Les pensées de la Banque

I made this blog to showcase my analytical side. The side that has the depth and field of what I learn and experience contributing to my intelligence. This blog will be written in English and very amateur French as a way of learning about my profession in a deeper sense. For those that don't know me, I work for a major bank in Australia and I am a Masters student at Monash University. I am also learning French. This is a way to further develop my profession, my writing skills as well as learn another language. This blog is purely a merger of my own thoughts and in no way intends to reflect the views of any employer.

[labanque]

Fiscal Behaviour

In stark contrast to recent behaviour fiscally, there's been a remarkable change in the way that the Australian Dollar has performed. Not just the Dollar but Stocks as well. One example that comes to mind is ANZ announcing lower than expected profits for the first half of the Bank's Financial Year. Bank stocks rallied lower that day except ANZ which gained 5%. I still fail to understand how that works. The depreciation of the Australian Dollar though is something that I have mixed feelings towards. One one hand, With each one cent the Australian dollar dips against the US currency adding between $3 to $4 per tonne to Australian wheat values improving exports and generating increased revenue however it does bring up costs locally for many other products that are imported. Being part of a business that relies on imports, it's difficult to understand how this happened so suddenly and whether this will recover. Right now, it's difficult to say which currency will be the most buoyant in this season and it'll be interesting to monitor the Foreign Exchange markets over the course of the next few weeks. ________________________________________________________ En contraste frappant avec le comportement récent sur le plan financier, il y a eu un changement remarquable de la manière que le Dollar australien a effectué. Non seulement le dollar, mais les stocks aussi bien. Un exemple qui vient à l'esprit est ANZ annonçant inférieur bénéfices attendus pour le premier semestre de l'année financière de la Banque. Les valeurs bancaires se sont rassemblés ce jour-là inférieure sauf ANZ qui a gagné 5%. Je ne comprend toujours pas comment cela fonctionne. La dépréciation du dollar australien est bien quelque chose que j'ai des sentiments mitigés envers. Un d'une part, avec chacun un cent du dollar australien plonge face à la devise américaine ajoutant entre 3 $ à 4 $ par tonne aux valeurs de blé australiens amélioration des exportations et générant des revenus a augmenté mais il ne met en place des coûts localement pour de nombreux autres produits qui sont importés. Faire partie d'une entreprise qui repose sur les importations, il est difficile de comprendre comment cela est arrivé si soudainement et si cela va récupérer. À l'heure actuelle, il est difficile de dire quelle monnaie sera le plus porteur en cette saison et il sera intéressant de surveiller les marchés des changes au cours des prochaines semaines.

[labanque]

New Directions

I’m so excited for new possibilities and new challenges that await. I’m going to leave the events of the last few weeks behind and continue to focus on a new direction. I’ve been given a new chance at redemption and I am going to grab it with both hands and cherish it forever. It’s about a new focus and new strategy and I’m here to step out in dangerous waters to steer boldly.

A ship is safe in harbour but that’s not why ships are built

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Je suis tellement excitée de nouvelles possibilités et de nouveaux défis qui attendent. Je vais laisser les événements de ces dernières semaines de retard et de continuer à se concentrer sur une nouvelle direction. On m'a donné une nouvelle chance de rédemption et je vais la saisir avec les deux mains et chérir à jamais. Il est sur une nouvelle orientation et la nouvelle stratégie et je suis ici pour sortir dans les eaux dangereuses pour diriger hardiment.

Un navire est en sécurité dans le port, mais ce n'est pas la raison pour laquelle les navires sont construits

[labanque]

Recently.

I haven't been able to say much on this as I'm not really an emotional person. I don't know how to give comforting words. I'd rather do something. 

When someone passes away, it by no means stops at the person passing away. I recently went to a funeral; the first one in 12 years. I was crying. I couldn't help it. That lady was part of my life almost since birth. In addition to her son and daughter, she looked after me. She always used to come and check on me at work, made sure I have eaten and am able to get home safe. That's the lady she was and that trickles down through to me. She's not even immediate family.  Her Son and Daughter are still there, thank goodness. Her daughter, one of my best friends, is a true inspiration. She's always been the source of inspiration to me personally. Even though she's only 8 days older, I look up to her. I just couldn't stand the thought of her crying. She's like my sister. I can't see anyone cry, let alone my sister.  It makes you think that family is more than just the people you are born with. It's the people around you, the people who accept you and the people who are kind to you. The way she's looked after me, I can't even match. I can't even compare. However, I'll put my best into doing what I can. Even if that means cooking a meal at 3AM.