Dank Memes and Dead Dreams

Pan-Aro? Ace // 🏳️‍⚧️He-They // Disabled queer! // Disco Elysium Brainrot // Local hobbyist mycologist 🍄

[coltrainblue]

Hi there!

I’m Coltrain, wanted to start postin my art on here, just for fun and whimsey. Been at it for a few years now and picking up some confidence. Generally here for vibes and having a chill time :)

Important stuff like sharing mutual aid and donation requests on @greenishhue from here on out, but I still wanted to have a space for it. If you have change to spare, check it out.

Happy lookin!

Support me on:

Kofi - https://ko-fi.com/coltrainblue (you can also find my commissions on kofi, when they’re open).

Redbubble -https://www.redbubble.com/people/ColtrainBlue

ColtrainBlue Shop | Redbubble

ColtrainBlue is an independent artist creating amazing designs for great products such as t-shirts, stickers, posters, and phone cases.

Buy ColtrainBlue a Coffee

Become a supporter of ColtrainBlue today!

[redstonedust]

i do find the rules around clothes fascinating because of how made up it all is. we invented the idea of covering our bodies from the elements because we lack fur like other mammals and then made up all these rules around it and now people will unironically tell you "men cant wear skirts its unnatural" girl none of this is natural. we are born naked and made up the rest as we went along. hope this helps.

[nn-ee-zz]

The Seven Deadly Sins

[phleb0tomist]

something something that quote about how much of gender presentation is made of one’s mannerisms and one’s walk and how much disability inhibits or totally disallows that, rendering you forcibly genderless in presentation. something something the fact that disabled adults are so frequently infantilised and framed as sexless and unfuckable. something something “you can’t be trans/gay AND disabled”. something something being stripped of your adult, gendered, sexual identity as a disabled person.

[hell-on-sticks]

Today in australia they started senate hearings on the bill the government hopes will make enough disabled people die or disappear to make us all less irritatingly expensive for them. We had two weeks to submit feedback on over 400 pages of complicated legal terms. They don't care what we have to say and they don’t care that this will kill people and disenfranchise disabled people across the country.

There are 760,000 Australians on the National Disability Insurance Scheme, the system that - if they feel like it and your personalised plan says you get to have it - provides funding for everything from personal hygiene care to support workers to therapies to assistive technology. It's already very hard for disabled people to get on the NDIS, regardless of your disability. It's near impossible to access most support and equipment without being on the NDIS. And the government has announced that they want that number to drop to 600,000 in four years. 160,000 of us cut off the Scheme - and countless more denied access. This will cause deaths. People will die and people will suffer because there is no safety net. The NDIS is the only option for most of us. Even private health insurance doesn't cover most of these things. Nobody will swoop in to save us.

The bill wants to give the (non disabled!) NDIS minister basically unlimited power to cut our funding. They're already planning what they'd do with that power. What rights they'll strip from us. What dignity and freedom they'll remove to make their budget look better.

The bill wants to force people to try every treatment out there before they're allowed to be on the NDIS. Including if the treatment is literally impossible to access. There’s a lot of us living in regional areas or out bush who can't just pop to the capital cities for specialists. This will especially hurt disabled First Nations people in regional and remote communities, who already experience limited access to healthcare. Oh, and it includes chemical restraint, too. The government has directly refused to exclude chemical restraint from the required process, calling it "trialling medication".

If you're australian and worried, the ABC did a good breakdown of the proposed changes.

I know australia stuff doesn't really pop up on the radar on this site, but I want everyone to know what's going on. What we're fighting for here. Your australian disabled friends might be NDIS participants fearing for their life, rights, and freedom. They might not be a participant and afraid these changes mean they never will have access. We deserve better. The government built a system with no backup plan, and now they want hundreds of thousands of disabled people to pay the price for their bad planning.

Sorry we're too expensive to have rights, I guess.

[coltrainblue]

Artfightin’. Like the bone skull on this one. Character is Juniper from @/localkate on Artfight!

Redbubble | Kofi

[gbsketch]

Maiden voyage of the claymore.

[wtchysvto]

METAMORPHOSIS

fourth attack for the_safireeye

[vitiligo-is-not-a-trend]

Some of the repetitive questions here made me think "Do y'all need a visual guide?" So I did it.

If I did any mistakes in interpreting your many answers, please say! I will edit anything I need to for it to be actually respectful & accurate.

OH MY GOD THANK YOU THATS PERFECT

Do you mind if I add it to the FAQ (with credit of course <3)

[toodrawtothink]

Still one of the best animations I've ever done. Took just under a week and was equal parts fun and challenging. So here are some process passes! The full version had too many colors so I had to do some compression T0T

As always, no ai.

[cloudsrust]

Using the jumpscare of the Nintendo Direct as a sign to finally post this lol

I still love this sprite so damn much-

[taxeduptrotter]

…like it was yesterday

[dayeadomingo]

We were so enthralled by this leaf on our walk back from dinner last night

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[artwins]

tarot card for @ocean-canidae

[heyfruitcake]

Now that everyone is discussing Nolan's Odyssey movie, I feel like it's a good time to let non-Italians know that the production dumped plastic props into the Italian sea. Weirdly enough I could not find any article in English about it but it's a fucking problem nonetheless.

I might translate this article later today. This one was the most complete one, even in Italian news it's not talked about that much.

L'Odissea di Nolan tra "scheletri spazzatura" e relitti: Arpa al lavoro in Sicilia, che succede

Non è la prima volta che la produzione solleva un vespaio in Sicilia. A Lipari una squadra di sub sarebbe però già impegnata a bonificare i

[ignitelimelight]

They dumped plastic skeletons in environmentally protected areas, against the literal contracts they had to sign to get the permits to film in environmentally protected areas. Like they not only did a bad ecological thing that freaked out some divers, they literally broke environmental protection laws and their contract with the Italian government

[evenlyevi]

Here again.