#financial difficulties

[fieriframes]

[Financial difficulties.]

[honeycombhank]

1/4/24

We finally sent in my paperwork and everything for disability. I am crossing my fingers that this goes more smoothly than everyone says it’s going to.

This has been such a heart ache and gut wrenching experience and I need help financially so badly, I would never wish this upon anyone.

Sending love to anyone experiencing something where they desperately need help and are trying to be strong and get help. Sending love to everybody who has become disabled as an adult and also to those who have been their whole life, and really everything in between.

Just love to everyone and I hope you find what you need to live a happy healthy life and feel capable, safe and so loved. You deserve it!!

[valkerymillenia]

Please help us!

My father and I are in a very precarious and complicated situation.

Let me begin by saying we live in Portugal so none of the information gets confusing.

My father is disabled. He's deaf and currently recovering from a full knee replacement surgery (after 6 other failed surgeries).

I myself am chronically ill as well but I'm the only caretaker he has and also his secretary and translator for anything official due to his deafness.

My father has been on medical leave for over 3 years due to delays in his surgeries, as soon as the three years ended in July, we stopped getting his disability pension (local law, disability can't go over 3 years or they cut the pension) and his request for temporary aid from social security until he can work again might take months to be approved and during those months we have absolutely no income.

Meanwhile I'm also waiting for several doctor assessments and reports to get disability aid as well but thanks to new pandemic rules everything in that area has been delayed for months.

Add to that that the magazine I worked for closed down months ago and that I'm finding it impossible to get work where I can still care for my dad in the middle of the pandemic, and the result is that my bank account is literally in the negative numbers and we're very much broke.

We still have a hefty house debt to pay that piled on interest from last year, not to mention health expenses, food, gas, water and electric bills, and we have to pay for a ton of paperwork and red tape to get my dad (and myself) aid again.

This situation is very complicated and social security, the general health department, and the IRS, are making us jump through all sorts of complicated hoops and the meanwhile until we can solve all this we have absolutely no income for the next few months.

The local social charity center is helping by buying our medication, attempting to help with electric bills and occasionally providing canned goods but we are absolutely desperate and have nobody to turn to.

Of the only two relatives that could help us, one hates my father for exposing corrupt business practices and dangerous worker conditions in his factory so he refuses to acknowledge us; the other relative wishes he could help but his wife's Alzheimer's got worse and now they have to juggle two maids and a nurse to ensure her well being so they can't really help right now either.

I'm still taking commissions for my fandom rings and willing to write oneshots or draw sketches for any donators who want them but there's been no interest lately.

I tried to summarize the situation as simple as possible but if you want further details, you can ask me on DM.

I hate having to ask for help and I know I've done it before years ago, but the situation was never this dire.

Please, if you can help in anyway, any little bit is appreciated.

TL;DR - government is making my disabled dad and I jump through crazy slow hoops in order to get aid and survive and while we wait for that to happen we have zero income and need all the help we can get to survive.

YOU CAN DONATE TO:

paypal.me/rachcoelho

Go to paypal.me/rachcoelho and type in the amount. Since it’s PayPal, it's easy and secure. Don’t have a PayPal account? No worries.

OR

ko-fi.com/valkerymillenia

Buy a Coffee for RACh with Ko-fi.com

OR

We now also have a GoFundMe running.

Feel free to reblog and signal boost.

[my-head-is-an-animal]

Need a Little Help

Hi there,

I’m in a little financial difficulty at the moment, nothing too major, but I am struggling to pay my rent. If I can be cheeky enough to ask anyone who can to donate anything, I will happily write something of your choice as a thank you. If you can’t donate, please reblog as it would mean others may be able to help me out.

You can visit my Ko-fi page and donate there. Feel free to either email me or use ‘K-Request’ in my Ask box to let me know that I need to prioritise your request.

If you’re not sure which fandoms/characters I write for, please see my Guidelines page, or just ask and I’ll give it a go!

Thanks for listening!

Jadders92

[mental-health-advice]

I seem to have gotten myself into a completely unsustainable situation. I decided to go back to school, but my partner and I have made some poor financial decisions in the past that means that now I am studying we are barely staying afloat. This is causing so much anxiety and I feel like I have made a horrible mistake because the stress of trying to work and go to school while knowing I can’t afford my bills some months is overwhelming me to the point I can hardly function. I feel trapped, and I don’t know what to do. I feel like I cannot work and go to school without burning myself out,. I know I cannot afford to quit working for financial reasons but feel incredibly guilty dropping out of school when I already have taken out several thousand in loans to pay for it. I was trying to get help but my therapist dropped me as a client becuase I could no longer afford the asking rate, which was already far below the standard rate. I know I can’t keep up like this, I know I need help, but I feel so lost. Everything is overwhelming and the one thing that was helping (therapy) is now unavailable to me. I don’t even know where to start trying to help myself without making the whole situation worse. Do you have any advice or resources that might be able to help get me back on the right track?

Hey there,

This sounds like a really difficult situation to be in. It sounds like you have quite a lot going on for you right now and I am so sorry that all of this is taking its toll on you, this is quite a lot to deal with and especially all at once.

Whilst your schooling is so important and you have already taken out so many loans, is there a possibility where you can put your schooling on hold until you are more on your feet financially. I know that this isn’t a great situation and it may not be what you want to hear, but if you take a short break from school then you may be able to work a bit more, afford day to day living things including bills and maybe even save a bit of money along the way. And then when you are a bit better off financially then you can return to school when you are able to do so? Just an idea!

In terms of therapy, I am so sorry that you can no longer afford to keep seeing your therapist. Just because you were dropped as a client for financial reasons though does not mean you cannot access therapy in other ways! For example do you have any local community health centres in your area? Sometimes they have therapist’s there that will bulk bill. So this is something that you can definitely look into and further investigate. If this fails (and I know it’s not the same) but please know that you can always contact a counsellor from either a helpline or on web counselling. You do not have to go through this alone! We are also here for you if/ when you need to talk or vent either by sending in an Ask like you have done or chatting to one of our chat admins on live chat!

There are options out there, sometimes you just need to know where to look!

I really hope that this has helped a bit and please do let us know if we can help to support you in any other way!

I’m thinking of you and hope that you are going OK!

Take care,

Lauren

[adhjen]

I know we are all in agreement that money is a construct but you don't understand i have adhd its literally not real to me i cannot comprehend spending and saving what do those funky lil numbers on my banking app even MEAN

[fandom-whiplasher]

Hello Tumblr!

I'm really sorry to be asking for assistance, but I'm in a very place right now financially. I am nearly $400 in debt in my checking account, with many high value bills to pay and we are running severely low on food and gas.

Anything helps, and would be greatly appreciated! And if you cannot donate, please reblog and signal boost this. Thank you to everyone in advance!

Paypal: [email protected]

Venmo: @lolovasty

[decadentdollhouse]

Hey! I’m going through more financial struggles again! Between my bills, moving stuff down from nc, and my medical bills, I need at least $300, as the whole thing breaks $1k

Any help is greatly appreciated, and if you could share this it would be lovely!

For those of you not-yet-familiar with my life issues (because I overshare like a mf) vvv

It’s taking the rehab center I’m working with quite a while to try and find work for me, and I am unable to leave my house due to transportation difficulties and my own severe social anxiety, and I haven’t been able to get my mental health to ever meet up with the financial resources for college, so all I have is a GED and that doesn’t do much for someone who can’t work retail without daily breakdowns.

PayPal: NikaStark