Apr 29, 2021
It's raining again. #covidtimes_😷 #Tamarindo #newrestrictions #katsjourney #covidsucks (at Tamarindo, Costa Rica) https://www.instagram.com/p/COPCzt8F429/?igshid=9ui7kn0wgni9
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It's raining again. #covidtimes_😷 #Tamarindo #newrestrictions #katsjourney #covidsucks (at Tamarindo, Costa Rica) https://www.instagram.com/p/COPCzt8F429/?igshid=9ui7kn0wgni9
We know things are not going well. But we will fight this together by taking precautions. But this lockdown, we urge you to keep talking about yourself and how are you feeling to your family members to your friends and if no-one. We are always here to support you. We can do this. . Delhi reported 17,282 fresh cases of Covid-19 on Wednesday. Delhi is now the worst hit city in the second wave of infections raging through the country. #mendofeel . Follow us on @mendofeel, Online community for men. . Mental health, emotions and feelings, lifestyle, sex, fashion, entertainment, knowledge, fitness diet and much more - we understand you and your feelings and we get what do you feel and relate to. . We are MenDoFeel. . . . . . . . . . . . . #covid19 #fourthwave #newrestrictions #delhinightlife #lockdown #together #fightback #coronawarriors #restrictions #rules #stayhome #stayoptimistic #sehlengethoda #fight #corona #coromavirus #fightback #mentalhealthrecovery #mentalsupport #healthconcious #keephustling #talk #startsharing (at Delhi, India) https://www.instagram.com/p/CNrhFmzsnEa/?igshid=w9k5tsnk26w5
⚠️ New Restrictions to Mortgage Lending! ⚠️ . Unfortunately CMHC(one of Canada's three mortgage insurers), has decided to tighten their lending restrictions for insured mortgages(anyone putting less than 20% downpayment). No word yet if the other two insurers will follow suit... . Effective July 1, the following changes will apply for new applications for homeowner transactional and portfolio mortgage insurance: . 🔹️ Limiting the Gross/Total Debt Servicing (GDS/TDS) ratios to our standard requirements of 35/42; (From 39/44, roughly 10% less buying power) . 🔹️Establish minimum credit score of 680 for at least one borrower; and . 🔹️Non-traditional sources of down payment that increase indebtedness will no longer be treated as equity for insurance purposes. (No more borrowing funds for downpayment) . (Gifted downpayment is still OK though!) . These changes will make qualifying for a mortgage harder after July 1, 2020! . If you're looking to buy a house, now would be a good time to get your mortgage approval! If you have questions or would like to discuss your options, don't hesitate to reach out.