OMG this. My friend above has helped so much and like, gone above and beyond. This month she covered my rent and both storage units, which gives me a month or so of breathing room, but she can't keep helping and I totally understand that.
I managed to get one of my bigger loans down to $100 a month for the next five/six months. I've got a credit consolidation payment I make each month which comes out the 3rd I'll see if I can lower. And while I have two payday loans coming out the month that's a one payment thing for each loan.
My mother has a loan that she owes $1000 on, even after making payments every month (apparently she's two payments behind, though) and I stopped automatic payments because they absolutely refuse to negotiate and I can't add them to my mom's credit consolidation payment. I can make payment manually, though.
We have three credit cards, two due on the 15h and one on the 5th. We also have internet and electric bills to pay, both usually around $100 - 150 and due on the 9th of each month. I'm going to try and pay my card mostly off this month and limit my purchases so I can put all out recurring charges on it to save my bank account having random withdrawals.
We'll have around $1000 to put towards bills this month. I need to try and make payments on loans and credit cards to get them whittled down. I also need to get a U-Haul a few times to at least bring over stuff from the units in case we just have to not pay them.
Right now, I am taking care of three disabled people (my mom, myself and my daughter) with no outside help aside from my friend above. We have no local support system except a friend of mine in the city where we lie who I don't talk to much. I'm trying to deep clean my apartment before our lease renewal in August so we have the apartment at least if I can figure out a way to take over rent payments from my friend again.
I am burnt out and overwhelmed with the cleaning, the care taking, the drama of having a mentally ill daughter who's not getting adequate treatment so I really need help. Even if it's resources in the San Diego area you know about! We have no idea what's going to happen with the budget bills in California and the US, but we're already gearing up for my daughter to lose her health insurance completely (arthritis care, mental health care, gender affirming care...all gone) and I honestly don't know what to do if her lawyers won't appeal her denial again. Like, I need HELP.
