

You will go after the value of things, you will chase values. Before doing anything you will ask "what is in it for me" "how does it includes my value" etc. You will be inclined towards getting financial support in doing what you are doing, you will not be scared of asking for help. Very charming with your communication, charming and people will always be attracted towards you. Naturally will want to work with alot of people. You will love attending conferences they will help you in rising your status. You will be good at gathering people in one ideal place haha. Your business partnerships will always be 1-1. There will always be transformations in your career, the partnerships will come and go, your relationship with subordinate will always have struggle regarding passion you will always find partners that will not have as much as passion as you, they will be too analytical with you, you guys will not share the same vision on doing things or they won't see the value of things like you do. There will hardly be any collective interest on any topic. You will love speculative work and will have alot of several good support systems in your profession. Women in your career will bring you success. You will always want to have a strict boss because toullexcel under them, they wish for their authority to be firm. Travelling for your career will be very beneficial for you if not for money then for fame, your coworkers will have a strong emotional connection with you and will be very nourishing towards them. Commercial property will be seen and you will always gain from the politics of your office but will have issues with partnerships. There is also karma with marriage as in you might have a hard time balancing marriage and career as in either you'll be focusing too much on career and too little on your marriage or vice versa. When your mentor will pass away, you will stumble upon wealth out of nowhere. Their mentors will be very secretive. You will never share where/who you get your values from.

Gemini-

you will fulfill your karma through media, sports, marketing, writing etc in one way or another. You are naturally multi skilled to achieve your goals, you will do bunch of things to gain success and money. Major karma in dealing with daily routine, they will not want to be repetitive ever. You will like to be left alone and free in doing your work and making your money. You don't like people looking at you while you are working. They hate judgements regarding their work. You will have to take debt in career or marriage. You will love making money for food. You will want to try out expensive food for which you'll want to earn money. It will be your motivation to earn money and be successful. You will find respect only when you communicate as an authority. To be treated as a surperior, communicate and say your opinion. You might also feel restriction about sharing your opinions as in there will be a delimma regarding that. "I want to say something but I fear I'll be judged if I do so after" things like this might make you feel extremely restricted. Your marriage or first child birth will help your career in rising it could be a turning point especially in business the prestige and recognition will increase. You will be good at networking, you'll have a good circle. You will be good especially with men they might help you in your career. Extremely creative even with the smallest work you will finish the work with your own sparkle. You will personify everything also excellent at marketting anything that they're passionate about

Cancer-

You will play the most politics in work, you will know how to keep everyone in control and in your environment you will feel a need to control things sort of like also nourish anyone. You will be extremely selfish in your career, you will look out for yourself before anything or anyone else. You have major karma with your subordinates you will not be able to ignore any issue regarding them and will have to deal with it. You will be forced in situations where you'll be stuck. At one point in your career you will be embarassed at in a large group of people. You will be humiliated at work place. The entire situation will actually not be too big but you will make big for yourself. There will be a big blunder with finances in career or fame in career. You'll be very calculated in your career can be completely different in their workspace and personal life. Even calculative with communication you will want to get advantage of things. There will be alot of support networking circle for you because you'll be extremely hypnotic and charismatic. After you sign your home documents you'll have more leverage in career. You will lack mentors in your life and counselors at work will be very young for you. You will love to start your own projects etc.

Leo-

Only after birth of children career takes off, you will only want the kind of work where you'll be able to have subordinates. You will have alot of pride and will want to distribute tasks and show people working under you that you will also want to take care of them. You will always deal with opposition of large group of people but the authority will always have your back. You will see that they won't like most of your decisions. You have major karma with your offices or place of work. As long as you work you'll never have peace of mind as it'll always be disturbed by work in one way or another. Having a female or feminine boss will help you in excelling in your career, your mentors will always back you when you need them to and you will feel secure due to that. You will at some point be taking professional debt in behalf of your company etc. In business be very careful with this as it might be deritmental to your fame repaying for the loan will be hard. Your subordinates will always be more smarter than you and you will have to get their help. Unless people see that you working, you won't get the same amount of fame or respect. You will always sort of travel very emotionally there will be profit in business travel(if it's your own) once you sign or get your own first house.

Virgo-

You will always have unnecessarily enemies trying to bring you down out of no where in daily life no matter what profession, they will purposely try to stop you from finding some sucess or promotion atleast one or twice in life directly. There will be alot of rumors said about you. Serving will be the most important thing for you, it will be a need want and an obligation to the society. Any career won't work out if you take something from people your health will suffer. You will have to take debts to progress in life. After a girl will be born in household your health, career will improve. You enemies will disappear. You will have to take care of administrative duties frequently as in accounts finances etc. your communication with your boss will be the best especially when they're younger to you. You will also see your older bosses always seeing you as a competition or challenge. You will always have ups and downs with your coworkers and will go through a major transformation when a co worker will pass away but will have the best subordinate. Might have one student or subordinate that will have some sort of injury to limbs. Any female mentor that you have especially one that is in some way connected to foreign will give you million dollar advices.

Libra-

You will feel an imbalance and unfairness in your partnerships whether it's in marriage or a proper business partnership. You will always somehow be dominated by your partner, even in their marriage uou will be dominated by the other person or atleast it'll be seen like that. Even if your partner is a very kind person people will always sort of see it like them having this power over you or being assertive and dominant over you. You will try out business atleast once or twice in your life but it will remain extremely unfair as stated above. Your life will become about other people. Sharing everything, naturally always wanting to mother their working environment. You will also have really moody bosses lmao and will face very awkward situations with them. You will also become selfish, forgeful and dramatic in your communication. You will like to publish and write and will indirectly or directly have to publish something once in your life I heard "land in an opportunity". Your coworkers will become your real mentor and you will find the most wisdom from there. Your real actual bosses will always be like a friend for you lmao. You will always be chatting with them and there will be constant communication. You will have really powerful connections and will always need or require a partner in order to feel balanced. There will also be unbalanced transformation with money and you'll learn to to save alot of money due to that. You will always have subordinate that will be eccentric and hard to understand. You will also attend many confrences with your subordinate and will gain alot of money from them including insights. You will love to work in a home like setting and will have the least amount of enemies in career

Scorpio-

major karma and will go through many ups and downs and transformation before you make it. Will have to go through the lowest of the lowest and highest of the highest, involvement with hidden wealth secret dealings gain and will attain secret information through which you will rise. You will also have to deal with secret contracts in order to grow. You will see that birth of children will be important for fame and to gain authority you must support group of children in some way donate if you can if not money then time. You will always be the most excellent vocalist or speakers since you'll have tremendous wisdom even when you are young due to going through so many transformations. It is not what you are communicating but how you are communicating. Guru is important help to accumulate wealth and success. Sexual relationship will connect you to success and you will be excellent at last minute negotiation and dealings. Take care of the plumbing issues in your career as it'll affect your fame and health. Spouse will have best ideas for you in terms of making money. You will be extremely interested in politics after the age 34 or 40. You will also want to fight for a cause. There can also be addiction issues so take care of that. You will have a great bond with a person who will be from the foreign lands. There will be a sistery or brotherly sort of bond. A job where projects keep changing will be extremely beneficial for you.

Saggitarius -

You have the ability to teach and counsel in your work. You will be extremely strategic in your work and will have to display the ability to perform and teach others during work at the same time. You will sort of be like dictionary of wisdom, sort of like a "coach" to others improve other people work while doing yours. You will value information and knowledge more than anything. It will be your most perseved asset being more valuable than money and will have a very professional way of communication. You will get the message across. Your coworkers will be eccentric and moody extremely scientific too. You will be extremely negotiable with your career to the public. Very liberal indivualised thought process will have very harmonious subordinates. Your business competition will have very childlike communication and enemies will always be amateur than you. Your partners won't have the same level of knowledge as you but your partnership will work out well. You will have a sort of father child dynamic with them. You hide emotions insecurities in your workspace. Your authority will be powerful and will be nitpicking but they'll help you in improving your career. Your mentor will be connected with government in one point of your life and your professional network circle will be good.

Capricorn-

You will give extreme importance to having a title for example phd ceo etc. The title will make you feel as if now you can do something or are something. Extremely workoholic and extremely feminine in your workplace won't be aggresive or rude but very moody. You will love having partnerships this also includes having a pa etc. it will be something you will need, want and cherish. Your emotional stability will depends on that particular partnership you will completely rely on them and will feel like you can't function without them. You will pay them the most to satisfy them. You will also extremely eccentric to confused with your savings as in one moment you'll want to save it and another moment you'll want to spend it on buying some big ass random shit. You will have the most polite communication with people yet people working with you will be the most oblivion to your dreams and communication. They will not understand what you mean and want. You will have a strange bond with your female boss and it'll take alot from you to balance your relationship with them. You will be satisfied hrough your subordinates and when you hire or have people working under you. You will have foreign mentor gives you wisdom and who helps you this person will be nitpicky and detail orientated. They will be enemies with much younger and childish people and will always have words of words with them.

Aquarius-

You will be a part of a large organisation, large group setting and will want to be part of collective to execute work. You will want to attend conference work and will be easily influenced by activitism. You will be very political and will get sucessful through powerful partner yet will never be able to accept that. You will want to be free and make your own decisions and will have a love/hate relationship will that. As in you'll gain with them yet you'll hate to accept that. After the birth of first child especially with women within three weeks you will get a higher status in life. You will be extremely emotional and attached to your work. Your work can drive you mad too and emotional stability will depend on your career. You will hate to get involved with enemies and won't like to deal with it at all your relationship with mentor will always be turbent and will always have ups and downs. You will see that after passing away of some authority there will be a major transformation in career. you will have to service to goverment or boss with the little pay or respect as in it won't be balanced or fair in some way. You will get along with subordinates and will have alot of exchange of ideas with them. Your communication will be straightforward and people will have to actually spend some time with you to get your communication or understand it atleast third. You can be very radical and will think that you are right and everything else is an attack on you. You will have boundaries in doing your work, will find the most unorthodox way of doing work that others will not get. Network circle will always have mature, religious, philosophical people in it. Might have to go to a foreign place to establish themselves or foreign company. You will get wealth and money by listening to a mentor guru but will hate to accept that the guru knows more than them

Pisces-

You will always be on the move, always looking for a change and actively looking for opportunities. You become the protector in your career. Great importance of safety through your careerand will be the one who guides. You will have strong connection with farway bodies as in across oceans. Trouble with communication as you can be the most harshest communicators. Very direct and blunt in your communication as in "what is wrong" "fix this" etc short and direct. You value people being proactive and only respect people who are like this. You will love starting new career or projects. You will have beautiful relationship with your coworkers and will tind great joy through your work. You will also always have subordinate who will take care of you and will be very nourishing towards you might even take care of you when you are sick. You will always have powerful business competition or rivals. There might be issues with govt some sort of debt major transformation in expenses and mentors. You will love having secret work relationships, you will find it exciting. You will always have educated bosses at authority. You will have connection with highly political people. One of them might even become your rival so be careful with that. You will love to attend conferences in foreign land and will have to spend a lot of money on that but usually you guys are blessed by a devi(goddess) to do well financially

Thankyou sm!!!

[chrisadew]

Original tweet: @/libramoongal

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