As extreme weather events increase from warming weather due to climate change, people across the U.S. and the world are being forced to leav
Excerpt from this story from the Environmental Defense Fund/Vital Signs:
Across the U.S. and around the world, more people are leaving their homes as a warming climate drives more frequent floods, storms, wildfires and droughts. Disasters forced more than 26 million people in 148 nations away from their homes in 2023 and could displace 1.2 billion by 2050.
In the U.S. and elsewhere, the vast majority of climate migrants move within their own country. But even this domestic migration is reshaping American communities.
About 2.5 million people had to leave their homes in the United States because of weather-related disasters in 2023, according to the latest census data. And for some of those who can move by choice, climate change is playing a growing role in their decisions, with buyers prioritizing climate resilience as much as schools, ocean views and urban conveniences.
Climate risks like these will drive an estimated 5 million Americans to relocate this year, according to a recent study by financial research firm First Street, with more than 55 million expected to migrate in response to climate risks within the next three decades.
It’s not just the climate-driven weather that is forcing migration — it’s the cost of staying put. In 2024, there were 27 weather and climate disasters that resulted in at least $1 billion in damages. Because of losses like these, the cost of home insurance is skyrocketing in high-risk areas. Since 2019, average premiums have jumped 31%, with even sharper increases in disaster-prone states like Florida and California.
Demographers predict that these once-booming regions will see significant population declines by midcentury. For example, by 2050, flooding events in Florida are expected to occur more than ten times as often as they do today, putting 2.4 million residents living within four feet of the high tide line at risk of displacement and forced migration.
California residents face ever-increasing risks from flooding, as well as droughts and wildfires. Paul and Allisa Zimmerman lived in Calabasas, a Los Angeles suburb, for 27 years, raising two children. “Over the past few years, the fires just kept getting closer,” Paul Zimmerman recalls. “We had to evacuate three times. We had a go-bag and we’d perfected a system where we could get away in a few minutes.”
For decades, artificially low insurance premiums allowed people to live more cheaply in high-risk areas, masking the true cost of climate exposure. A mix of regulatory and consumer pressures kept insurance prices low and property values afloat, helping to prevent a mass exodus from these areas. Now, as insurers hike rates to reflect higher climate risks and higher rebuilding costs, home insurance premiums are soaring nationwide — particularly in places where wildfires, hurricanes and floods are becoming more frequent.
For the past few years, cities like Duluth, Minnesota and Asheville, North Carolina have been drawing increasing numbers of migrants who see them as climate havens. But even these so-called safe zones are not immune to disaster.
Many considered the Pacific Northwest a climate haven until the 2021 heat dome, which caused more than 250 deaths in the U.S. and 400 in Canada. Hawaii was often thought to be a safe bet until the deadly fires on Maui in 2023. In Vermont, home to six of the 10 U.S. counties considered least vulnerable to the impacts of climate change, unprecedented flooding devastated river valleys in 2023.
In the meantime, moving out of harm’s way isn’t a solution that everyone can afford. Research suggests that those left behind — particularly in the southern U.S. — will be older, less wealthy and more vulnerable to extreme weather, making recovery even harder. This underscores the urgent need to strengthen communities' ability to withstand and recover from climate-related threats.
“By upgrading infrastructure to withstand floods and investing in decentralized power grids that prevent widespread outages, we can enable people to stay in their homes safely and sustainably,” says Cohen.
Across the U.S., states and communities are taking action to build resilience against climate disasters. The Biden-era Bipartisan Infrastructure Law is funding projects to reduce flooding risks and strengthen the power grid, while California invests in grid upgrades and energy storage technologies to prevent wildfires and ensure power during emergencies.











