Rance Carter

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Cryptocurrency: How Cardonio Credit Card Can Change Your World

Recent years introduced us to a new phenomenon in finance and currency unprecedented in the history of human civilization. All this, just as every new communication and information technology advancement, we owe to the advent of semiconductors which human ingenuity discovered and harnessed from natural processes uncovered by biology, chemistry and physics.

Who would have thought that such elementary science principles we learned in our youth carried with them so much potential that they would all become integrated into other aspects of human life, such as medicine, telecommunications, space exploration, engineering and other fields not so obviously related, in particular, economics.

Moreover, all of these advancements would not have been possible without the initial human discoveries and advancement in mathematical theories and applications. Economics, for instance, utilizes math to allow practitioners to analyze past, present and future behavior of market prices, stocks, capital values, taxes, business decline/growth, sales trends and so many other financial and economic parameters.

One new-kid-in-town, in particular, has provided ordinary people as well as companies a way to short-circuit the highly-regulated world of finance: cryptocurrency. It has literally transformed the world in only a few years. Cardonio recognizes the potential of this financial tool and has set itself up to provide assistance to everyone willing to ride its unprecedented rise to fame and prominence.

Truly, Cardonio believe that cryptocurrencies “can change the entire distribution of wealth, and give the two billion unbanked people access to the same type of financial services that everybody else has.We are developing financial products that solve real problems around the world for millions of people.” With its professional management team fifteen-year track record in the development of digital payment and banking solutions, Cardonio has what it takes to make every individual’s financial goals become a reality.

Equipped with the sufficient knowledge and experience in conventional, as well as innovative modern financial management expertise, Cardonio is a pioneer poised to take on the challenges of the bright and exciting financial world of the future.

How to get Cardonio airdrop, Check this out

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Devin Fitzpatrick Art Consultants Review: Enkle trinn a velge beste kunst konsulent tjenester

Nar du arbeider med kunst, ma du forsta at det bør inkludere riktig og riktig handtering. Devin Fitzpatrick Art Consultants, en av de mest palitelige kunsten konsulenttjenester i Seattle, foreslar a anskaffe tjenesten av en kvalifisert kunst radgivning tjeneste spesielt hvis du ikke har nok kunnskap i a engasjere med kunst. For eksempel ma ekspertisen til slike konsulenter i kjøpe eller selge en kunst.

Hele kjøpe eller selge prosessen kan være enklere med hjelp av en kunst konsulent, sammen med leter etter det rette kunstverket som passer din likings. Hvis du er en artist eller en selger av et kunstverk og du ikke er kjent om hvordan presentere arbeidet til lokale eller internasjonale samfunnet, far du bedre service av en kunst konsulent til a presentere ditt arbeid i de riktige stedene med riktig mate. De kunne magnet kjøpere til kunst som vel sa forlate bygningen ideer til dem.

Men visse utfordringer kan venter deg i a finne riktig kunsten radgivning tjeneste for dine behov. Du finner mye av denne typen service rundt i omradet, men problemet ligger i din kompatibilitet til konsulent siden du trenger a finne din perfekte match. Devin Fitzpatrick Art Consultants anbefaler gjør det lekser a nøye velge til arbeide med.

Kontroller at konsulenten forstar du

Det første du ma gjøre velger din kunst konsulent er a sørge for at han eller hun har en klar forstaelse av dine behov, smak og preferanser. Dette er a sikre at du skal være komfortabel med ham eller henne i a oppfylle malene dine kunst. Kunsten radgivning tjenesten bør være forpliktet til a hjelpe deg med hva du skal komme.

En dugelig kunst konsulent tjenesten finner ikke det vanskelig a forsta deg og dine unike behov siden slik organisasjon har mye erfaring med ulike mennesker i fortiden. De bør være fleksibel i handteringen av hver klients behov ligner pa Devin Fitzpatrick Art Consultants.

Konsulenten skal være villig til a arbeide innenfor budsjettet

Den nest viktigste innebærer budsjettet. Du kan finne tjenesten med slik ekspert litt dyrt sa du bør angi et bestemt budsjett i far tjenesten av en. Du ma sørge for at konsulenten enige om uttalte budsjettet.

Gjennomføre en detaljert forskning

Tredje er a nøye finne riktig kunst konsulent for deg i ditt lokale omrade eller gjennom online. Du kan søke fots, eller du kan spørre anbefalingene fra venner, naboer eller slektninger. Det ville være mye bedre hvis de allerede hadde en erfaring med en kunst konsulent gi deg troverdig informasjon. Du kan ogsa fa navnene pa kunst konsulentene du bør unnga pa grunn av deres feil eller darlig service. Internett-søk er definitivt den enkleste maten a se etter kunst konsulent du trenger, trenger du bare a besøke noen søkemotorer og derfra kan du begynner a søke.

Til slutt og trolig er det viktigste som du ma merke a ha et godt forhold til kunst konsulent. Med en etablert forhold, kunne du fungere med konsulenten og sikre positive resultater.

Devin Fitzpatrick Art Consultants hadde vært en god kunst konsulent service gjennom arene pa grunn av Devins ekspertise og gode kunnskaper med hensyn til kunst. Finne en lignende art radgivning service kan være vanskelig, men det ville være verdt det til slutt.

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Tokyo Consulting Group - Japanese CPAs - Bookkeeping and Accounting Consulting for foreign companies in Japan

Upon opening a branch or business abroad, it is crucial for an organization to get its accounting services managed properly right from the start. As part of our integrated services strategy, Tokyo Consulting Group offers accounting services such as bookkeeping and regular or on-demand consulting.

Our main bookkeeping and consulting services consist of the following tasks:

·         Accounting Journal entry & review

·         Employee expense review

·         Sales & Purchases invoice filing, collecting and payment

·         Petty Cash review

·         General ledger and periodical (as needed) trial balance preparation

·         Monthly financial statement preparation

Additionally, our experienced staff can perform all necessary accounting compilation tasks. We have the ability to generate financial statements according Japanese GAAP, US GAAP and under IFRS (International Financial Reporting Standards).

Finally, our staff is acquainted with main ERP systems, such as SAP, and can produce statements and records according to the system requested by our customers.

Thus, our accounting consulting services for foreign businesses in Japan is highly flexible, as the type, frequency, platform and language of the reports can be customized to fit our customers' needs.

Click Here For More Information about TCG

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Tokyo MK Taxi: Riding in Comfort

So what do you do if you have a special occasion and wanting to have a car that really stands out from the crowd? Hire a car chauffeur service!

Nowadays, with the emergence of various chauffeur services, it is not hard to look for limo hire service if you have a special event coming up for which you would like to make that moment a little classier and extravagant. Contact Tokyo MK Taxi, they provide taxi and chauffeur servicing across the country of Japan, Korea and the United States. Tokyo MK has a fleet of luxury vehicles including Lexus 600hl, BMW, Toyota Alphard, Mercedes-Benz, Toyota Hiace, Nissan Fuga Hybrid and Toyota Crown which is well-maintained and kept in excellent condition to ensure everyone’s safety on the road.

Tokyo MK Taxi is a chauffeur service provider offering top of the line luxury vehicles for weddings, night-outs, corporate travel, airport transfers, proms, birthdays and other special events. Gone are the days that only the powerful and rich have the privilege to ride in luxury cars, Tokyo MK offers the best high-class cars for rent at extremely affordable rates. Of course, you can depend on their highly-trained and service-oriented chauffeurs with profound knowledge in the city and its surroundings. Rest-assured you will get the best in customer care and chauffeur service from them. Tokyo MK Taxi features Lexus group enthusiasts cars included in their vehicle fleet are Lexus 600hl and Lexus 460 that seats up to four passengers in leather seats and ideal for corporate travel needs. Their diverse fleet also includes Toyota Hiace which can comfortably accommodate several people and their luggage and also, there are hybrid vehicles such as BMW ActiveHybrid 7 with a capacity of four passengers with digital TV and free WiFi hotspot.

Hiring a luxury vehicle from MK Tokyo Taxi may be the best choice to get to one’s destination relaxed and calm, not to mention in style. They have 212 taxis lined up and 58 luxury vehicles available to suit every client’s needs, tastes and preferences.

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Eastern Alliance Insurance Group Review: Fraud Prevention

What You Need to Know

Workers' compensation fraud is a big problem. The National Insurance Crime Bureau (a not-for-profit organization that investigates and tracks insurance fraud nationally) asserts that workers' compensation fraud is the fastest-growing insurance scam in the country. The NICB estimates that 10 cents out of every premium dollar is wasted on fraud. That translates into billions of dollars lost to workers' compensation fraud annually. Who pays the tab? We all do.

Education is one of the ways we can combat the problem. At Eastern, we believe the more people know about fraud, the more likely they'll be able to recognize it and report it. One important thing to keep in mind is that workers' compensation fraud is not just perpetrated by employees - employers and medical providers can be guilty of fraud too.

Here are some of the red flags to look for in each group:

Employee Workers' Compensation Fraud

Harry Smith is a welder for a small company. Lately, Harry has received "poor performance" reviews. He's also told some of his co-workers that he and his wife are divorcing and that he will have to be responsible for child support. In the past, he's complained about work stress and back problems. Now, he shows up on Monday and tells HR that he injured his wrist late on Friday afternoon, after everyone else had gone home.*

*Not a real case.

Poor performance reviews.

Harry's walking on thin ice at his job and may be seeking to get whatever he can before the company dismisses him.

Financial difficulties.

That divorce and child support Harry mentioned to his co-workers? Harry may be signaling he needs money fast.

A suspicious prior history.

Harry claims to have had stress and back problems. A prior history of reporting subjective injuries should raise concerns about his claim.

Reporting a work injury on Monday that occurred on the previous Friday.

Harry shows up on Monday, claiming he sustained an injury on the job the previous Friday and that there were no witnesses. Under these circumstances, Harry's injury looks highly questionable.

Other "Red Flags" include an injured employee who:

Complains frequently about new job responsibilities or about returning to work

Their health doesn't seem to improve

Inquires about a "quick settlement"

May be retiring, on probation, involved in a labor dispute, disgruntled, or subject to disciplinary action

Stays out of work longer than the doctor prescribed

Refuses medical tests or examinations to confirm an injury

Employer Workers' Compensation Fraud

The ABC Company is a manufacturing company with 200 workers – but they only claim 180 workers on their payroll. They also classify 75 of those 180 as desk workers, when the reality is only 25 employees primarily work at their desk. The company has submitted workers' compensation claims more than 10 times in the past two years, but they're not very cooperative – they don't respond favorably to queries from the insurance carrier’s claim and risk management staff. Witnesses to their on-the-job injuries are typically listed as: Senior VP, Manager, and Production Chief.* *Not a real case.

There are several red flags here, but uncovering employer workers' compensation fraud is more complicated than employee fraud. In most cases, this type of fraud is usually discovered by a state fraud investigator.

Misrepresenting payroll. This is a common example of employer workers' compensation fraud. By reporting lower-than-actual payroll numbers, the employer's premium dollars are reduced.

Misclassifying workers. Another way employers can fraudulently reduce their premiums is to classify their employees in a less-hazardous class code.

Frequency of claims and lack of cooperation. A high frequency claims rate and a refusal to cooperate with claim and risk management staff may signal that the employer is defrauding their insurance carrier.

Management witnesses. Who's going to deny what the boss says, when they are the ones submitting the claims and paying the workers' compensation premiums? Second-guessing management isn't necessarily a standard practice by insurance carriers.

Medical Provider & Medical Facilities Workers Comp Fraud

Dr. Megan Jones is a licensed chiropractor. She sees many workers' compensation cases involving neck and back complaints. Often she schedules her patients for frequent visits over a period of three or more months – no matter how the patient is feeling or what the original injury was. Dr. Jones also shares office space with an acupuncturist and a massage therapist and regularly advises her patients to seek acupuncture and massage therapy for pain and stress relief. Her office manager then bills for all of these treatments under the codes she knows will be paid and won’t trigger an audit and additionally bills patients for the treatments.* *Not a real case.

Like employer workers' compensation fraud, medical provider fraud is difficult to uncover. Sometimes, providers who commit fraud can go undetected for years.

Excessive treatments. This is a common act of fraud perpetrated by medical providers to get more money from insurance carriers than they're due.

Unnecessary treatments. Procedures and therapies that may not be considered "necessary treatments" for workers' compensation injuries are sometimes deliberately miscoded in the hope that the insurance carrier will pay for them without question.

Double-Dipping. This fraudulent act is when the provider bills both the patient and the insurance carrier for the same treatments.

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Cyber Security: Healthcare Industry Vulnerabilities Give Rise to Cyber Crime

In November, at least 35 healthcare facilities in the U.S., U.K. and Canada were targeted by cybercriminals executing Business Email Compromise (BEC) campaigns. The organizations, which included hospitals, specialty care providers, walk-in clinics and pharmaceutical companies, were defrauded by attackers who impersonated executives within the organizations.

Cybercriminals are drawn to and attack the healthcare industry for many reasons, but primarily because they allocate a bulk of their resources to patient care and innovation, which often leaves information security underfunded. However, by becoming educated about BEC scams and the tools available to mitigate this threat, healthcare organizations can drastically reduce email fraud and associated financial losses.

Understanding BEC

BEC is defined by the FBI as a sophisticated email scam that targets businesses working with foreign partners that regularly perform wire transfer payments. As such, BEC scams typically involve an attacker hacking into or spoofing an official business email account to request a fraudulent wire transfer of funds from that business to a bank account the attacker controls.

To pull off their scams without arousing suspicion, fraudsters often conduct research via the targeted company’s website and social media to secure organizational charts that indicate employees’ titles and roles, as well as the chain of command within a company. Some attackers even call their target’s human resources department to obtain personal information about employees that may help them better position their requests for fraudulent payment. With this research in hand, attackers are able to piece together enough intricacies of an organization to understand under what auspices to request the transfer and who the initiating and receiving parties should be.

The main forms of BEC include:

The Bogus Invoice Scheme: Often referred to as “The Supplier Swindle” or “Invoice Modification Scheme,” attackers identify vendor partners of their target and pose as these vendors via email to request payment on an invoice.

CEO Fraud: Known alternately as “Business Executive Scam,” “Masquerading” or “Financial Industry Wire Frauds,” this form of BEC involves a cybercriminal impersonating a member of the executive team within the target organization and using this spoofed email account to initiate a wire transfer to an account the attacker controls.

Account Compromise: This version entails a fraudster hacking into an employee’s email account and sending email requests to multiple vendors for invoice payment to be made to an attacker-controlled account.

Attorney Impersonation: To execute this form of BEC, attackers contact employees within the target company claiming to be a legal entity handling confidential, time-sensitive matters that require a transfer of funds into an account owned by the attacker.

Data Theft: Cybercriminals seek out HR representatives or administrators with access to personal employee information and use this intelligence as a jumping-off point for the aforementioned forms of BEC.

Targeting the Healthcare Industry

As organizations within the healthcare industry place much of their focus and financial resources on patient care and working toward advancements in medicine, they often neglect to allocate the necessary portion of their budgets to cybersecurity. These security vulnerabilities make healthcare organizations the perfect target for BEC scams. For these specific cyberattacks, two main BEC strategies have been identified:

In the first tactic, attackers spoof the “From” field on an email to make it appear as though the email is being sent by an executive while the “Reply To” field contains the attacker’s email address. Although the employee intends to respond to the executive who they believed sent the email, their reply containing sensitive information is actually sent to the attacker.

The second tactic entails fraudsters utilizing a domain name that is similar to that of the targeted healthcare institution — often varying only by one letter that is not readily detectable by the recipient. For example, cybercriminals used this technique on several National Health Service (NHS) institutions with the copycat domains appearing as <name of hospital> co instead of nhs.uk.

In both strategies, attackers utilize a simple subject line conveying a sense of urgency that encourages the recipient of their spoofed email to act quickly. Some examples of the subject lines used in BEC schemes include:

·         Extremely Urgent

·         Treat as Urgent

·         Due Payment

·         Urgent Payment

This push for quick action — coupled with the fact that the email appears to be sent from a high-level member of their company — discourages employees from fully considering and verifying the details of the request. In turn, many inadvertently reply to the attacker, providing them with the account information needed to fraudulently obtain the organization’s funds.

Combatting BEC

Unfortunately, since there are many variations of BEC scams — and fraudsters work hard to create credible, inconspicuous email messages — BEC is particularly difficult to monitor and mitigate without employee awareness of the threat and the advanced cybersecurity solutions. Traditional security software typically does not detect BEC tactics because these spoofed emails don’t contain typical malicious content such as URLS within an email and email attachments.

To combat BEC scams and other emerging threats, healthcare chief information security officers (CISOs) should invest in a comprehensive layered defense that includes an advanced cybersecurity solution that detects and blocks social engineered attacks and advanced malware. These solutions should utilize machine learning to inspect behaviors of socially engineered emails to prevent them from reaching their endpoints.

Additionally, CISOs must develop an executive training program focused on advanced threats. They need to educate employees on the threat of BEC attacks and encourage them to verify all details in an email request for wire transfer, no matter the level of urgency communicated. Employees can also help mitigate the risk of fraudulent transfers by using the Forward function, rather than Reply, to type in their intended recipient’s email address to ensure their response is sent to the correct party.

Finally, healthcare organizations should review their accounting policies and operational controls to validate that proper verification procedures are in place. Employees should use phone confirmation as part of fund transfer request procedures, and vendor payment location changes should have a secondary sign-off system.

With the right tools, employee training and vigilance, most healthcare organizations can substantially diminish the risk of BEC attacks. Ultimately, by investing in the resources up front, they can avoid heavy financial losses in the end.

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SC Advisors Facilitates $50 Million Acquisition And Development Deal BETWEEN MOSS PARK PROPERTIES LLLP AND LENNAR HOMES LLC

Lennar Homes, LLC, and Moss Park Properties, LLLP (MPP) have completed an acquisition and development contract for 366 acres and the future development of a new master planned community.

This $50 million investment will advance the initial phases of the community with more than 2,000 residential units and supporting retail and commercial development. SC Advisors will serve as the development advisor for the new community, overseeing all planning and major improvements as well as future transactions for MPP.

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Bricon Associates PTE LTD Insurance Specialist

As one of Singapore’s leading medical insurance consultancies with, Bricon Associates prides itself on offering you quality advice and customized schemes tailored to suit both your business and personal needs. We offer Health Insurance and many different types of general Insurance.

We are a 40 years old company, equipped with over 40 dedicated staff and collaborating with the best insurers. We strive to bring out our best for our clients, and we stand by you all the way, from queries to claims.

Various insurance policies covers your Health, home, car, business, office and any other assets that you consider valuable. It protects you and your valuables from mishaps, this is because If something is jeopardized, you get a respective financial compensation. This brings you a peace of mind that, should the worst happen, you don’t lose out financially.

At Bricon Associates, we have the right solution for you.

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Protection Against Auto Insurance Fraud

Preventing Auto Insurance Fraud

Car insurance fraud is on the rise, and it affects every driver, whether you know it or not. Even if you are not directly involved, the widespread existence of insurance scams leads to increased premium costs in policies and longer waits for your insurance claims to be processed.

If you are directly involved, you can be swindled, suffer negative effects on your driving record, or even suffer injuries from a staged accident.

Accident-Related Fraud

Accidents make up some of the more devastating types of car insurance fraud cases. They can cost the victim time and money and may even result in injuries.

An accident-related fraud incident is often referred to as a “hard car insurance scam.”

Hard Car Insurance Scams

A hard car insurance scam happens when one person or multiple individuals cause an accident on purpose with the intention of filing insurance claims and making money.

The FBI describes multiple common scenarios that include one or more dishonest drivers and may include planted witnesses.

Example: A driver waves you forward to merge, accelerates to plow into you as you try to merge, and later denies that he gestured you forward.

Safe Driving for Accident Prevention

Protect yourself by driving safely, and always keep a substantial distance from vehicles in front of you. Insurance fraudsters love tailgaters; following a car too closely can create an easy set-up for a staged auto accident.

To learn more, visit our page on staged accidents.

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New Mothers Support Group Singapore: Socials @ Polliwogs Suntec

Come and join us at our morning social at Polliwogs' Suntec branch. A great opportunity to meet other mums in a similar situation to yourself and for the kids to explore and play. Included in your entry there will be a free craft session and game for the little ones!

Please note that no outside food or drinks are permitted in the play area of Polliwogs. However, there is a coffee shop where you can feed your baby. Polliwogs is most suitable for children above 6 months old.

NMSG Social Price

Children 2 plus $17 per child (usual price $20)  

Children below 2 $11 per child (usual price $13)

You can register your interest in attending this event via the NMSG Meetup Group

Please dont forget your socks! All adults and children must wear socks within Polliwogs. So please pack some in your bag before coming along, otherwise a pair can be bought at the centre.

There will be no Paediatrician attending this event.

Please note, due to the popularity of this venue, we have started a first come / first served system as there is a limit to the number of children/adults permitted at any one time.

Meet-up registration does not guarantee you a place at our regular socials

When?

10am - 11.45am on the following dates in 2016

Wednesday 26 October

Where?

Polliwogs Suntec

3 Temasek Blvd

Tower 4

Organiser

Nicole O'Connor

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Hawkfield Gallery Fine Arts Consultants - 20th Century Traditional Art

Technology is changing how art is made. It became an underlying force in the development and evolution of art. Artist nowadays has become more and more dependent on creating masterpieces using computer software and applications. Nevertheless, if you are an art enthusiast who loves and prefers the traditional art then Hawkfield Gallery might help you on whatever artwork you are looking for.

You don’t need deep pockets to own a collective artwork. Hawkfield Gallery has a diverse range of art at an accessible price. You can visit Hawkfield Consultants Gallery which is open all throughout the year by appointment located in a shore town halfway between Cape Cod and Boston. Visit them in the near future or check out their website with impressive artworks. You might discover your new favorite artwork there or you can even purchase some of the pieces created by many talented artists in the world of art.

Hawkfield Gallery’s extensive collection spans from the 20th to 21st century American fine arts and folk arts particularly on American Impressionism, decorative songbird miniatures, carved decoys of shore birds and wildlife bronze sculptures. Their striking art collection represents 25 years of collecting work of Sally Caverly. She is the owner of Hawkfield Gallery, her passion for art collecting were acquired through the family environment, formal education and work experience. Sally holds a B.A. degree in Marketing and a Master’s degree in Education. Moreover, she also served as Market Research Department Head in a major publishing house.

Their website features clear and lively images of artworks with corresponding prices and specifications provided for visitors’ reference. Whether you are looking to buy or sell fine arts or folk arts, Hawkfield Gallery will be of service. The gallery’s knowledgeable staff will make buying and selling convenient for you through a few simple steps to ensure the success of what you purchase or sold.

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Oriental Consultants Global: Management Policies (I-Plan)

I-Plan (1): Time to be a truly attractive company

Towards a truly attractive company

• An attractive company is one in which the management, employees and their family members feel a sense of prosperity and happiness, and proactively work toward greater customer satisfaction and a higher level of social contribution.

• We will endeavor to become a truly attractive company that seeks to achieve higher levels of public and customer satisfaction and make greater contributions to society.

"Dedication and self-fulfillment" as our driving forces

• Dedication and self-fulfillment are the driving forces that enable the management, employees and their family members to feel prosperity and happiness. Dedication and self-fulfillment also generate a virtuous cycle of personal development and corporate growth.

• We will manage the company in such a way as to boost staff dedication and self-fulfillment as driving forces for our evolution into a truly attractive company.

OC Global as one driving force for ACK Group

• Oriental Consultants Global does more than contribute to the ACK Group’s financial performance. It also creates new businesses, leads technical development and sophistication, and supplies human resources for many different functions in the Group.

• In all aspects we will act as a driving force of the Group in order to form an attractive corporate group.

Relationship between staff satisfaction, customer satisfaction and social contribution

Genuine customer satisfaction and contributions to society are realized when the services are born from the passion of employees. This is why we believe that greater staff satisfaction leads to true customer satisfaction and social contribution.

What is prosperity?

Prosperity in these management policies collectively refers to a sense of achievement, contentedness, ample time and material and economic well-being.

Feeling of prosperity

• We will secure and nurture competent human resources, enhance various programs and improve the working environment to enable executives, employees and their family members to feel a greater sense of prosperity and happiness.

• This feeling of prosperity and happiness will heighten motivation, dedication and self-fulfillment.

Personal development

• We will forge ahead with developing technologies and services to build unrivalled quality and technical abilities and sales strengths, and to help individuals develop themselves toward ever higher goals.

• This personal development will help establish personal autonomy and turn individuals into true professionals with a sense of responsibility, perseverance and ability to realize their ambitions.

Corporate growth

• We will secure stable earnings and continuously grow by creating and expanding businesses in existing markets and also in private-sector and international markets.

• This constant corporate growth leads to continued pursuit of customer satisfaction and social contribution.

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Haws Corporation tempered water Nevada USA, Singapore on Pulp and Paper Mill Upgrades it’s Emergency Equipment

One of the leading manufacturers of corrugated and consumer packaging in North America is committed to exceeding expectations for both its customers and its more than 15,000 employees throughout all facets of the organization.

When a new site safety manager joined the organization, he suspected there were issues with the plant’s emergency response equipment, particularly safety showers and eyewashes.

Following a thorough review of Haws safety shower and eyewash survey results, the safety manager purchased 40 AXION Advantage™ kits to retrofit the majority of the plant’s existing showers and eyewashes, which included product from a variety of companies.

Background

One of the leading manufacturers of corrugated and consumer packaging in North America is committed to exceeding expectations for both its customers and its more than 15,000 employees throughout all facets of the organization. Because the modern pulp and paper mill uses a complex series of processes and technologies, ensuring the safety of workers in its manufacturing facilities – which can be found in North and South America – is always a priority.

Objective

When a new site safety manager joined the organization, he suspected there were issues with the Plant’s emergency response equipment, particularly safety showers and eyewashes. After attending a Haws® presentation at an annual North American safety meeting, he invited Haws to conduct an onsite ANSI emergency shower and eyewash survey, which revealed that just 3% of the facility’s 60+ units were compliant with ANSI Z358.1 Standard. A full 81% were categorized as non-compliant due to multiple violations including significant performance issues and/or improper installation.

Solution

Following a thorough review of Haws safety shower and eyewash survey results, the safety manager purchased 40 AXION Advantage™ kits to retrofit the majority of the plant’s existing showers and eyewashes, which included product from a variety of companies. The AXION technology solved the common problems associated with owning and maintaining emergency equipment, including an overabundance of flow, lack of simultaneous flow to the eyewash heads when the shower is activated, and uneven flow pattern. He also liked that AXION aligned with standard medical protocols for effective eye flushing. AXION is the only product on the market with a revolutionary inverted flow design, giving it superior response capabilities consistent with emergency room procedures and maximum victim comfort.

Result

The AXION Advantage kits solved the flow issues at the plant and brought 95% of its units into compliance, with the remainder waiting on piping adjustments. The single-head design for greater flow reliability was key, and the plant has adopted a standard specification based on the innovative AXION technology. The staff described the Haws shower and eyewash survey as “completely effective” and “extremely useful” in terms of helping them understand the state of their facility’s emergency equipment and greatly improving its level of compliance with ANSI Z358.1 requirements.

About

AXION’s groundbreaking technology continues to change the emergency response landscape by offering the only eye/face wash duplicating the methodology recommended and used by medical professionals. The AXION MSR eye/face wash and shower provide superior safety technology for use in labs, schools and healthcare offices and are available in a variety of configurations and retrofit options. All AXION MSR products are certified by CSA to meet ANSI Z358.1

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Frank Owens Limited Home Building Industry: Credit Rating

ANALYSIS

Credit Risk Update: FRANK OWENS LTD, 50 MAIN STREET, LIMAVADY, CO L'DERRY. Public houses and bars. The legal status is a Private Limited Company and the current status at the registry of companies is Active. The last filed accounts are dated 31 March 2015. The company was incorporated on 18 November 2002.

The accounts next due date is 31 December 2016. There are no mortgages.

The above was based on public record information as at 14 August 2016 and may not reflect the current status. Please access the current report to ascertain the current status and credit rating.

FRANK OWENS LTD business sector includes beer gardens (independent), beer gardens (managed), beer gardens (tenanted), beer halls (independent), beer halls (managed), beer halls (tenanted), licensed bars (independent), licensed bars (managed), licensed bars (tenanted), licensed victualler (independent), licensed victualler (managed), licensed victualler (tenanted), naafi clubs, public houses (independent), public houses (managed), public houses (tenanted), taverns (independent), taverns (managed), taverns (tenanted).

 SUMMARY

Registered Number: NI044715

Date Incorporated: 18 November 2002

Date Latest Accounts: 31 March 2015

 BUSINESS INFORMATION

Legal Form: Private Limited Company

Previous Names: None

Registered Number: NI044715

Annual Return: 18 November 2015

Registered Office: 50 MAIN STREET, LIMAVADY, CO L'DERRY

SIC Code and Operations: 56302 - Public houses and bars

 SECURED CREDITORS

Number of Mortgages: 0

Satisfied Mortgages: 0

Part Satisfied Mortgages: 0

Unsatisfied Mortgages: 0

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Investing in commercial property, benefits by Bacall Development

Safety is the main reason why some people invest in commercial property since it's the main interest of many. Based on recent reviews, commercial property will still perform for you even if the economy slows down, unlike in residential property. And when the economy is strong, commercial property increases its value and gives you a stable income.

But if you're still in doubt or just planning to start out in this venture, Bacall Development explains the benefits you can gain from investing in commercial property through the following paragraphs to help you make up your mind. The firm is a full-service commercial real estate company that has been involved in this field for decades.

Strong returns are not a surprise to some when it comes to commercial property. You can gain both income and capital growth in a commercial property since it provides strong and reliable returns. However, making a quick gain shouldn't be your only objective because this endeavor requires great effort and patience. You should take advantage of a growing investment over time where you can get a return consistently above inflation.

Aside from higher returns, commercial property is oftentimes more secure - a crucial point to others that can result in a steady income. Leasing commercial real estate usually ranges from three to ten years as opposed to short-term leases of residential properties.

Because of the mentioned benefits above, reviews state that the risk is lesser if you invest in commercial property than in residential property or the stock market. This data is based on overall analysis of both properties.

According to Bacall Development and its associates, commercial property can catch the attention of different sectors in the economy. Because of the dependence of retail property on consumer spending trends, it has the highest direct relationship to the economy, along with industrial properties. Office buildings are most likely to perform depending on long-term supply and demand. Exposure to various sectors can deliver great benefits to you and to avoid fraud as well.

Acquiring tax benefits is imaginable with a commercial property. Most commercial properties attract handy building allowances as well as depreciation allowances on plant equipment within the building.

Protection against inflation is also one of the benefits of investing in commercial property. Reviews reveal that commercial property has been considered as a good protection against inflation over the years. It has a good record of outpacing inflation over a long period of time.

Investment control? Yes, it's possible. You have a significant level of control over your investment in case you're an owner of a direct property. You have control on various areas such as change of use for the property, disposal, redevelopment, renovations, the terms of the lease, the type of tenant, and upgrading.

Furthermore, you have the ability to add value in a commercial property investment through improvement of the appearance, renovation, lease restructure, subdivision or enlargement, and upgrade. You can further leverage your commercial investments as you improve the property and it grows in value. By borrowing more against your improved equity, you can quickly be in a position to control a sizeable portfolio of properties.

However, Bacall Development needs you to know that there are still disadvantages in owning commercial properties. What are mentioned above could be the total opposite to others based on their individual experience. The firm suggests that you must choose the right commercial property to have a strong capital growth and gain a great rental return. You must know what makes a good commercial property.

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Cybersecurity Fraud Intelligence Lead – Vice President in J.P. Morgan, Singapore

The Cybersecurity organization's objective is to ensure that JPMC is able to effectively detect, prevent, and respond to cyber threats against our technology infrastructure. The scope of Cybersecurity comprises detection and monitoring of threats and vulnerabilities, managing security incidents, and evolving our preventive infrastructure to keep ahead of the threat. We accomplish this through strong information security leadership and active collaboration with line of business information risk managers to provide high quality security solutions and services that are focused on improving the Firm's risk posture.

The Cyber Fraud APAC and South America Lead will work closely with Fraud Intelligence teams within Cyber Security Operations to maintain and advance intelligence collection efforts, optimize reporting, and manage metrics production.

Responsibilities :

Lead efforts across Fraud Intelligence teams (card, banking, data automation) to expand the teams' intelligence collection, optimize reporting to internal stakeholders, and assist in managing expanding metrics production efforts specific to the Asia Pacific and South American geographic areas

Act as the Fraud Intelligence lead representative in a multi-disciplinary security operations center (SOC)

Act as liaison between Corporate Cyber Security Operations-Fraud Intelligence and the various JPMC lines of business (LOBs)

Work closely with Cyber Security Operations teams to collaborate on a first in class intelligence program.

Maintain and advance knowledge of industry fraud trends

Conduct and manage detailed analysis and risk assessments on all issues affecting the Firm

Engage in problem solving, process improvement, and strategic planning initiatives

Continually identify and evaluate 3 rd party solutions to fraud problems facing the Firm

Author and edit intelligence reports and contribute to metrics production

Qualifications

5+ years of experience with at least 3 collecting and analyzing intelligence, conducting financial investigations, and/or working in banking technology, risk, or operations including APAC and South America

3+ years of experience collecting and analyzing intelligence, conducting financial investigations, and writing professional reports

Experience with large volumes of transactional data, conducting deep-dive analysis, and financial services industry products and services

Experience serving business stakeholders, managing cross collaboration, and leading teams

Strong knowledge of banking terms, phrases, and concepts

Prior cyber security and/or cyber threat experience a plus

The ability to work in a fast paced environment to include the translation of complex concepts and issues into messaging easily understood by senior leadership

Bachelor's degree or equivalent experience

Prior threat intelligence/SOC experience a plus

People Skills:

Excellent people, time management, and organization skills

An ability to work with minimal direction and supervision-independently or in leadership role

Experience managing aggressive deadlines in a fast-paced environment

The ability to coordinate, work with, and gain the trust of business stakeholders to achieve a desired objective

Process Skills:

Strong attention to detail in conducting analysis combined with ability to accurately record full supporting documentation

An ability to leverage the efforts of multiple teams into a cohesive product/service

An ability to mitigate a vulnerability or issue by leveraging support from internal stakeholders in a collaborative approach

An ability to conduct critical analysis, form a hypothesis, and make recommendations to senior management

An ability to mitigate a vulnerability or issue by leveraging support from internal stakeholders in a collaborative approach

Communication Skills:

Excellent written and verbal communication skills are required

Able to articulate and visually present complex analysis results

Ability to communicate effectively with business representatives in explaining findings clearly and where necessary, in layman's terms

This position is anticipated to require the use of one or more High Security Access (HSA) systems. Users of these systems are subject to enhanced screening which includes both criminal and credit background checks, and/or other enhanced screening at the time of accepting the position and on an annual basis thereafter. The enhanced screening will need to be successfully completed prior to commencing employment or assignment.

J.P. Morgan is a place for talented people from all backgrounds and perspectives because our clients come from all backgrounds and perspectives. We encourage a culture of inclusion, where everyone's opinion counts and all employees have the freedom to deliver their absolute best. This is why we work hard and invest in attracting and developing a diverse workforce. Learn more about our Business Resource Groups in how they help our employees build successful careers and reach their greatest potential.

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Eric Hamilton Marsden Restorers: Tips on how to blend antique furniture with modern furniture

Nowadays, almost every homeowner prefer modern furniture because of its clean style and sometimes because of its dual function. But Eric Earl Hamilton Marsden Furniture Restorers sees it’s also possible to mix and match modern furniture with antique home furniture because it could turn out into something astonishing. With enough creativity, combining both modern and antique furniture could add more distinct vibe to your home. If you're interested in some tips, here are some important pointers by Eric Earl Hamilton Marsden Furniture Restorers that could help you make this combination work.

Put new antique and vintage pieces to add life to your home

A room with only modern furniture can be dull-looking, so the addition of antique and vintage furnishings can add glamor to it. You can look at Eric Earl Hamilton Marsden Furniture Restorers's previous post about looking for a good vintage shop to help you find the right shop for your interests. After shopping for the vintage furniture that you like, find the right spot in your house where you can put it. Antique and vintage furniture can serve as good accessories in your home because it could break the monotonous aura it once has.

Use antique furnishings with different designs

Trying to set up your home to show only a certain era in history is boring, it's better to show that you've been collecting different pieces throughout the years. It would be amazing to see different antique and vintage furniture in your home that has unique designs. This could also avoid conflict between your modern home furnishings and the kind of antique set that you have in mind.

Make a repetitive pattern or a common color scheme

Things could also work out if you use repetition through a pattern or a common color scheme in designing your modern and antique furnishings. It's not that hard to make different pieces of furniture complement each other because there are a lot of ways available to accomplish this, including choosing a common color scheme for the pieces that you’re going to put in a particular room. It's also possible to draw one's vision to specific items inside that room by applying repetition such as in the fabric's pattern or using an accent color or a palette.

Use oversized antique furniture to create the illusion of more space

You could make your room look bigger by using oversized antique pieces. Modern furniture combined with huge antique and vintage furniture could look great if matched properly. Consider this tip especially when you are redecorating your house because it could be helpful to you and can be used to your advantage and to avoid fraud carefully check all furniture first before finalizing to make a purchase online .

Repurpose some of your antique and vintage furniture

After several years, a specific piece may have served its purpose to your home, so it's time for you to change it into something new. Make some huge alterations in the way your home looks like by doing this method. For example, you can turn your antique bed into a beautiful bench, or you can hang your old drawers on the wall and use them as shelves. Don't keep a furniture in one room forever and give your place a whole new appearance once in a while.

If you're into mixing and matching things, then combining modern and antique furniture in your home would be an exciting treat for you. You must be comfortable in your design and make sure that it could captivate your family and friends. Most antique furniture is known for their well-built feature and their distinct look is really good that's why several homeowners prefer those pieces to be in their home. Just let your creativity do the job, simply make sure to maintain a good balance between your modern furniture and antique furnishings.