Once there was a man named Mr. Paddiwak. Mr. Paddiwak worked at a bank, and he was a very good banker indeed.
One day, a frog hopped into the bank and right up on to Mr. Paddiwak’s desk.
“Hello!” the frog said cheerfully “I’m here to take out a loan, the woman on the desk said you could help me?”
Mr. Paddiwak frowned a little, and then said
“Well, perhaps I might be able to help. Do you have anything to offer for collateral?”
The frog nodded and offered up a paperweight in the shape of an elephant.
“Will this do?” He asked, and Mr. Paddiwak frowned again
“I’m not sure. It’s certainly…unusual. Let me ask my manager” and Mr. Paddiwak excused himself to speak to his manager
“Excuse me sir” Mr. Paddiwack said knocking on his manager’s door “I have a frog here who wants to take out a loan, but all he has to offer up for collateral is this elephant shaped paperweight. Does that qualify?“
The manage looked up at Mr. Paddiwak and said gruffly
"It’s a knick-knack, Paddiwak! Give the frog a loan!”
