The Man With the Big Keychain An old friend of mine is obsessed with security. He carries a huge bundle of keys and makes his way through each day meticulously locking and unlocking anything that c…
hey so the beard forwarded me this article because he said that i looked like i needed to feel angry at something that was not the universe, and it turns out he was right because i hate the writer of this article more than you would expect even knowing that he willingly calls himself Mr. Money Mustache
“After calming down for a few minutes, more practical strategies started to emerge. Sure, my bike had been stolen. But this was the first theft in many, many years of very carefree living. The Craigslist replacement value of that bike was probably about $500. What value do I place on a decade of the fearless freedom of leaving shit happily unlocked and not worrying about it? How about the value of my time saved in not spending my life fumbling with an enormous keychain like my friend? 90 seconds a day for ten years is 91 hours, or at least $4500 of my time at $50 an hour. I was still coming out way ahead.“
“An impossibly cheap $35 and one day later, I carried my pristine and true back wheel out of that place and fitted it to my commuter bike. It was a joy to ride around again and I wondered what the big deal was: my life was simpler now with fewer bikes. I had more open space in my shed and I hardly ever used that road bike anyway.“
“Instead of fooling yourself with the security blanket of insurance, you can use it as a reminder not to buy stuff that would be financially painful to lose. If you can’t afford to lose it, you can’t afford to buy it yet – otherwise the object owns you rather than vice versa.”
