💫 michael jrime

michael/milo, he/him ftm | filipino, audhd, fagalicious PFP BY @sprayedwithcrab !!! marty horde, go! the power of love makes one man weep, another sing 🎸⚡️❤️ i run @optimusprime-officialtfa and @lostboypeterpan-official !!!

[novaboystars]

my old main is @fastestb0y-alive and has all my old stuff!! i switched here because that account and its sideblogs ( @rigellapax-tfone , @tfaoptimusprime-autobot , @gigawatt-standing ) got nuked for about ten days. i will not be taking it down, but i will avoid posting present stuff on there. if you are looking for a post of mine from before july 8th 2026, it’s all there.

DO NOT FUCKING TAKE MY VOICE ACTING AND PUT IT INTO ANY AI. TAKE MY OTHER ART IT’S NOT GOOD ANYWAY BUT YOU TAKE MY VOICE. I AM A MINOR BY THE WAY. I HUNT YOU THE FUCK DOWN, BUDDY

ANYWAY HI TEMPORARY INTRO POST BEFORE I GET MY STRAWPAGE TOGETHER

hellooo i’m mike i have many names (milo, miles, milton, mari, yada yada too many names if it starts with m i’ve probs used it once. I also respond to my kinnie names: wally west, optimus prime, etc) but that’s the main one rn. i’m 16 (well, almost, anyway) so i only discuss and take suggestive or nsft + soft gore or the adjacent typa stuff from fellow minors. anyone regardless of one’s stances (i’m peacefic/“anti-anti” personally) may interact, but if i don’t like you or we REALLY fundamentally disagree, i block liberally.

If we are already moots and you wanna talk more, feel free to ask for my discord!! Does not apply unless we are moots/friends yet tho

- he/him, ftm, acchilean demiromantic and a HIGHLY selective sharing romantic (for some, the relationships are flexibly potentially queerplatonic — THIS STATEMENT ESPECIALLY REFERS TO PETER PAN AND THE TRANSFORMERS) yumeshipper for marty mcfly (bttf) , dick grayson (dc), tim drake (dc), peter pan (disney), starscream (tf) , jazz (tf), albedo kreideprinz (genshin) (I AM VERY MUCH A NONSHARER FOR ALBEDO, DO NOT INTERACT AT ALL IF YOU DOUBLE) if you share an f/o with me or really enjoy a CCxCC ship with an f/o of mine in it, please let me know and/or dni if you don’t wanna talk it out regarding specific boundaries! (specific note regarding marty: i understand that canon is canon and jennifer is canon, and i can and do enjoy some iterations of martyjenn; but i still prefer my own selfship and will prioritize that. if we’re already moots/interacting a bunch go ahead you don’t need to explain yourself lol)

- disney peter pan and tfa optimus prime fictokin!! please please pleaseeeee wendy kins interact i wanna be your friend, doubles not preferred but if we’re moots before this Intro Post Ammendment you’re all good lol

- writer/roleplayer, singer (classical and showtunes mostly + whatever fandom covers), tryhard fandub va (i AM john voicework!!! hmu if you want anything dubbed for free [under 3mins and/or from a fandom i’m in] or for cheap [over 3mins and/or from a fandom i’m not in]!) artist sometimes, dancer (ballet, aerobics, anime choreos— i’m pretty lazy sometimes but when i move i MOVE), pianist/generally a musician just gimme any non-guitar instrument and i’ve got it >:3

- in addition to that, when i’m either in a good mood or in a horrible mood (no inbetween for some reason) i tend to yappertron my little heart out lol.

FANDOM LIST OFF THE TOP OF MY HEAD:

- transformers (animated, collecting the toys, g1, idw — in that order)

- genshin impact

- dc (cw’s the flash, gunnverse, absolute flash, anything flashfam or superfam really)

- back to the future (trilogy, martymania, video game)

I run @optimusprime-officialtfa !!! he is very silly on there :3 his old blog was @tfaoptimusprime-autobot but because of COMPLICATIONS i had to leave that for a while. only the former blog is active!! i also run @lostboypeterpan-official !!!!

basic dni idm what your stances are as long as they allow me and my loved ones to exist safely. this means no transphobia of any sort. if you try to troll or break my or my friends’ trust in any way it is blocked and reported on sight for you and i will just not engage. in addition to that, i was raised christian/catholic and believe in shifting and manifestation, (shifting blog is @astroshift-boy ) so please respect those beliefs whether or not we agree!! i’m pretty chill and not strict at all about the religion, i just don’t talk about it most of the time since my time with God is MY time with God.

[bitchesgetriches]

Everything Is Becoming a Bank

Most major corporations — from airlines to social media platforms — now aspire to become unregulated banks. Bankification today accounts for

[apatosaurus]

This is a long read, but worth it. Some takeaways:

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

-The Biden administration was making progress in increasing accountability for non-banks operating as predatory financial services providers. The current administration is reversing those protections to favor corporations.

[mierac]

Oh boy.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

You can leave some money in Venmo or Apple pay or whatever, but NOT ALL OF IT for the love of God.

[jenniferdub]

FYI this is what the logo looks like and Apple Cash is FDIC insured.

[idroolinmysleep]

No, it's misleading. Go to Green Dot's T&Cs, search for "FDIC," and you'll come across this:

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

[heywriters]

I really need my followers, especially younger ones, to read this.

And DO NOT get store credit cards, they are money sucks and difficult to cancel.

[julevanwilde]

As someone who's worked in the industry for a decade now, here's a quick rundown (US specific,) of what your schools and parents didn't teach you:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Take this information and do your own research so that you can make an informed decision. Now you know what to look for! Don't be taken advantage of!

[rook-brightsilver]

watching a scene with a fav character can be so humiliating sometimes. like yes i'm watching this scene with this character because i want to see the character. yes i've paused it multiple times because i got too excited. before the character fully entered the screen even. guhhhh

[booperdraws101]

Full Jester Op deisgn) made some minor changes

[zedortoo]

The timelines have been messed up!

[wyrmicelli]

me tongue-deep in a sandalwood candle: 🤤

the tjmaxx employee loading a fourth tranquilizer dart into their blowgun: i need backup

[snowown]

[novaboystars]

i’ve wasted my beautiful stuoid lightheatred stories on class recitation insteaf if tumblr.. Booooo me tomato toamto

[digitalmyyth]

Wanted to have a go at drawing Rocktiz........ and then had to do Adrian. and Grace is here too

[sonshine-arts]

spring day date 🌷 ༘⋆✿ 🌼

[wowiedee]

My Siamese kitties. PooPoo on the left, PeePee on the right.

[atomicwrongs]

Having your interests mocked as a kid and general low self esteem will have you insulting the things you like even when they're generally considered very good. Because you like it, and historically when you like something it's stupid and not worth anyone's time. So you will say nonsense like "I recommend this book/game/film, but it's okay if you hate it, it sucks, I really enjoyed it but that's because I'm an idiot" and you are recommending them the Citizen fucking Kane of that particular media type. And importantly: you need to stop doing this it is killing you

[imminentmysteryjourney]

Love this brother and sister duo. Wish we saw more in the canceled season 4 :(

[bumblebeetfa-coolestbotever]

@sarisumdactfa look at this highly delightful post i have just so happened to come across due to my procured front page the website tumblr has processed for me

[novaboystars]

this might be the craziest birthday month ever. first my insane ex best friend fuckin stalks and spreads rumors about me, then i get sick. school is suspended for about two weeks straight and then i go back and IMMEDIATELY i get to hang the good hangout with my friends, my mom packs me a warm lunch of noodle soup on a rainy day and it STAYED hot in my thermos, a friend who owed me money PAYS ME BACK TENFOLD, school gets SUSPENDED AGAIN AFTER LUNCH BREAK, i get to hang out with them AGAIN, i walk to my cousin’s school then carpool with her and her family TO THE MALL and my aunt and uncle BUY ME A TRANSFORMER. NOW THE PROUD OWNER OF A COG-HAVING DELUXE ORION PAX WHO WAS THE LAST ONE IN THE STORE BTW. AND MY FAVORITE FROYO. AND PASTA FOR DINNER. THEN I COME BACK HOME AND MY MOM AND MY DOG GREET ME AT THE DOOR HAPPILY. I END UP SECRETARY AT SCHOOL FOR MY CLUB. MY FRIEND TEXTS ME THAT HE’S SETTING ME UP WITH A POTENTIAL BOYFRIEND???? HAPPY BIRTHDAY TO ME?????? (my birthday isn’t even today)

[wanderingcritter]

god gives his most niche fandoms to his most autistic warriors

[chainsaw-headache]

Jennifer doodles because she's the best

Waow

[meburgers]

making sonas

[novaboystars]

I’M SO SCARED BUT I’M ALSO. I FINALLY HAVE MY GRADES (PROCRASTINATION) UNDER CONTROL. SO I’M RUNNING FOR CLUB SECRETARY

[novaboystars]

as secretary!!! i will!!! take attendance and shush noise!!!!!!! But then i’m also gonna golf off with you and it’s a matter of discipline and prayer i don’t go full peter pan now