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@chemicallyclassy
I would die for a follower that's not a porn blog right now.
hey guys psa regarding hospital bills
don’t just pay it. do not automatically pay the hospital bill when you receive it. call your health insurance provider and POLITELY say, “excuse me, i just received a bill for $1200 for my hospital visit/ER visit/etc., is that the correct amount i’m supposed to pay?” because hospitals bill you before your health insurance and they will take your money no matter how the amount due may change based on your health insurance looking at it. 90% of the time, if your health insurance is in any way involved in the payment of that bill, you do not have to pay as much as the hospital is billing you for. call your health insurance provider first, and POLITELY request clarification, always remember that the person you are talking to is human and this is just their job, and then you will very likely find out you actually only owe $500.
don’t shout at anyone about it, don’t get mad, just understand that this is The Way Things Are right now and call your health insurance provider before paying the bill your hospital just sent you. there’s a chance the hospital bill might be correct, true, but call your health insurance provider.
THIS IS SUPER IMPORTANT. after my car accident last year the hospital billed me ~$8000. They sent me letters asking me to pay, and I called them back saying my insurance was processing the claim. This is also what I told the collection agency when they kept calling me about the $1000 emergency room fee (billed separately from the hospital fee, mind you). Once everything got straightened out, all I was actually liable for was my $200 emergency copay.
!!!!!!! things my ass didn’t know !!!!!!!!
Yes this is a life lesson my adulting ass didn’t know I needed and I’m out 80 bucks for an anti-nausea pill. 😒😒😒😒😒
Reblogging for American friends.
Also, it is important [for people receiving medical care in the USA] to carefully read all of the items on the medical bill and look for errors and overcharges. I know that the normal feelings of avoidance and dread can make it hard to look at scary hospital bills, and that’s okay! But as the OP mentions, private orgs like hospitals don’t monitor overpayment of bills - they are motivated to charge you extra - and it is basically impossible to get your money back. Read the bill carefully and make sure that the charges are correct, using the links below for help if you need. If they haven’t sent you an itemized list, you can ask for one. Sometimes you will be charged extra for items or treatment you didn’t receive. Most people don’t know that you can dispute medical bills! But in 2009, Consumer Reports stated that 8 out of 10 medical bills scrutinized by a watchdog had errors, and generally you are not obligated to pay for someone else’s error.
You may be charged for using medication that you actually brought into the hospital with you - that’s easy to dispute! You may be charged for the consumables used during your stay such as sheets, gloves, gowns, etc - the hospital should actually cover that under its running budget. You may be charged for a brand name drug if the generic was available for cheaper - the links below explain how and when you can dispute this. You may be charged a surprisingly expensive “oral administration fee” (where a nurse puts pills for you to take in a little clean paper cup and then hands it to you) but that’s worth disputing if you were actually able to take the pill out of a bottle and put it in your own mouth. And so on.
8 Things You Should Know About Challenging a Medical Bill (FORBES) (includes links to sites that help you calculate how much a procedure/treatment usually costs in your area, if the costs seem super high)
7 Tips for Fighting and Paying A Huge Medical Bill (FORBES) This explains briefly how to negotiate costs, and payment plans.
10 Common Medical Billing Overcharges You Can Prevent (Bill Advocates) A breakdown of errors and overcharges to double check.
Check medical bills for errors: Overcharges are fairly common, and correcting them can save you thousands of dollars (Consumer Reports) More of the same with links to some groups.
ALSO After you’ve talked with your insurance and the hospital and gotten the “Things Insurance Will Cover” and “Screw Ups The Hospital Made” sorted, sometimes there are things that insurance doesn’t cover.
If you have things (like lab work or the like) on the bill that insurance won’t touch, talk to the hospital to see if they have out-of-pocket discounts! (a 1400 dollar run of tests was reduced to 900 because my insurance wouldn’t look at it) And, this is really important:
IF YOU THINK IT MIGHT BE DIFFICULT FOR YOU TO PAY, TALK TO FINANCIAL AID.
Yes, lets imagine a world WITHOUT MUSLIMS, shall we?
Without Muslims you wouldn’t have:
Coffee
Cameras
Experimental Physics
Chess
Soap
Shampoo
Perfume/spirits
Irrigation
Crank-shaft, internal combustion engine, valves, pistons
Combination locks
Architectural innovation (pointed arch -European Gothic cathedrals adopted this technique as it made the building much stronger, rose windows, dome buildings, round towers, etc.)
Surgical instruments
Anesthesia
Windmill
Treatment of Cowpox
Fountain pen
Numbering system
Algebra/Trigonometry
Modern Cryptology
3 course meal (soup, meat/fish, fruit/nuts)
Crystal glasses
Carpets
Checks
Gardens used for beauty and meditation instead of for herbs and kitchen.
University
Optics
Music
Toothbrush
Hospitals
Bathing
Quilting
Mariner’s Compass
Soft drinks
Pendulum
Braille
Cosmetics
Plastic surgery
Calligraphy
Manufacturing of paper and cloth
It was a Muslim who realized that light ENTERS our eyes, unlike the Greeks who thought we EMITTED rays, and so invented a camera from this discovery.
It was a Muslim who first tried to FLY in 852, even though it is the Wright Brothers who have taken the credit.
It was a Muslim by the name of Jabir ibn Hayyan who was known as the founder of modern Chemistry. He transformed alchemy into chemistry. He invented: distillation, purification, oxidation, evaporation, and filtration. He also discovered sulfuric and nitric acid.
It is a Muslim, by the name of Al-Jazari who is known as the father of robotics.
It was a Muslim who was the architect for Henry V’s castle.
It was a Muslim who invented hollow needles to suck cataracts from eyes, a technique still used today.
It was a Muslim who actually discovered inoculation, not Jenner and Pasteur to treat cowpox. The West just brought it over from Turkey
It was Muslims who contributed much to mathematics like Algebra and Trigonometry, which was imported over to Europe 300 years later to Fibonnaci and the rest.
It was Muslims who discovered that the Earth was round 500 years before Galileo did.
The list goes on………..
Just imagine a world without Muslims. Now I think you probably meant, JUST IMAGINE A WORLD WITHOUT TERRORISTS. And then I would agree, the world would definitely be a better place without those pieces of filth. But to hold a whole group responsible for the actions of a few is ignorant and racist. No one would ever expect Christians or White people to be held responsible for the acts of Timothy McVeigh (Oklahoma bombing) or Anders Breivik (Norway killing), or the gun man that shot Congresswoman Giffords in head, wounded 12 and killed 6 people, and rightly so because they had nothing to do with those incidents! Just like the rest of the 1.5 billion Muslims have nothing to do with this incident!
Sources:
http://www.independent.co.uk/news/science/how-islamic-inventors-changed-the-world-469452.html
http://articles.cnn.com/2010-01-29/world/muslim.inventions_1_hassani-inventions-muslim?_s=PM:WORLD
http://www.ummahedinburgh.co.uk/radio/files/Muslim-Invention-Article.pdf
I couldn’t be happier to reblog this.
this is amazing.
SLAMS DOWN REBLOG BUTTON
FOREVER GOT LOVE FOR THE MUSLIM HOMIES
instant reblog!!!!!!
thanks guys
Reblooooog 😍😘👏
FOREVER I SHALL CLICK REBLOG
http://www.boredpanda.com/hottest-vet-pet-doctor-evan-antin-california/
ummmmmmmm this post is missing his best picture
Be kind to yourself. You are a good person.
A valid reminder my therapist wants me to remember (via chemicallyclassy)
Dear followers,
have you eaten today?
did you take any meds you need?
how about hydration?
maybe a nap if you need one
you are awesome
keep it up
Fun Story: My director kept telling me and my tenor sax buddy to play softer. No matter what we did, it wasn’t soft enough for him. So getting frustrated, I told my buddy “Dont play this time. Just fake it”
Our Band Director then informed us we sounded perfect.
To my readers: “p” means quiet, “pp” means really quiet. I’ve never seen “pppp” before haha.
On the contrast, “f” means loud, and “ffff” probably means so loud you go unconscious.
I had ffff in a piece once and my conductor told me to play as loudly as physically possible without falling off my chair…
Me and my trombone buddies had “ffff” and he sat next to me and played so hard that he fell out of his chair.
The lengths we go for music.
Okay yeah so I play the bass clarinet and the amount of air you have to move and the stiffness of the reed means it only has two settings and that is loud and louder, with an optional LOUDEST that includes a 50% probability of HORRIBLE CROAKING NOISE which is the bass equivalent of the ubiquitous clarinet shriek.
One day, when I was in concert band in high school, we got a new piece handed out for the first time, and there was a strange little commotion back in the tuba section — whispering, and pointing at something in the music, and swatting at each other’s hands all shhh don’t call attention to it. And although they did attract the attention of basically everyone else in the band, they managed to avoid being noticed by the band director, who gave us a few minutes to look over our parts and then said, “All right, let’s run through it up to section A.”
And here we are, cheerfully playing along, sounding reasonably competent — but everyone, when they have the attention to spare, is keeping an eye on the tuba players. They don’t come in for the first eight measures or so, and then when they do come in, what we see is:
[stifled giggling]
[reeeeeeally deep breath]
[COLOSSAL FOGHORN NOISE]
The entire band stops dead, in the cacophonous kind of way that a band stops when it hasn’t actually been cued to stop. The band director doesn’t even say anything, just looks straight back at the tubas and makes a helpless sort of why gesture.
In unison, the tuba players defend themselves: “THERE WERE FOUR F’S.”
FFFF is not really a rational dynamic marking for any instrument, but for the love of all that is holy why would you put it in a tuba part.
This is the best band post
Everyone else go home
Oh man, so I play trombone, and we got this piece called Florentiner Marsch by Julius Fucik, and we saw this
which is 8 fortes. We were shocked until,
that is 24 fortes who the fuck does that
Who does that?
This guy. Take a good look - that is the moustache of a man with nothing to lose.
Julius IdontgivaFucik
More like Julius Fuckit
Pyrozod’s tags for this were too hilarious not to share
I haven’t been in band for years but this made me laugh so hard
I haven’t seen this post in ages and I’m dying of laughter
I didn’t think it could get better after The Foghorn Tuba Story, but it did. It got better. Bless you, MusicTumblr.
I just need to point out, as no one else has yet, that “nicht fuer Lauwarmduscher” means “not for those who take lukewarm showers”
I want to just keep this post, because it’s hilarious
Reblog to save a life
Honestly the best piece of advice I can give to younger girls trying to figure life out is to completely ignore men. I’m not being quirky or cute when I say that, I mean it seriously. Ignore men’s judgments of you, ignore their insincere compliments, ignore their half-assed romance. Focus on developing yourself. Practice your art, play sports, do theater, volunteer, spend time with your friends, but do not put substantial effort into pleasing men. They’ll be there for you to pursue when the time comes and if you want to. But nothing will waste your youth more than fighting for male acceptance.
opened pokemon go for the first time and there was a fucking squirtle straight up in my goddamn toilet i’m so done
Watch: John Cena continues, “So, let’s try this one more time. Close your eyes.”
I wanna hug him. This was beautiful.
Predictable news pundits are predictable.
Watch.