#dc#dc comics#batman#bruce wayne#dc fanart#tim drake#dick grayson#batfamily#batfam
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@longaker20 IS BACK FOR THE SUMMER! Topless Tuesday’s resumes!!! #ProdigalEmployee #Drake #CollegeHunks #PlymouthState #Hockey #BAHR #HockeyRepair (at Bay Area Hockey Repair & Sharpening) https://www.instagram.com/p/BxbFIuiAyZR/?igshid=j5vl9baex8kq
Grand Opening Remarks - College Hunks Hauling Junk World HQ Tampa- 8-18-17 https://audioboom.com/posts/6220247-grand-opening-remarks-college-hunks-hauling-junk-world-hq-tampa-8-18-17
College Hunks COO Roman Cowan 8-18-17 Grand Opening of World HQ Tampa https://audioboom.com/posts/6220244-college-hunks-coo-roman-cowan-8-18-17-grand-opening-of-world-hq-tampa
@longaker20 is back! Stop by! #toplesstuesdays #collegehunks #toplesssharpening #sanjose #bayareahockeyrepair #sanjose #1000services #hockeyrepair #summerwork #workhorse (at Bay Area Hockey Repair & Sharpening)
I just wanted to send a big shout out to #CollegeHUNKSHaulingAndJunk out of #AllisonPark #Pennsylvania! We had them come in today and #move some furniture, in #preparation for my new #HomeStudio and #office! They were super friendly and extremely professional. #FiveStarService, for sure! If you need a #mover- I highly recommend #CollegeHUNKS! https://collegehunkshaulingjunk.com/home-copy/ (at Pittsburgh, Pennsylvania)
Great business model! #stayclassyflorida #collegehunks #onlyinflorida #florida (at Hallandale Beach, Florida)
Small Businesses Say ACA’s Aggregation Rules Unfair
Originally posted on wsj.com - http://blogs.wsj.com/washwire/2013/12/04/small-businesses-say-acas-aggregation-rules-unfair/?dsk=y
Donna Baker of Adrian, Mich., owns an accounting firm, payroll company and retail store. Her husband, Kim, is the sixth generation owner of a dairy farm.
While the four businesses are separate entities, they count as one employer under the health-care law due to a technicality — Mrs. Baker is a minority stakeholder in the 1,800-acre property that her husband’s farm sits on, plus she helps out with some of the farm’s bookkeeping.
As a result, the Bakers are subject to aggregation rules in the U.S. tax code, which means they would be required to offer health-insurance benefits to their combined full-time staff — if it reaches 50 employees — starting in 2015, or pay a penalty.
“I’m just an investor in the farm,” says Mrs. Baker, who testified on the issue during a Congressional hearing Wednesday before the House Small Business Committee. “I am not running the day-to-day operations.”
The Bakers collectively employ just shy of 50 full-time workers, the threshold in which employers must provide health-care benefits to comply with the law. If they expand their headcounts in the coming year to 50 or more people, they would be subject to the mandate.
But while Mrs. Baker, 51 years old, says her payroll business is young and growing, she is hesitant to hire more staff. She says she’s already struggling to afford health benefits for existing employees at two of her firms and that having to start covering her husband’s eight full-time farm workers and future full-time recruits to any of their businesses would be too costly.
Wednesday’s hearing also included testimony from business experts such as Debbie Walker, an accountant for more than 35 years in Washington, D.C. She says it’s likely that many entrepreneurs won’t realize they are subject to the law’s aggregation rules – which apply mainly to entrepreneurs who own assets or have financial stakes in multiple businesses – until it’s too late. “The rules are just too complicated,” she says.
Here’s an example: Ms. Walker says if a mother buys a stake in her son’s dog-grooming business and then she invests in her neighbor’s hair salon, the two entities could be considered one employer under the law, depending on the amount she invested in each. It wouldn’t matter if the mother isn’t involved in running either entity, or even if the two entrepreneurs have nothing else in common but her investment, she adds.
“The calculations are complex and many small businesses will be caught unaware,” said Todd McCracken, president and CEO of the National Small Business Association, via email. Other business groups, including the U.S. Chamber of Commerce, International Franchise Association and the National Federation of Independent Business, have also expressed concern over how the aggregation rules apply the health law.
A spokeswoman for the U.S. Treasury declined to comment. During the hearing, Congresswoman Nydia M. Velázquez (D., N.Y.) said the aggregation rules are meant to prevent businesses from “skirting the law.”
One set of small-business owners most likely to be affected are franchisees such asStephen Bienko of Allamuchy, N.J.
The 36-year-old entrepreneur owns four junk-hauling and moving franchises along the East Coast, each with about 25 employees. But come 2015, the businesses will be considered one employer under the health law, making them all subject to the employer mandate.
Mr. Bienko, who currently offers health benefits to only staffers who work more than 40 hours a week, says he estimates it will cost him an extra $125,000 a year, if all those newly eligible for employer coverage by law elect to take it.
The employer mandate defines full-time employees as those who work more than 30 hours a week, so Mr. Bienko says he’s planning to cut his staff’s hours in the year ahead, as well as hire only part-timers going forward, to try and avoid going over the threshold. Still, he’s not sure the strategy will work because the law, when calculating the 50 employee threshold, counts two employees whose combined weekly hours exceed 30 as a full-time equivalent.
“We’re just so darn scared,” says the College Hunks Hauling Junk franchisee. “I don’t have a team of analysts who can assist in calculating my company’s health-care costs. I’m afraid of making a clerical error that could have catastrophic financial implications.”
David Barr, the owner of 23 Kentucky Fried Chicken franchises in Georgia and Alabama, is also concerned about how the law’s aggregation rules will affect his bottom line. All together, the businesses employ 450 workers and only 32 salaried managers are currently eligible for company health benefits.
Mr. Barr says he expects to have cover about 80 more employees in order to comply with the law in 2015, which could cost an extra $50,000 to $350,000 in annual premiums, depending on how many of those staffers sign up for coverage.
He says he’ll have no choice but to absorb the cost and may need to raise deductibles for his employees in order to reduce premiums, and adds that he thinks the new expense will put his businesses at a competitive disadvantage. “The law applies to me,” says Mr. Barr, “but not the guy across the street who has just one restaurant.”
Entrepreneur Gives Business Lesson at Centenary
HACKETTSTOWN — Stephen Bienko admits to being a dreamer. Luckily, he dreams big. Then he builds what he dreams.
Bienko is the largest franchisee in the College Hunks Hauling Junk and Moving brand, owning franchises in the New York/New Jersey area, plus Tennessee and Ohio. Now 36, Bienko started his first business at age 20, a health food store in his college dorm room.
Bienko shared some entrepreneurial advice with Centenary College’s senior Business Strategies students recently in a talk entitled “It’s not WHAT but WHO — How Entrepreneurs Discover Themselves.” Business Strategies is a final course for graduating accounting and business majors, given by Professor Lee Esposito.
Bienko, past owner of Parisi Sports Inc., was the franchisee who recommended and developed the moving component of College Hunks Hauling Junk and Moving, which has since been adopted by the franchise. Before that, the company’s focus was junk hauling.
“Entrepreneurship will lead you down a different path than other people,” explained Bienko, illustrating his statement with examples from such successful start-ups as Nike, Apple and Google, of how they defined their businesses, who their customers were, and how they would serve them. The people who conceive such businesses often see what others don’t.
“When Twitter first came out, how many of you thought it was stupid?” he asked, in his straightforward manner. A sea of hands was raised. Reminding the group of how Twitter was used during the recent overthrow of dictators in Libya and Egypt and the revolution under way in Syria, he simply said, “Twitter changed the world.”
Bienko’s enthusiasm and energy gripped his audience as he stressed the importance of defining careers in terms of who they are, rather than what they want to be. “The ‘what’ can be anything — it doesn’t matter,” he explained, “But the ‘who’ never changes.”
There are endless possibilities for those who decide to build their own business.
“Businesses are like buses,” he said. “There’s another one coming in another hour.”
The life of an entrepreneur is different. “Once you become an entrepreneur,” Bienko asserted, “you become 100-percent unemployable. That is because you have decided to pursue your own ‘who’ rather than somebody else’s ‘what.’ ”
Bienko, who confessed to taking 45-minute showers “because that’s when the thoughts come,” said the same “who” principle applies in sales and when trying to secure financing for a business. “Sell who you are first; then pitch your product.”
Attending student Pecolia Everette said Bienko’s presentation, “was very motivational and encouraging. Getting the concept of ‘who’ and ‘what’ is important.”
Bienko’s most important advice for would-be entrepreneurs: “Be observant when something is there in front of you.”
