Here’s a bunch of thoughts on “first-world” (what a shitty term) poverty. Please keep in mind that there is a difference between being BROKE and being POOR. I have been both in my life. Broke sucks but it just doesn’t compare to poor. Broke has a light at the end of the tunnel. Broke is living on ramen to get through college. Broke is passing up on a girl’s night knowing you will catch the next one. Broke is running out of money for a while because you used it all. Poor is living on ramen indefinitely. Poor is never having girl’s nights and not even really knowing what a girl’s night entails because it’s too out of reach to experience. Broke is running out of money before you even spent everything you needed to on bills and necessities. It’s OK to complain about being broke. Broke isn’t fun. But please don’t think that conversations about poverty are the time and place to do so.
It is far, far, faaaar more difficult to get government assistance than some people (*cough couch Conservatives cough cough*) make it out to be. And the sheer amount of paperwork and differing criteria for various programs is dizzying. This program counts child support as income, that one doesn’t. This one needs three months of all business expenses and income for your Etsy store (even if you only make $12 a month in a good month). That one needs your doctor to fill out a multiple page form and wants a list of EVERY medical professional you’ve visited in the last TWO YEARS and when. That one requires you to report ALL income and assets each month. This one won’t let you have any real savings so, sorry, you’re never going to own a house or have a legit emergency fund to help keep you from falling deeper into poverty. And while you’re filling out all this information and then while you’re waiting after submitting it you get NOTHING. Good luck trying to survive in the months (and sometimes years) the process takes!
The guilt and shame NEVER stop. Anytime you spend even $5 on yourself you will feel bad. Anytime you don’t want to try to sell something that might bring in some cash (no matter how helpful or sentimental or otherwise important it might be) you will feel bad. Anytime you have to tell your kids “no, we can’t afford that” for even the humblest of requests you will feel bad. Anytime you have to ask for more time to pay a bill you will feel bad. Anytime you visit the food bank you will feel bad. Anytime somebody helps you, no matter how grateful you also feel, you will feel bad. KNOWING that you’re doing your best, KNOWING that humanity is a social species that generally tries to look out for each other, KNOWING the justifications and sociology and all that crap that explains your situation and validates that poor people are not inherently immoral will not stop you from FEELING all the shame and guilt the darker parts of our culture heap on those in poverty.
You will have to accept help from organizations that make you uncomfortable sometimes (I’m looking at you anti-LGBTQ+ fuckers in charge at the Salvation Army - or you church groups who think helping the poor is an invitation to also proselytize to them without any thought to their own religious beliefs or background) but desperation doesn’t make room for indignation or personal preference. And if you gotta choose between actually giving your kids a halfway decent Christmas or not having Jesus shoved in your face, well it’s not really a choice at all.
You will discover some interesting priorities. Like maybe you’ll go two or three years without a haircut but drop the cash on multiple colors of at-home hair dye for your kids. Maybe you’ll have a good smartphone (though never the latest model) because of all the ways it benefits you (especially if you’re legit an ADHD hot mess) but you’ll be damned before you spend money fixing anything on your car that doesn’t prevent it functioning. Or maybe you’ll occasionally spring for a sentimental item for a collection but your pants have holes in them and only one of your bras actually fit right. And, going back to my second bullet point, you will always feel guilty about whatever it is you prioritized, no matter what else you sacrificed to do it and no matter how much that priority either improves or brightens your life.
Building on the previous point, everything is a choice. Everything you buy means something else you can’t buy. If you get new shoelaces, you can’t get that bottle of oven cleaner. If you buy hot cider mix you can’t also get hot cocoa mix and you will have to explain to your kids why you can only get the one little treat. If you use the gas in your car to go to the pharmacy you will have to postpone driving to the doctor’s office to pick up that paperwork you need. Everything is a trade-off.
Most tips, tricks, hacks, etc. for stretching a budget are for abled people. So have fun trying to find any useful advice that takes into consideration your limitations.
Building on that...disability is expensive. Copays cost money. Easy-to-prepare, or already prepared foods for when you’re not healthy enough to cook cost money. Over-the-counter medications (Aleve, allergy pills, etc.) cost money. Heating pads cost money. Gatorade (hey POTSies!), even if you get the cheaper powdered stuff, still costs money. Braces and compression gloves cost money. Gadgets (like the truly wonderful Fasta Pasta) or assistive tech cost money. Gas and parking for medical appointments cost money. Dry shampoo and disposable face cloths for days you’re unable to shower cost money. Shower stools for days you are able to shower cost money. Transportation for distances you might have just walked pre-disability costs money.
Be prepared to give up ever seeing a movie in theatres ever again. Even renting a movie on iTunes is a luxury. Have fun trying to avoid spoilers while you wait for movies or TV shows to become available in a format you can afford.
If you’re fortunate enough to not be addicted to smoking you will be extremely grateful to not have that extra expense. And grateful again if your health conditions prevent drinking alcohol. Even cheap alcohol is expensive. [No judgment for smokers. Quitting that shit is possibly the hardest thing a person will ever do. But if you haven’t started yet, don’t!]
You will have trouble sleeping because you’re worried about how you’re going to pay which bills when.
Blankets, hoodies, and socks will be crucial because you can’t fucking afford to turn up the thermostat in the old, drafty apartment with shit insulation that you live in. Warm drinks are also helpful. [If you can acquire or already have a space heater and/or heating pad it’ll become your best friend.]
Even if a good apartment in a good location opens up at a cheaper rent...you cannot afford the expense of moving (especially if you’re disabled and would have to hire movers).
You feel a little nervous everytime you drive your very old, very high-mileage vehicle because you know it can’t last forever (especially when you can’t afford to keep up on maintenance like you ideally should) and when it dies you are fucked. There will be no replacing it.
Any high-quality items you had from before you were poor (if you were lucky enough to have a period of your life before you lived in poverty) will cause you to feel happiness and gratitude mixed with anxiety and shame. Those wonderful, expensive, name brand boots that are lined with sheep-skin and are the only pair of boots that have ever come close to keeping your Reynaud’s fucked-up toes some semblence of warm will be extremely cherished...but you’ll also worry that people will think you’re faking being poor or judge you for having nicer boots than your children (because kids need new boots almost every season and you can’t afford name-brand anything for them but you’ve been wearing your boots for years).
In addition to the previous bullet point, if any of those awesome pre-poverty items ever break it will be absolutely heartbreaking. For example, maybe you were once given a beautiful, bubblegum pink Dyson vacuum as a gift and one day it falls down the stairs when you’re trying to use the hose attachment to clean the steps and you can’t afford the service free to fix your now-broken dream machine nor replace it with anything that will every function even a fraction as well so you’re forced to try to figure out how to vacuum with a machine that won’t stay in one piece anymore.
Buying in bulk or stocking up when items are on sale is a luxury for middle-class and rich people. Even if your budget is sometimes flexible enough to allow you to buy more than you need *right now* where the fuck are you supposed to store all that bulk toilet paper or soup or whatever in the size apartment you can afford?
Bonus or unexpected income quickly disappears before you can use it for a long-wanted bigger purchase. It’s best not to dream about ever splurging on anything more than $40. <--Even $40 for a want will never happen if things are bad enough. Maybe you’ll get $100 for your birthday but that’s probably gonna get spent on necessities or presents for your kids anyhow.
Not being able to buy stuff for your kids is the worst. But you will also hate not being able to give to charity.
You will judge rich people who spend their money on stupid shit or who have what you think is terrible taste. You will probably at some point think “wealth is wasted on the wealthy.” Keep your opinions to yourself (or bitch with like-minded friends), but don’t try to fight having those thoughts. It’s one of the few indulgences you can have for free.
You will ache with jealousy when somebody wins a free vacation or $500 or whatever in some silly radio contest and immediately mentally plan what you would do if you won $500 (which debts you’d pay down, which items that you’ve been waiting months or years to purchase you’d finally get, and so on) when you will suddenly be struck by just how little $500 really is because it covers so little of your list.
Paradoxically to the above, any unexpected expense that pops up for $500 will destroy your life. Even an unexpected expense of $100 can devastate you financially. $500 is nothing. $500 is a fortune. $500 will do nothing to actually lift you out of poverty. $500 will do everything to keep you forever trapped in poverty.
You will have to learn to carry the grief that comes from knowing you’ll never own a home.
People will, in an attempt to be helpful, suggest Habitat for Humanity to you when you make some dry, dark joke about spending the rest of your life renting. Habitat for Humanity requirements are ableist. You will never qualify for a Habitat home if you’re too disabled to work a certain number of hours per week and too disabled to contribute 500 volunteer hours to building the house. Sorry disabled people, but fuck you?
You will both be afraid of people finding out how poor you really are and wish that people knew how much you were struggling.
There will always be somebody poorer than you which will just make you feel ungrateful for not appreciating the comparative wealth you do have. Try not to let yourself get dragged into the Misery Olympics.
No matter how much you know that you will never ever win the lottery and even wasting a single dollar on a scratch-off ticket is irrational in the extreme, occasionally you will waste that dollar for a brief moment of ill-conceived hope and fantasy.
You will spend months looking forward to your free Birthday Starbucks drink.
You will not partake in free birthday meals or desserts at sit down restaurants because you a: can’t afford to buy meals for your kids if you go and b: you can’t afford to tip your server (and fuck not tipping your server).
You will actually stress about the possibility that someday you might inherit some money because if it’s too much it might level you out of qualifying for the programs and assistance you need without being enough to pay off your debts nor get you out of poverty long term.
You will have to accept that people who interact with you, if they know your level of poverty (or can guess based on your clothes), will make assumptions about your character, intelligence, education, etc. based solely on the fact that you’re poor. You could be whip-smart, university educated, and worldly. You could love literature and Tchaikovsky and know the names of different art movements and which artists pioneered them. You could be up-to-date on news and politics. You could be well read and well spoken. You could be the smartest, wisest person in the room but some people will only ever see you as classless, ignorant, trash.
Cutting your own hair and butchering it isn’t that big a deal if you can get away with wearing it in a ponytail every day. Getting rid of some length will save you time and shampoo so you might as well just do the hack job and hide it as best as you can. That said, a side shave IS easy to do for yourself so if you dig that aesthetic and have or can borrow some clippers go for it!
Get used to turning down any activities, even free ones, that require a babysitter. You can’t afford a babysitter.
Being poor is really fucking hard. Being poor and disabled is even harder. Being poor and disabled and a single parent is even harder than that. Being poor and disabled and a single parent with no family or close friends in town to help out will make you feel like every day requires superhuman effort just to survive. So if you’re dealing with ANY of that shit, you should feel really fucking proud of yourself. You’re carrying a burden many people will never understand nevermind actually face. It sucks. It shouldn’t be that hard. But YOU are a badass for living through it anyhow.