folks it's that time again please stop me from obsessively looking up rukihime and ginran again
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folks it's that time again please stop me from obsessively looking up rukihime and ginran again
Buy the extra home & renter's insurance
... apropos of the Plumbing Hell I have been living with since Thanksgiving, here is your reminder that U.S.-based peeps (and elsewhere maybe, but I don't know those insurance markets) can buy more insurance riders on your homeowner's policy for wear and tear for pipes and other infrastructure and that you can also buy mold & mildew riders. You often don't have to take the policy as is, and you should take the time to buy from/talk with an independent agent who can walk you through what's covered in plain language and tell you what's excluded when you bring your list of "stuff I can't afford to replace or fix."
If your house is older-- or if you live someplace where storm damage or a high water table are likely-- I would highly recommend paying the extra premium. I have $25K of work starting to be done and most all of it is covered. What's not covered is "while we're already here" work of a future preventative nature that is upstairs from where the backup and ~actual shitstorm x2~ took place in the basement.
The same goes-- somewhat-- for renters' insurance, in that you can get some water damage and mold riders for your personal belongings. If your landlord is potentially a cheapass scumbag or if you live someplace that could be subject to storm-driven rain and water (as a former partner had happen at Packard's Corner in Boston in a basement level apartment) please consider the cost of premium against this question: do you really want to throw out and re-purchase furniture, personal small appliances and clothes on your own dime when it turns out your landlord only carries the minimum mandated policy limits?
Our house is an old single family that has been in the family since 1910-- the property taxes and water bills and insurance premiums for those extra riders have been hard to keep up with at times, but by God is that premium investment now worth it to escape a $23K outlay I don't have.
(Also: 1) basement dehumidifiers on the regular are awesome and worth it, 2) if you rent but own a car, your AAA membership is a great place to start for additional insurance, and 3) if you have a car, a AAA Plus membership (more tows, longer distances) is the best present you can ask for from a parent, grandparent, sibling, or hell, better-off friends.
Hug Desires (Comic commission)
A commission for Aether Theorem, a friend of mine from MLPDS and some other discord servers. Aether's OC Gray Hat, featuring a cameo with their friend's OC Cobalt Flash. Aether really just paid for the laying down part and the coiled up part, I threw in the extra bits and made it a little comic of my own volition as a gift. (and it was a surprise for them).
After transforming into a nagapony, we felt it would make sense for a newly transformed naga to be overwhelmed with a desire to wrap their coils around someone, probably to use hypnosis too! This is a result of their new body trying to get that muscle memory down, to learn to use the coils and hypnosis, as well as just to stretch their new muscles. It could also be due to the naga hormones that control a lot of nagas' impulses, built up from the genetic history of the race, that a newly transformed pony may not be used to dealing with. Either way, a newborn slitherer is going to find themselves wanting to wrap around something warm and squishy, stat!!
https://linktr.ee/FluffyXai For all my sites!
Space Ghost (Volume 4) #10
The Magician (upright)
Even small action can set powerful ripples into motion. Speak your intentions aloud, theyll be heard. You won’t be starting from scratch, you’ll be starting from experience. Trust your ability to shape your reality into what you truly want.
With Light silhouetting my shoulders, I will push into the dark night, no longer bound by shadows that trailed so long behind me. For they do not tell my story. They do not hold my truth. They cannot keep me from the things I am meant to do. Even if my eyes are heavy, I will push forward with audacity, and I will rise with strength at dawn. And when I arrive there, I will smile. And not the kind of smile made of gritted teeth, but the kind that is involuntary and free, knowing I have made it through to liberty. For I have known darkness, and I am learning to be less afraid of it.
Morgan Harper Nichols - All Along You Were Blooming
writing is fun and easy and this fun and easy piece that I wanted to do a fun and easy copy edit on is turning out fun and easy