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Real estate and mortgage news and opinion by nationally-syndicated columnist Peter G. Miller

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Most Popular Real Estate News

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Real Estate: Will Church Ministers Lose Tax-Free Housing?

A federal judge in Wisconsin has ruled that housing write-offs for ministers, priests, rabbis and…

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Most Important John F. Kennedy Speech You Never Heard

John F. Kennedy died 50 years ago, on November 22nd. For Americans of a certain age it was an event which smothered the most positive presidency of our era.

Kennedy was the youngest president in American history, the first Catholic to win the White House…

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New Loan Estimate Form Cuts Mortgage Costs

A new loan estimate form has been issued by the Consumer Financial Protection Bureau (CFPB).

New…

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New Loan Estimate Form Cuts Mortgage Costs

A new loan estimate form has been issued by the Consumer Financial Protection Bureau (CFPB).

New…

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FHA Back To Work Mortgages -- New Loans In 12 Months

If you’ve been shut-off from new mortgage financing because of hard times you might want to take a look at the new FHA Back To Workmortgage program. Here, finally, is a program which can allow you to get an FHA loan in as little as 12 months after a…

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Wine Cellars: Why Being A Wine Prepper Is The Next Fad

Get your wine cellar ready. A world-wide wine shortage is expected next year and those who are not…

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You can't help but wonder about the good folks at Esteemed Lending Services. They seem so sure, so certain, so familiar.... If you want a mortgage, Esteemed has one for you. Recent bankruptcy? No problem? A foreclosure last month? So what....

This Lender Is A Fake (Don't Just Take Our Word For It)

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Mortgages & Foreclosures: It turns out the FTC is doing what it says the public should not do, using lawyers. Yesterday I criticized the Federal Trade Commission's view of mortgage loan audits. The idea was not to defend fraudulent loan audit practices but to say that the FTC did not provide an alternative for borrowers who face what may be unjustified and unfair foreclosures.

FTC Does Mortgage Loan Audits

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At first it sounds like a good idea for concerned borrowers: Stop foreclosure by showing that the lender has improperly calculated the amount owed. If the lender did not appropriately credit a payment, improperly charged a fee or used the wrong inter

Can "Mortgage Loan Audits" Stop Foreclosures?

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Mortgage borrowers to get $3,000 -- but only borrowers who wash out of the government's loan modification. The new rules for short sales and deed-in-lieu of foreclosure started yesterday.

Feds Start New Short Sale & Deed-in-lieu of Foreclosure Options

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A new and revealing study by the Mortgage Bankers Association argues that the introduction of risky loan products during the past few years was caused in large measure by efforts to pump up lender stock prices. Written by Clifford V. Rossi, a bus

Stock Prices At Heart Of Mortgage Crash

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Is it better to modify a mortgage or to refinance? While both result in new loan terms, the two choices are very different. When you refinance a mortgage you replace an existing loan with a new one. There's no need to negotiate with the old lender

Mortgage Modification or Refinance -- What's The Difference?

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Foreclosure fees are usually paid by -- er, well, it depends. Could be the owner, the buyer or the lender.... Here's who pays and why.

Who Pays Foreclosure Fees?