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So many of my family members are dealing with this. And they’ve found that the company has made opting out of auto pay damn near impossible. The place where it used to be on the site has changed, calling results in getting disconnected, when they finally found it on the site, it “times out” when they try to cancel….its just a fucking mess.

We got lucky. I’m like 80% sure we have a rate cap because I haven’t seen it spike and I’ve been watching it fairly closely. But I’ve got aunts, geandparents, friends who have had their entire paycheck taken for electric bills when they barely had power for 3 hours over the course of 5 days. Money they needed to replace food gone bad, to fix water damage, to make car repairs, all gone to a bill that shouldn’t even exist because they didn’t even have power for 3 days.

saiyanqueenreads

Friendly tip from a long-time bank employee… If your money is on autopay directly from your account# or card, you can put a STOP PAYMENT on that shit! But do it at least 3 days before it is due to be pulled from your account. There may be a $20-30 fee for it, but that is much better than a power company trying to pull hundreds from your account and overdrafting you.

Also, if they already pulled a ridiculous amount of money from you… if you believe that the charges are for power that you did not use you likely can file a dispute with your bank. If you lost power tell them about that and say that services were not received, or if there are sudden new previously not disclosed fees you can state that the price is different than disclosed. Those sorts of reasons should keep banking systems from messing with the account itself, as it would do for a fraud claim. Filing a dispute against your power company might not get you your money back, but it MAY. It may also allow the bank to waive a stop payment fee if you fear a second round of hiked rates. Just ask the banker about that before filing the stop paymen as some systems will ONLY waive the fee if it’s done DURING the dispute process….

But! You have to remember that the stop payment is there until YOU remove it. While some banks may remove them after 6 months, or 1-5 years…. it will be your responsibility to remember to reestablish your payment relationship with the power company, and you’ll also then need to let your bank about it when you want to start allowing payments to process again so they can remove the block.

And for those worried that it might somehow look shady: No, the banker will NOT think you’re trying to pull a fast one. The banker is 10000% likely to be on your side when you explain the situation and ask them questions.

If this information helps even one person then I’ll consider it a wonderful use of my time to type it out and post it. Y’all stay STRONG!!!

aevios

[id= a tweet by @ apexxlexx “Texas friends- take your electric bills off auto-pay. My billing cycle just started this week and it’s already 8 times my normal payment with 25 days left to go. I sat in the dark and barely used my heat. We need to demand relief for these bills. This is so criminal and evil.” with the phrase “take your electric bills off auto-pay” and the word “time” in all caps /end id]

staraptor

New Years is a time to reflect on all the dogs and cats we’ve seen this year, and to look forward to all the dogs and cats we’ll see in the year to come

vittyyluvscookies

Am I wet? Am I on my period? Did I pee my pants?- next on wtf is going on down there.

submissivefeminist

I’m so glad this is a universal wondering among vagina-owners, haha.

chaotichowlite

‘Vagina-owners’

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Tune in next time for: Are these menstrual cramps? Am I pregnant? Is it just gas? I wouldn’t have to ask these questions if I didn’t have a damn uterus

sexylibrarian1

Next week: Is it a bladder infection? An ovarian cyst? Do I have endometriosis? Oh God please do not let it be cervical cancer! A 20/20 special

occupyvenus

Y'all are forgetting the all-time classic: Is it just my period or is my appendix about to burst? Some nice tea and a heatpack or 911 and emergency surgery?

phantoms-lair

There is actually a test for that last one!

Place your hand over the pain, press down slightly and release. If the pain doesn’t change by any great margin, you’re fine. If it suddenly becomes some painful you can barely stand, Get thee to an Emergency Room

taysweetbae

reblog for the safety of vaginas and their owners

greedyagain

The appendix test works with or without a vagina so reblogging for everyone.

justwritingscibbles

Reblogging because I didn’t know this and it needs to be shared.

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This will always be a reblog 🎶🎶🎶

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Always Always Always reblog this beauty. Makes me smile everytime 💋

soaringsearingphoenix

The worst part of human adulthood is being your own zookeeper

soaringsearingphoenix

Like... i have to make sure my meals are nutritionally balanced... i have to make sure that the space i occupy is big enough, and interesting enough, and provide enrichment to make up for the lack of novelty... i have to make sure i get exercise... i'm not qualified for this

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Why would you abandon this in the tags?

lifeafterpsychiatry

Just because your feelings are valid, this doesn't mean that every possible reaction to them is. Yes, it's okay to be angry - but it's not okay to take it out on someone by breaking their stuff. Yes, it's okay to be jealous - but it's not okay to sabotage relationships. Yes, it's okay to want attention - but it's not okay to lie to get it. And so on. Your feelings are always valid, but you still have a responsibility for how you choose to express them.

i-peed-so-hard-i-laughed-deacti

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tiktoksthataregood-ish

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ten-and-donna

the utter ecstasy of "is that lavENDER?" is what sells it for me

mxnrique

im literally not exaggerating when i tell you guys this video saved my life

rehfan

This is a damn MOOD FOR LIFE, I tell you what.

thecompletebookworm

This is beautiful, not just because of the lyrics, harmonies and relatable message, but also because Cinderella (Brandy), One of the Hercules Muses (Roz Ryan) , and Mama Odie (Jenifer Lewis) are singing it. Like we have been blessed.

maiasparx

I cast a spell on you

Model

IG: virgosass

hellyeahrihannafenty

Tom Holland does Rihanna’s “Umbrella” on Lip Sync Battle

dr0wnedperfectionist

I’m literally zendaya reacting like he didn’t have to go that hard and yet..

eroscestlavie

every time i watch this when the reveal hits and he starts dancing i’m like “oh ok that ain’t a big deal he’s just another celeb doing a gimmick” but somehow by the end of this video without fail i am filled with respect for him and zendaya for being like…a powerful gen z couple who both give off chaotic bisexual vibes

i think it’s the irreverence with which he splashes the water

feistyfrank

that was a classic that was a classic

thelovelylights

It’s a good time to remember that Tom Holland is a trained dancer and that initself is a gift

professorsparklepants

He’s trained in ballet, too, which is what makes this even funnier. I saw a video (also with Zendaya in it) of him doing like, fifteen fouettes in someone’s basement. GET A MAN WHO CAN DO BOTH.