Summary: Your deadbeat father’s debts die with him—or so you thought. When a big, dangerous, but very hot debt collector demands $20,000 and realizes you don't have it, he comes up with a creative way to help you repay the money.
𝑷𝑨𝑰𝑹𝑰𝑵𝑮: 𝑻𝑶𝑱𝑰 𝑿 𝑭𝑬𝑴!𝑹𝑬𝑨𝑫𝑬𝑹
CW: sexual content (heavy smut), swearing, degradation, choking/headlock, forced situation, guns, mentions addiction and alcohol abuse, dub con
𝑨𝒖𝒕𝒉𝒐𝒓𝒔 𝒏𝒐𝒕𝒆: first posttt, i hope you guys luv itt!! xo, dolli ♡︎
Your father was a big gambler and a severe alcoholic. It all began after your mother's death when you were a teen; your whole family was completely devastated, but the loss took the biggest toll on your father.
He loved her deeply, and without her, he began to spiral; going to bars and pubs every day, heavily drinking, and eventually— gambling. The drinking began to harm his health after a few years. He developed liver disease and other severe heart problems, which ultimately led to his death.
You knew how bad your dad's gambling addiction was because of how much he depended on you to keep him out of debt.
With you being his only child, he'd always come to you when he needed money to pay back debt collectors or when he needed money just to fulfill his pleasure of gambling, using the excuse that he was the one who raised you and that this was how you could repay him for all his "lost time".
You have an incredibly big heart, so no matter how terribly your father treated you, you always gave in and lent him money— allowing him to rely on you to satisfy his addiction.
Your never-ending kindness towards your father is what led you here: the sound of excessively loud banging on your door in the middle of the night.
You shoot up from your sleep, heartbeat pounding in your ears. You get out of your bed and quickly make your way to the front door, not even bothering to cover up your pyjamas.
On your tiptoes, you peek through your peephole to see who is disturbing you at this time of the night. That's when you are met with a big, buff man who looks to be 6'2 with messy jet black hair. He stares directly into the hole, his jade green eyes make contact with yours, causing you to stumble away from the door, alarmed. The banging on the door starts again, then a deep husky voice erupts from the other side.
"Come onn, doll..I know you’re in there. Open upp...", the voice purrs.
Your breaths become shallow as you start to reach for your gun, hidden away in the coat closet near the door. You grab it out of its box and turn off the safety before slowly creeping towards the door. You unlock your door and crack it open.
"Can I help you..?" You nervously mutter as you peek out to look at the man.
He chuckles as he pushes the door wider. Your grip tightens on the gun as you hold it behind your back.
"Toji." He says as he reaches his hand out for a handshake. You look down at his extended hand and then look back up at his face, making it obvious that you weren't going to return the gesture. He smirks, smile lines forming on his face. "M' not gonna hurt ya doll, jus' here to collect the money your daddy owes me, that's all." He said as his eyes pan down your body and stop at the arm that was hidden behind your back.
Your eyes widen, disbelief is written all over your face, "M-money? I thought I paid it all off!"
"Not all, doll. He still owes me $20,000." He replies.
Your breath hitched, "20,000?! Where the hell am I gonna get that, I don't have that kind of money?!" You exclaim as you begin to feel overwhelmed.
"Good thing he owes me the 20k and not you." He said smugly.
"Well, no-" You corrected him, "He's fucking dead, so I now owe you the money." You snapped.
"Oh, is that so?" The man tilts his head to the right as he takes a step forward into your space and towers over you, your chest almost pressing against his stomach. "Lucky f'you, I do take payment in ways other than money from pretty dollies like yourself..." He says, smirking.
"No, you sick pervert." You spit in disgust, immediately taking a step back. "Just give me another month, I'll try to get it by then." You pleaded.
"No can do, pretty. Your daddy had 3 months t' repay me." He takes another step and slides his arms around your waist, stroking your back. He leans forward and whispers in your ear, "But your pretty self don't needa gimmie any money, jus' a few hours with you alone outa do the trick." He licks the shell of your ear and begins trailing his nose along the side of your neck.
You struggle against his grasp, which only makes him tighten his hold. You begin to raise your gun to his head, but strong fingers grip your wrist and rip the gun out of your hand.
"You tryna kill me doll?" The man says as he holds the gun above your head.
Your eyes widen as you realize you've been caught. You begin to look away, trying to avoid eye contact, but he then roughly grips your face and turns your attention back to him, his expression darkening as he leans in closer. "Answer me, woman. Why the fuck was there a gun in your hand?" His breath whispered across your lips.
"Get. Away. From. Me." You firmly whisper as you try to push his chest away from yours. His grip locked you in place, fingers at your jaw, forcing your face up as he claimed your mouth. You squealed as he kissed you roughly, your body struggling against his while his grip only continued to tighten. He bit down on your plump bottom lip, hard-- forcing you to open your mouth and let out a loud, strangled whimper as he shoved his tongue down your throat. A low groan emerged from the man's chest. He stuffs your gun into his back pocket and drifts his hands down your body until they reach your ass, where they slide under the thin fabric of your shorts and begin kneading. Your core immediately begins to heat as you feel his bulge grow harder on your thigh, and your nipples harden under his touch.
You tried holding in your moans, you really did. You refused to let this man know how good he made you feel, but when his mouth left yours and trailed down your neck and started sucking in the spot right underneath your jaw-- you couldn't hold in sounds any longer. You let out an embarrassingly loud moan, making Toji chuckle.
"So you're enjoyin' this huh?" He says against your neck.
"In your goddamn dreams." You hissed. He moves one of his hands from your ass to feel your core. "This fuckin' pussy begs to differ, doll-- I barely touched ya n' she's soakin'." You let out another soft whimper as he begins to rub slow circles around your clothed nub. Your noises make his cock jump in his pants, his boxers already soaked with pre-cum.
His hand moves back down to your ass, and this time, he breaks off the kiss and quickly lifts you up onto his shoulder as if you weigh nothing. You yelp as your body is lifted up into the air, and begin squirming in his grasp. "Put me down, you're crazy!" You screech. He lands a hard smack on the plush of your ass as he makes his way to the open door that leads to your bedroom.
He throws you onto your pink duvet cover. You land in the middle, and your tits bounce during the fall. You glare up at Toji, and he smirks down at you and then reaches behind his neck to pull off his tee in one swift motion.
You can't help but stare at his perfectly sculpted body as he throws his shirt away and turns his attention back to you. "Open your legs pretty.." Toji says softly as his large, calloused hands grip your knees and guide your legs open. He grips the waistband of your shorts and panties and yanks them off. The cold air from your room hits your soaking wet clit, making you unconsciously begin to close your legs, but you are stopped short when he grips your chubby thighs and spreads them wider. "Nuh-uh, doll." He pulls you closer to his body by your legs and lowers his face to your slick folds. "M' gonna make ya feel soooo good, pretty girl." He whispers before latching his mouth onto your sensitive clit.
"Pussy tastes so fuckin'..mph...good—shiiiit." He growled as he hungrily devours your pussy like he hasn’t eaten in days. This man completely whipped.
He thrusts two fingers thick into your sticky folds—making you arch your back immediately. Your whimpers grow even louder, and you start to squirm as you feel yourself get closer to your high. Toji grabs your thigh tightly with one of his hands and inserts a third finger into your pussy.
"Calm down doll, breathe.." He says softly as one hand caresses your thigh and the other violently scissors the inside of your cunt. The pace of his fingers pick up speed and your legs shake as your orgasm takes over you, a hot sensation flowing throughout your body. "Just like thatt, good job pretty girl." He coos while he drinks up your spilled juices. The speed of his fingers never falters, even after your orgasm.
Overestimation floods through your system. "T-tojii—*hic!*, s'too muuuchhh!" You whine loudly as you tangle your fingers through his dark locks, trying to push Toji's face out from between your legs. His mouth sucks on your clit even harder while his fingers continue to thrust inside of you, triggering two more orgasms before he eventually slows down.
You groan as your sensitive cunt throbs. The mattress beneath your ass is soaked with cum and sweat. Toji takes his fingers out and scoops the rest of your juices into his fingers before sticking them into his mouth. “So fuckin’ sweet.” He murmurs. He gives your core one last fat kiss before he shifts back up to your face, roughly capturing your lips— you can taste yourself on his tongue. His hands work to slide your shirt off over your head, leaving you bare beneath him. He trails kisses all over your chest and then latches his mouth onto one of your nipples. He swirls his tongue around your bud and fondles your other tit with his hand.
"Mmm...oh my God Tojiiii~" You whined as you felt his huge bulge nudging your core. You wrapped your legs around his waist, pulling him closer so you could increase the friction between you two. Just as you felt another orgasm coming from the grinding, Toji suddenly pulled away.
"You're not gonna cum again till I say so, y'hear?" He says as he moves off the bed to take off his pants and boxers. You bite your bottom lip and nod silently, making him groan at your submissiveness. "Good God, you're such a good fucking girl." His cock springs out of his boxers and slaps against his stomach, pre-cum leaking out of his fat tip. Your eyes widen at the size.
"Oh my God..that's not gonna fit." You murmur as you press your thighs together.
"We’re gonna make it fit, don't chu worry your pretty lil' head." Toji winks. He spits on his hand and strokes his dick as he stalks back towards the bed. He aligns himself and presses his tip in between your folds, but he doesn't go in.
“Tojiiii..~” You desperately whine.
“I want you to ask me nicely baby.” He said, rubbing his angry red tip up and down your slit. You groan loudly as you grip his thick cock, trying to push him in yourself. He pulls away again. “Tell me what you want with your words~” He prompted softly, almost taunting.
“Pleaseee…need you inside me..” You begged, massaging your aching breasts. Toji let out a low growl and, without warning, thrusted his full length into you.
“Fuuck-” He roars. “Cunt squeezin’ me so fuckin’ tight..nghh-” Toji’s big hands shove your legs up to your tits, folding you in half. His large, muscular frame covers your body entirely as he roughly pounds into your throbbing pussy.
“Tooojiii— oh my—ngh! S’too biiig, slow doownnn” Your words come out in a strangled moan. Your tits bounce as your body jerks from his hard thrusts.
smack!
His rough hand palm your ass. “Shut the fuck up, slut.” He seethes through his teeth. “M’not done with this tight pussy ‘till I say m’done.”
Tears sting your eyes as the pounding grows more intense. Whimpers and wet sounds fill the room. Your pussy is drenched in sticky, white cum— just a disgusting, sloppy mess. “You're takin’ me soooo fuckin’—ngh—well doll” He groans. His pace quickens as he feels your pussy clench around his thick length.
“Toojjiiii, m’cummingggg—” You cry out, drool seeping down your face.
He continues to pound you like his life depends on it. “C’mon dollie, cum all over daddy’s cock.” His right hand reaches down and rubs small, quick circles on your clit.
You cream violently all over his dick and the sheets. Loud screams emerge from the depths of your throat— tears stream down your face as the sensation becomes too much. “G-get off—*hic!*—meee! M’gonna peee!” You try to move up on the bed, but he pulls you back down with one tug and harshly pins you back down— brutally slamming into you.
your “Let it out baby, all of it.” He commands as he leans back to watch your release. You screech as liquid sprays out of your cut and gets everywhere. Toji quickly pulls out and drops his head down to your pussy, drinking up every last drop you squirt out. Your eyes roll to the back of your head and your legs shake— your body growing numb from so much pleasure rushing through you.
“E-noughh..en-oughhhh!” Is all you manage to croak out as you weakly make an attempt to push his head away.
Toji licks all the excess juice spilling out and lifts his body back up. “Not yet, baby. Turn around. On your hands n’ knees” He spits before flipping you over and raises your hips.
You whine as you struggle to put yourself in the position— your arms give out and lay spread out on the bed. your ass stays up in the air from the support of his hands on your waist.
Toji’s hand wraps around your neck and chokes you as he plunges his cock back inside you.
Your ass bounces against his strong thighs as he pounds you again. Incoherent sounds leave your mouth as he wrecks your cunt.
“Shiit— look at you.” A low, involuntary groan rumbles from his chest as his gaze drags over the scene infront of him. “Completely ruined n’ acting like a stupid submissive slut for me. An hour ago, you were acting—nghhh—like you were so fuckin’ tough. Now look, you’re fuckin’ pathetic.” He chuckles, slamming his cock over and over again into your core.
At this point, you’ve completely lost track of how many times you’ve came. You’re so fucked out of your mind you can’t even tell from left to right. Your moans come out so croaky and worn out but still embarrassingly loud. You’re basically sobbing into the pillow underneath from the amount of pleasure.
Toji’s stamina hasn’t faltered at all this entire night— you feel like you’re gonna pass out if you have another orgasm.
Lucky for you, Toji’s eventually pace begins to slow, breaths getting heavier as he bucks his hips into your cunt a few more times before he grunts and releases deep inside of you— triggering your last orgasm.
Broken moans and groans escapes mouths as bliss overcomes you both.
Toji slowly pulls out of you with a soft whine and flips you over, pressing soft kisses all over your face and neck.
“You did so good f’me doll.” He whispers. Thats the last thing you hear before sleep quickly takes over you.
You know who he is the second you open the door. He doesn’t need to introduce himself.
6'2, broad-shouldered, arms folded under a black tee that clings to muscle. Scar on his lip. Dark green eyes that rake down your body like he already owns it.
“Toji Fushiguro,” he says simply.
Then he steps inside.
No need for your invitation. No smile.
Your chest tightens. “ Listen Mr. Fushiguro, I just need a few more days”
“Not here to talk about that princess.”
He walks into your apartment like he’s been here before. Like it’s his property.
“You took money from the wrong people, sweetheart.”
His voice is low. Lethal.
“Men like that don’t wait. They take.”
You fold your arms, trying to stay strong.
“I’m really trying please"
“Trying’s not good enough.” He pauses. Looks you up and down.
“You got nothing worth $20K.”
He steps closer. So close your back hits the wall with a loud thud.
Except…
His eyes drop to your lips.
Then lower. Past your shirt. Past your thighs.
“…Almost nothing.”
Your breath catches. “What are you saying?”
Toji leans in — close enough that you feel the heat off his chest.
“I’m saying I’ll pay the debt. Right now.”
A pause.
“But I have to collect it. My way.”
He kisses you before you can answer. If you can call it that.
More like a rough claim.
His hand grabs your throat, thumb forcing your jaw open. His tongue slides into your mouth, deep and filthy, before pulling back with a low grunt.
“You let me fuck you how I want,” he growls, “and I’ll make that debt disappear.”
You hate how you desperately say yes.
He chuckles lowly and dark.
“Knew you were a smart girl.”
Then he rips your shirt to various shreds.
Tosses you onto the couch like a useless doll.
Spreads your legs. No prep. No foreplay.
Just his fingers, big and rough, sliding into your already dripping cunt like he expected it.
“Look at that,” he murmurs. “Pussy’s wet for the man sent to break your legs."
You gasp.
He slaps your thigh. Hard.
“Say it.”
“ It's y—yours—fuck—take it—”
“That’s what I like to hear.”
He’s out of his pants in seconds. No condom. No warning. No inch of patience.
He lines up with your entrance and slams into you, all in one brutal thrust.
You scream.
Toji groans into your neck, hips snapping like some type of sick threat.
“Too big for you, huh?” he grunts. “That tight wet little hole wasn’t made for guys your age.”
He chokes you lightly as he thrusts, holding your legs open by the backs of your knees.
“Feel that?” he pants. “That’s me settling your tab. Every inch of this cock is money in the bank understand?"
You nod desperately.
You’re already a mess. You come once. Maybe twice. Maybe even three time. You lose count.
Toji doesn’t stop.
He spits in your mouth, slaps your cheek, and tells you to thank him.
You do. Not like you have much of a choice.
“Such a fuckin’ good girl when you’re spread like this,” he growls. “Might keep you around. How about you rack up another debt just so I can come collect.”
He leans over you, deeper now, grinding into your cervix.
“I’m gonna fuckin’ breed you,” he snarls. “Gonna fill you up so no one else’ll want you.”
You moan, brain already gone.
“Beg for it,” he growls.
“Please, Toji—fill me up—want it—want you to— I need it"
That’s all it takes.
He slams in once. Twice. And spills inside you with a loud groan, cock twitching, thick ropes flooding your cunt.
You’re shaking. Used. Barely conscious.
He pulls out slowly, watching his cum leak from between your thighs.
Then he crouches. Fingers your hole once more — just to push it back in.
“Debt’s paid,” he mutters.
He tucks himself back into his jeans and heads for the door.
Then pauses.
Looks back.
“Call me when you need another loan.”
And leaves you dripping on the couch, ruined and addicted.
"Watch me and copy so we can double our monthly funding," Dottore murmurs to you before turning around towards the regrator, leaning against the wall
[Dottore starts spouting off about his most recent endeavours within the Teapot realm, detailing to Pantalone in intricate detail his plans for the isle that had been allocated to the Harbingers- A brand new laboratory, a new segment prototype line and upgrade features for the existing lot, a new wardrobe-]
[And continues on]
[ - New lab equipment to suit the environment, subject quarters for Project Solnari, A specilised greenhouse for him - ]
[And on...]
[ - A new diet regimine, a pencil sharpener, slime residue - "Oh, and the segments mentioned they require this specific list of items for optimal functionality -"]
[He's done this song and dance every month for the past 450 years since the man gave him artificial immortality. He is so, so tired]
Pantalone originally started off in the Fatui as a Debt Collector...
He spent until his mid 20's doing shady business for the Fatui and was considered one of the debt collectors [The Skirmisher enemies]
He can't fight using elemental energy or use anything too heavy, so he had to figure out an alternative solution to collecting for the Fatui
Which led him to use his brain.
He outsmarted the ones who were trying to siphon money from Fatui accounts, embezzle money, etc.
He quickly climbed the ranks within the Liyuen circles and became sort of a figurehead for them
With his constitution/poor health, he can't actually retain elemental energy within his body for long periods of time as it reacts much like how an allergy does and often purges it almost immediately.
He uses drinking elemental based poisons as a scare tactic in his negotiations or as false trust exercises to get his debtors to drink or consume drinks during meetings to trick them into a false sense of security
His health diminished when he received a severe injury when one of his collections went sour, and he was almost killed by a group of treasure hunters, saved only by a nearby Fatuss Sargent and his team
It was then he was reassigned under the new Harbinger, Il Dottore, because he could no longer do his job
Il Dottore took interest in him because he was not typical in the sense that he did not share the physique and build that he usually sees in Skirmishers and the Debt collectors
Yet was labelled as one of the most successful collectors in the force
Il Dottore went through his normal procedure- debriefing him on his prior collections, medical history, etc.
Il Dottore uncovers that Pantalone actually outsmarted every other Skirmisher, collector, and even a few of his own assistants in his pursuit of climbing out of Chenyu Vales slums
…also that his injection that was supposed to knock the man out that he stuck in his tea never kicked in and that Pantalone had a resistance to almost everything in his lab despite that low constitution and health
Instead of making him a test subject, he offered a position below him to see how he'd worked and how his brain ticked
Il Dottore was impressed and later recommended him to Pierro, who also easily saw through his sickly facade and recognised the mans strengths, noting how Pantalone reacted to elemental and light energy, prompting him to approach with an offer backed by the Tsaritsa.
Thus became Pantalone, Ninth Harbinger. The Banker.
