Fate Is Laughing At Us

30s・a gay shark  |  nonbinary lesbian・ they/them

[demilypyro]

LMAO THE "WOAH HEY" FROM MARCILLE HAPPY LESBIAN VISIBILITY WEEK

[lobsteronakeychain]

stop me if youve heard this one before

[vonkarmic]

i think taylor swift wishes she was bisexual because she knows it would make her slightly more money. whereas sabrina carpenter wishes she was bisexual so she could have sex with someone who looks exactly like herself. and ariana grande wishes she was bisexual because she did too many designer drugs on the set of wicked and now she has kin memories of being glinda for real

[5ergil]

Fortune’s Weave Anna! She’s soooo pretty

[nocturalayl]

single handedly saved me from my art block 🍀

[windupherois]

poor haurchefant he never got to hand feed the wol sugar cubes

[rylandsgrace]

JENNA ORTEGA as WEDNESDAY ADDAMS

Wednesday (2022 - ) I Season 2

[molabuddy]

having long distance friends is so fucked. do you wanna come over to my house and play (it will cost us 1 william dollars)

[bardace]

how do you feel about a really really small richeh

really good

[creekfiend]

gender essentialism is soooo funny bc it's like "this is what women are like" and you're like "I've met women and many of them, if not the majority, have not been like that" and it's like "well women SHOULD be like that" and you're like "why should women be like that" and its like "because that's what women are like"

[phoebebyers]

potentially unpopular option but i really hate the way before the storm retconned all of rachel amber’s morally greyness for the sake of a cute + desirable romance plot for chloe. the original game depicted rachel as confusing and flighty - she was pretty clearly using frank, we never really knew to what extent she was using chloe vs how much she genuinely cared about her. it’s so frustrating because 1. i assume at least in part decknine wanted a sapphic storyline that read positively because they were scared of depicting a less-than-ideal gay relationship and 2. this gives way to the take that chloe was just projecting rachel onto chloe in the original game - which might have a kernel of truth to it but i think you could also argue she was projecting max onto chloe originally. she’s also just troubled. before the storm scrubs rachel of all moral complexity and makes her into the perfect little tragic innocent victim which is far less interesting than the character that was originally created for the first game. to me

[loveuncured]

a new apprentice

[danimalscrushcup]

enid stares loud as fuck

[popcornhee]

Swann and autumn 🤲🏻

[pansyfemme]

it really is crazy how there are so many influencers with millions of followers i have never heard of in my life

[pansyfemme]

every day someone is like ‘have you heard about the situation with johnny youtube?’ and i go. pardon. who the hell is that

[fullofsoupp]

my 3 apple tall child coco 💚🥥

[winderlylandchime]

I’m seeing a bunch of posts that make me think most USAmericans don’t know about The No Surprises Act.

It was passed in 2021 (thank you Biden) and essentially states that if you don’t have insurance or your insurance doesn’t cover a service you need (or want) you are entitled to a Good Faith Estimate of the cost of care. (If your insurance does cover the service, you should be able to estimate the cost of care based on your deductible and co-pay.)

As a healthcare provider who does not accept any insurance, I am very careful to not violate The No Surprises Act. Why? Because for every penny more than $400 that the Good Faith Estimate was “off” (or if it wasn’t provided), you are entitled to a refund for that amount.

Y’all. Ask for a Good Faith Estimate. Get it in writing. Compare it to what you are paying. If you are not provided an estimate or if it’s wrong by more than $400, demand a refund.

[whimsyandmayhem]

I’m reforging this for the second time in five minutes because I needed to add that part of this is also about what your health insurance provider is required to do. They’re required to tell you what your out of pocket cost will be. If you contact them and they say actually they don’t know but your copay is X%, you can ask them to call the provider and get the codes they plan to use to bill for your services. If the provider is in network they’ll have negotiated rates in place so the insurer will know exactly how much you can be charged for that service and then they have to tell you. No surprise huge medical bills even if you are insured.

[colesabi]

Adding onto this. If you have a surgical procedure that involves anesthesia, the No Surprises Act also accounts here. Most anesthesia companies/providers are OON (out of network) with most, if not all insurances. If your service is performed in an in-network facility, they are REQUIRED to bill as in-network due to this law.

[breelandwalker]

This alongside demanding an itemized bill for any and all hospital stays, surgeries, and procedures, including the outpatient ones.