dairy trash @mrfeeney - Tumblr Blog

Hey fam! I've been locked out of this account for months, but it remains logged in on my iPad. Alas, though. The time has come to log out. I've made a new personal! You can find me over @ dairydoom.tumblr.com !!!!!!!!!!!!! Pls come follow me my dear friends. I miss you all.

srsfunny

Human, I See You Are Trapped In My Butt Warming Machine

luvbey

I get road rage walking behind people.

witch-of-habonim-dror-blog

you all have permission to come to my funeral and give wildly conflicting accounts of my life

lazyentitlednarcissist-deactiva

Please. I want nothing more than to be shrouded in a confusing mesh of myth and fact

ricamora

mias-back-from-the-dead

#great now i gotta kinkshame award winning journalist anderson cooper

pr1nceshawn

Real functional VHS for modern movies by Offtrackoutlet

libertarian--princess-deactivat

I want all of them

xxxtictacion

My kind of shit

loremerchant

This whole post is a blessing.

vine-blog

Friday Night Priorities

setheverman

i feel personally attacked by this vine

tastefullyoffensive

View this post on Instagram

goth-aunt

PURE

eowyns

And that’s the way of a real tale. Take any one that you’re fond of. You may know, or guess, what kind of a tale it is, happy-ending or sad-ending, but the people in it don’t know. And you don’t want them to.

awwsauce

bunnyfood

“You’re gonna do great today.”

luchia13

hey guys psa regarding hospital bills

don’t just pay it. do not automatically pay the hospital bill when you receive it. call your health insurance provider and POLITELY say, “excuse me, i just received a bill for $1200 for my hospital visit/ER visit/etc., is that the correct amount i’m supposed to pay?” because hospitals bill you before your health insurance and they will take your money no matter how the amount due may change based on your health insurance looking at it. 90% of the time, if your health insurance is in any way involved in the payment of that bill, you do not have to pay as much as the hospital is billing you for. call your health insurance provider first, and POLITELY request clarification, always remember that the person you are talking to is human and this is just their job, and then you will very likely find out you actually only owe $500.

don’t shout at anyone about it, don’t get mad, just understand that this is The Way Things Are right now and call your health insurance provider before paying the bill your hospital just sent you. there’s a chance the hospital bill might be correct, true, but call your health insurance provider.

smallercomfort

THIS IS SUPER IMPORTANT. after my car accident last year the hospital billed me ~$8000. They sent me letters asking me to pay, and I called them back saying my insurance was processing the claim. This is also what I told the collection agency when they kept calling me about the $1000 emergency room fee (billed separately from the hospital fee, mind you). Once everything got straightened out, all I was actually liable for was my $200 emergency copay.

thevelvetdevil

!!!!!!! things my ass didn’t know !!!!!!!!

anamatics

Yes this is a life lesson my adulting ass didn’t know I needed and I’m out 80 bucks for an anti-nausea pill. 😒😒😒😒😒

elodieunderglass

Reblogging for American friends.

Also, it is important [for people receiving medical care in the USA] to carefully read all of the items on the medical bill and look for errors and overcharges. I know that the normal feelings of avoidance and dread can make it hard to look at scary hospital bills, and that’s okay! But as the OP mentions, private orgs like hospitals don’t monitor overpayment of bills - they are motivated to charge you extra - and it is basically impossible to get your money back. Read the bill carefully and make sure that the charges are correct, using the links below for help if you need. If they haven’t sent you an itemized list, you can ask for one. Sometimes you will be charged extra for items or treatment you didn’t receive. Most people don’t know that you can dispute medical bills! But in 2009, Consumer Reports stated that 8 out of 10 medical bills scrutinized by a watchdog had errors, and generally you are not obligated to pay for someone else’s error.

You may be charged for using medication that you actually brought into the hospital with you - that’s easy to dispute! You may be charged for the consumables used during your stay such as sheets, gloves, gowns, etc - the hospital should actually cover that under its running budget. You may be charged for a brand name drug if the generic was available for cheaper - the links below explain how and when you can dispute this. You may be charged a surprisingly expensive “oral administration fee” (where a nurse puts pills for you to take in a little clean paper cup and then hands it to you) but that’s worth disputing if you were actually able to take the pill out of a bottle and put it in your own mouth. And so on.

8 Things You Should Know About Challenging a Medical Bill (FORBES) (includes links to sites that help you calculate how much a procedure/treatment usually costs in your area, if the costs seem super high)

7 Tips for Fighting and Paying A Huge Medical Bill (FORBES) This explains briefly how to negotiate costs, and payment plans.

10 Common Medical Billing Overcharges You Can Prevent (Bill Advocates) A breakdown of errors and overcharges to double check.

Check medical bills for errors: Overcharges are fairly common, and correcting them can save you thousands of dollars (Consumer Reports) More of the same with links to some groups.

thischroniclife

Reblogging for any American followers! I have no idea how your medical system works since Australia has universal healthcare so I’ve never really had to deal with insurance companies or astronomical medical bills, but hopefully this is useful!