i am of the sincere belief that if ur on ur computer a lot you should visually customize it to high hell and back not just for funsies but also because it has literally made me less depressed before. its kind of like how rearranging your bedroom is good for your brain, yknow. i do stuff like this every few months
LIVE WALLPAPER: wallpaper engine. only thing on here that costs any money (its like 5 bucks on steam). im sure theres free alternatives but this one has a lot of presets and stuff so its less hassle and its what i use. might be a bad idea for lower end pcs tho
CUSTOM TASKBAR: retrobar on github (lots of different options)
CUSTOM CURSOR: theres a lot of places to find these, but rw-designer open cursor library is a good place to start
DISCORD: betterdiscord, im using the clearvision v7 theme with a custom background
EXTENSIONS (these are for firefox, might or might not exist on other browsers):
tabliss for the new tab theme
stylus for tumblr -> specifically the 'tumblr - custom dashboard pallette' theme for colors + bg, and this for the pre-twitterifcation layout
enhancer for youtube for custom youtube colors
the browser theme is just one i found on the firefox theme 'store'
If you're writing anything involving cons, scams, heists, or morally questionable characters who are very good at lying, here are some free resources I've been using for research. Saving you the "why is this in my search history" anxiety.
1. The FBI's Famous Cases & Criminals archive (fbi.gov/history/famous-cases) has detailed breakdowns of real fraud cases, Ponzi schemes, and confidence operations. The language they use is clinical and precise, which is perfect for getting the procedural details right.
2. The FTC Consumer Sentinel Network publishes annual reports on the most common fraud tactics in the US. Great for understanding how modern scams actually work and what makes people fall for them.
3. The Smithsonian's American Art Museum has a free digital collection of forgery case studies. If your character forges documents or art, this is gold.
4. Court Listener (courtlistener.com) is a free legal database where you can read actual court transcripts from fraud trials. Want to know how a real con artist talks under oath? This is where you find out.
5. The Internet Archive's collection of old newspaper crime sections. Search for "confidence man" or "swindle" in papers from the 1920s through 1960s and you'll find incredible real stories that would feel too dramatic for fiction.
Bonus: The Psychology of Fraud section on the Association for Psychological Science website has accessible articles about why people trust, how deception works cognitively, and what makes someone a convincing liar. Essential reading if you want your con artist characters to feel psychologically real.
Reblog to save for later. Your WIP will thank you.
I love that Leverage really goes out of it’s way to show us that just because you break the ‘rules’, it doesn’t mean you’re breaking the rules. Rules and laws and society are all made up, at the end of the day, and all you really have is your own moral compass and sense of justice; is this just to you? Is it right? Should it be OK for companies to put people in insurmountable debt for the rest of their lives just because our medical care is so expensive in this modern day and age? No law or rule should change what you know in your heart is right and wrong, and I think that’s the key thing that makes someone a good person in my eyes.
#there was a time when parker wouldn’t have noticed, #not because she lacked the capacity to care, #but because she had narrowed herself, #to stay alive she cut off as many unnecessary things as possible, #watching her get them all back, #is one of the glories of this show (via @seananmcguire)
This scene hit me like a brick. My parents were hundreds of thousands of dollars in debt when I was 16 bc I’d had cancer the year before (my treatment ended up being free but the initial ER bills and such were not).
But somewhere along the line they just… Disappeared. My mom says they’re not being paid and they’re not in collections. It’s almost as if someone out there did…exactly what Parker did.
Ever since I saw this the first time, I’ve imagined it was Parker doing it. That she and Hardison had a free weekend and decided to take it out on a collections agency. That I was one of the lucky ones who got a little Leverage.
Okay but like yeah, that is actually a thing that happens, albeit not exactly like this. I don’t remember the exact process but basically there’s a booming industry to sell peoples debt - the business you owe money to sells it to someone else for a fraction of the money owed, wipes their hands of the whole affair, and now whoever bought your debt is riding your ass to get you to give the money to the. But it’s also entirely possible for people to just… buy up massive amounts of debt for pennies on the dollar, and then just. Forgive it. Because capitalism is a living nightmare, but the system is broken enough that it’s possible to exploit it for good sometimes.
Like, the main reason I know about this is because John Oliver did a piece on debt buying a few years ago, and ended it by revealing that he’d bought 15 million dollars worth of medical debt just so he could forgive all of it. Both to expose how broken the system was because some random fucker like him could buy millions of dollars in peoples debt with zero regulations, and also just to take the record for biggest TV giveaway in history.
yes! if you want to help with the medical debt crisis in the US and have some extra money please donate to RIP Medical Debt if you can. They’re completely legit and really do what they say - you really CAN relieve an incredible amount of debt for the needy with even a small donation. I’m a monthly donor and receive a quarterly report of the debt they’ve abolished, and it truly is amazing. Based on those reports the average amount of debt abolished per person is actually I would say about $600 - which means, if you’re doing the math, that with a $6 donation to RIP Medical Debt, you can potentially pull one person out of a poverty spiral - maybe even one family. For six dollars. that’s a pretty good deal, I think.
As human-led soil erosion creates more barren landscapes, invasive species like the Trapdoor Plant (Nepenthes decipula) are on the rise.
These carnivorous plants take hold in depleted topsoil, growing into large underground chambers filled with digestive fluid. As unsuspecting animals walk on them, a camouflaged leaf quickly moves out of the way to let them fall inside. Its slick interior, barbed edge, and the fast-acting acid make escape highly unlikely.
While most are smaller, some become large enough to capture full-grown humans.
This idea was suggested to me by my 6-year-old nephew and biggest Bestiary fan, Telmo! That kid is already coming up with great monster designs, he's going places! :) It's a real honour collaborating with him
I love lying to my landlord. “We’re currently looking at a comparable unit in the area at $[a hundred dollars less than our current rent]/month, so if your offer has any flexibility to come down on the rent, that would help us reach a decision about whether or not to renew our lease here” and the comparable unit exists only in my own beautiful mind
Actually, no! And since several people have replied asked for my script for negotiating lower rent, I’m gonna share that below, as well as the philosophy behind it. Full disclosure that I’m not a leasing office person or a realtor or god forbid, a landlord—I’m just someone who has been a renter for 10+ years across different states, and I know for a fact that I have saved myself thousands of dollars by successfully negotiating a lower monthly rent on almost every lease I’ve ever signed. (Also, I’ve only ever rented in the U.S., so this advice may not be as applicable elsewhere.)
Step 0: Know Thy Enemy
The key thing to understand about all residential landlords, whether they’re corporate conglomerates or Just Some Asshole, is that their asset—the property—is a Cinderella carriage that magically turns back into an expensive ass pumpkin of a liability any time it’s sitting empty. The property taxes, insurance, mortgage, HOA fees, and maintenance costs all still come due every month/quarter/year whether they have a tenant to cover it all and then some, or not.
Because of this, at the end of the day, their ultimate goal is to fill every unit at all times with someone who will reliably pay the rent on time and in full. And because everything else is secondary to that goal—and because with the exception of Just Some Asshole landlords, the person responding to your emails and writing up your lease paperwork is several degrees of separation removed from the shareholders who profit off your rent money—they’re almost always willing to negotiate with you. As long as it gets the liability converted into an asset faster or keeps the carriage from turning back into a pumpkin for longer, then in the long run, it’s actually in their best interest to give you a better price.
Step 1: Identify Your Leverage
If you understand how supply and demand works, you can figure out how much leverage you have pretty easily. High supply and low demand = you have more leverage, and vice versa. Do they have an “AVAILABLE NOW - MOVE IN TODAY” sandwich board on the sidewalk or a web banner that says “First month free”? Does their website and/or Apartments.com show a bunch of currently open listings? Do you already live there and know at least two families on your floor have moved out in the last several months with no one new moving in to replace them? These are all indications that they have more than one unit currently sitting empty, meaning higher supply and lower demand. No sandwich board and a website that just says “call for availability”? They might just suck at marketing, but more likely, supply is lower and demand is higher.
You have the least leverage if you’re a prospective tenant looking to move in somewhere that has a waitlist. They have no reason to offer you a discount if six other people are already in line to pay full price for apartments that aren’t even vacant yet (but you can still ask!). You also have no leverage to negotiate if you’ve already signed a lease and you’re in the middle of the lease period; you legally agreed to pay $X/month for Y months, so you’re stuck with that until the lease is up.
At the other end of the spectrum, you have the most leverage if you’re a current tenant who has always paid your rent on time and you’re being offered a renewal on your existing lease with higher rent than you're currently paying, especially if they already have some units that have been empty for a while. If you move out, not only is your unit going to sit vacant for at least part of a month, they’re also probably going to have to put in some work to “turn” the unit (repainting, professional cleaning, etc) to get it in move-in condition for the next tenant.
All of this means that if you move out, even if they can fleece you out of your security deposit and find a new tenant the very next month, it’s still gonna cost them at least a few thousand dollars to turn that pumpkin back into a carriage again. They’re probably willing to come down by $100-$200/month or so on the renewal offer rent if you ask, because they know it’ll actually save them money in the long run. Similar situation if you’re a prospective new tenant—if they can’t get you or anyone else to sign a lease and move in this month, that’s $[whatever the monthly rent is] down the drain, and they’ll never get it back. It’s a perishable item about to spoil.
Step 2: Get Their Opening Offer
This is the first number they’ll quote you for the rent—the sticker price that you’ve always just accepted as set in stone. The truth is, they’ve built some buffer into that number. There’s almost always some room for them to come down, and depending on your leverage, they will if you ask nicely. But for reasons that baffle me, most people don’t!
Step 3: Wait, Research, & Counter
Don’t reply to their initial offer right away—unless there’s a waitlist (in which case, you have little haggling power anyway), wait a few days. It makes them sweat a bit, and it shows you aren’t desperate. The person who is rushing to reply is not the one who has more leverage in the negotiation, and making them wait reminds them of that. In the meantime, use Apartments.com or Zillow to get an idea of what similar units in the same area are currently going for. Then you come up with your counteroffer.
As a general rule, anything more than about 20-25% below their opening offer (or below market rates) will probably just piss them off or make them take you less seriously. But when we’re talking about your monthly rent over the course of a year or two, even a 10% discount adds up to a lot of money!
When I negotiated our original lease for my current place, I also asked for and got a two year lease term instead of the standard one year. But whatever automated calendar event system they use to remind their leasing office staff when it’s time to send out renewal offers didn’t get the memo about that, so they mistakenly sent me a renewal offer the following year, meaning I got to see how much they would have jacked up the rent if they could’ve. For that second year of the lease alone, my negotiating saved us $3,000!
Step 4: BDE (Big Dick Emailing)
Here’s the tricky part. You need to write an email—always negotiate over email if you can, it’s too easy for a salesperson to bowl you over on the phone and anything they say that isn’t in writing means nothing—which simultaneously makes it sound like you would sign a lease with them in a heartbeat and like you are actively flirting with five other apartment complexes right now who all want you so bad it makes them look stupid, because you are just so sexy and fun and your credit score is eight inches flaccid. You need to make them believe you are both highly motivated and ready to sign on the dotted line and willing to just walk away from the table at any second, but if they could just come down a little bit on that number, you’d delete those other hoes’ numbers forever! Here’s the rough script I use every time:
“ Thank you for [your email/the tour/sending over the offer letter/etc]. I have had a chance to review and consider it. I think [name of apartment complex] would be the perfect fit for me, but I am also exploring and touring other options in the area, including a comparable unit nearby at $[a little below your counteroffer number]/month.
If we could come down to $[your counteroffer number]/month on the rent, I would be prepared to sign the lease today. Let me know your thoughts. Thanks! "
Step 6: You Win Either Way
Sometimes they really do just accept your counteroffer without question and send you over a revised lease to sign. (When this happens, I make a note for next time that my counteroffer was probably too high and I should’ve asked for more!) More often, they get approval from The Powers That Be and come back with a number that’s higher than your counteroffer but lower than their initial offer. Assuming I can afford it, I always accept this offer; you’ve achieved your goal of saving yourself money from sticker price, and they’re likely to lose patience if they have to keep going around and around with you. And sometimes (though only very rarely), they may come back and say the price is firm—in which case, guess what? You still didn’t lose anything by asking!
THIS!!! Exactly this. I didn’t mention it above because I just couldn’t fit it neatly anywhere, but once while negotiating a lease renewal, I got as far as receiving their counteroffer, which was basically “price firm :(”, but then life happened, so I forgot to respond and accept. The email sat in my inbox for a week. And then, completely unprompted, they magically replied again saying, “actually, nvm, how’s $[number that is lower than our opening offer] sound?”
To them, it looked like I was staring them down cold as ice like
I was literally just busy with other stuff! and they were sweating!!! BULLETS!!!
[ Image One: Screenshot of tags reading "#I sadly feel like this only works woth s9me leases since companies will just tell ypu to fuck off or the lease is set by corporate #or what the fuck ever
Image Two from Alt: Screenshot of tags that read, "#obsessed with this #i accidentally found this out on accident and it didnt really come together in my mind properly until just now. #its true that Silence and Waiting really does make them nervous Imaoooo i simply Forgor to respond to their renewal offer #(because they sent it like months early and i was like hm i simply will not worry about this yet im Busy) #and when the date got closer they resent it and i was like ah yeah i should definitely do that soon #but i was super busy that week so i didnt get around to it #suddenly they were calling me "checking in" and suggesting they "could offer me a deal" and i was like uhhh what is happening #but iirc it was like the weekend and i had class on monday so i was like okay. i will do this Tuesday. Definitely For Sure This Time #on monday they sent me a new offer at my current rate instead of the raised one.:) #i happily accepted this immediately because i was like oh yay i was just about to do this i wonder why Number Lower? oh well yay savings:) #i thought someone made a mistake when putting in the numbers on the online portal or something but this makes Much More Sense”
Image Three from Alt: gif of Kevin Costner and Whitney Houston staring each other down across a courtyard in the movie The Bodyguard. Both wear dark sunglasses and unreadable expressions. / End ID ]
everybody reblog this post and tell me your favorite animal that's not common. tell me your favorite animal that you haven't met another person who shares it, that you get "what's that" or weird looks for, or that you can never find plushies for. we getting unconventional today!!!! teach me something new!!!! show me something I haven't seen before!!! and yes bugs count
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